I-Wholesale - Uhlelo lwe-AAA Lendings Salary Borrower Non-QM – WVOE (Ukuqinisekiswa Okubhaliwe Kokuqashwa) – I-AAA Ebolekisa ngemali ebolekisayo kanye nomtshali-zimali

Imininingwane Yomkhiqizo

Ukungafihli kungumnyombo wemisebenzi yethu. Siyaziqhenya ngokuxhumana kwethu okuvulekile nokwethembeka namakhasimende ethu. Azikho izimali ezifihliwe, azikho izimanga. Sinikeza ulwazi olucacile, oluqondile mayelana nezinketho zakho ze-mortgage, siqinisekisa ukuthi unawo wonke amaqiniso okwenza izinqumo unolwazi. Umgomo wethu uwukwakha ukwethembana kumakhasimende ethu ngokukhuluma ngokungagwegwesi nokungafihli lutho, senze ulwazi lwakho lwezezimali lwendlu lushelele ngangokunokwenzeka.Iphesenti Lokwebolekwa Elivamile,Imalimboleko Evamile 90 Ltv,I-Mortgage Calculator, Njengengxenye yokuzibophezela kwethu ukuhlala siphambili embonini, sitshala imali eningi kubuchwepheshe obusezingeni eliphezulu ukuze senze lula isicelo semali mboleko kanye nenqubo yokugunyaza. Lokhu akusheshisi kuphela inqubo yesicelo kodwa futhi kukuhlinzeka ngezibuyekezo zesikhathi sangempela mayelana nesimo sakho semali mboleko yezindlu, kukunikeza ukuthula kwengqondo futhi kuqede ukungaqiniseki okungase kufike nenqubo yemali mboleko. Indlela yethu eqhutshwa ubuchwepheshe isivumela ukuthi sinikeze ulwazi olungenazihibe futhi olulula, senze uhambo lwakho lokuya kubanikazi bezindlu noma ekunikezeni imali kabusha lusebenze kahle ngangokunokwenzeka.

- Uhlelo Lwe-AAA Lokuboleka Umholo Ongewona we-QM - WVOE (Ukuqinisekiswa Okubhaliwe Kokuqashwa) - Imininingwane Yokubolekwa Kwe-AAA:

Ayinasihloko-4

Uhlolojikelele

Ababoleka iholo kuphela, abangakwazi ukuhamba nemali mboleko ye-ejensi, futhi abafuni ukuhlinzeka ngemibhalo ehlukahlukene yemali engenayo.

Imininingwane

1) Izwe langaphandle elivunyelwe;
2) izinyanga eziyi-12 ezigciniwe ezibalwe ku-PI(Hhayi i-PITIA edingekayo omunye umbolekisi);
3) Ayikho i-paystub / W-2 / imbuyiselo yentela edingekayo;
4) Izimali zesipho zivunyelwe;
5) Imali ebolekiwe efika ku-$2.5M;
6) Inkokhelo ephansi iphansi njenge-30%;
7) Imizuzu. I-FICO 680.

Luyini uhlelo?

Wake wahlangana nalolu hlobo lwecala?
Ingabe isimo somboleki sibuyekezwe ama-paystubs kaninginingi?
Ingabe umbolekisi ubale iholo lakho futhi wakutshela ukuthi awufaneleki ukuthola imali ebolekiwe yendlu?
Ingabe unzima ukuthola amakhophi akho e-W2s noma ama-paystub?

Thina I-AAA Lendings ikunikeza uhlelo oluphelele lwe-Non-QM- WVOE(Ukuqinisekiswa Okubhaliwe Kokuqashwa). Uma ababolekayo abaholayo bethola iholo elingaguquki noma iholo elivela kumqashi njengembuyiselo yesevisi abayinikeziwe futhi bengenabo ubunikazi noma inzalo yobunikazi engaphansi kuka-25% ebhizinisini.

Ababolekayo abaholayo bathola iholo elingashintshi noma iholo elivela kumqashi njengembuyiselo yesevisi abayihlinzekiwe futhi abanabo ubunikazi noma inzalo yobunikazi engaphansi kuka-25% ebhizinisini. Isinxephezelo singase sisekelwe kusisekelo sehora, iviki, biweekly, nyanga zonke, noma isigamu senyanga. Uma ngehora, inani lamahora ahleliwe kufanele libhekwe. Imali engenayo eqinisekisiwe kufanele iguqulwe ibe inani ledola lanyanga zonke ukuze lisetshenziswe esicelweni esisemthethweni (FNMA Form 1003). Ngokubona kombhali wangaphansi, imibhalo eyengeziwe yemali engenayo ingacelwa

Yiziphi izinzuzo?

Kulolu hlelo, umbolekisi udinga kuphela ifomu le-WVOE ukuze abale imali engenayo efanelekayo, awekho amanye amadokhumenti emali engenayo adingekayo. Lokhu kufanele kube iphuzu elibalulekile elikhanga kakhulu lalolu hlelo. Azikho izimali mboleko ze-ejensi ezingenza uhlelo olunjalo. Ngaphandle kwalokho, ngokuhlukile kwezinye izinhlelo, lolu hlelo aludingi amafa amaningi kakhulu abenzi bezicelo. Ngokuvamile, lolu wuhlelo oluhle lwababoleki abaholayo abangakwazi ukwenza imali mboleko ye-ejensi.

Indlela yokubala?

- Sebenzisa iholo eliyisisekelo (isilinganiso senyanga, kabili ngesonto, noma isilinganiso sehora njengoba sisekelwa i-YTD) esivela ku-WVOE.
Izibonelo:
◦ Ingxenye yenyanga: Inani lanyanga zonke eliphindwe ngo-2 lilingana nemali engenayo yanyanga zonke.
◦ Mabili ngamaviki: Inani lamasonto onke liphindwe ngo-26 lihlukaniswa ngo-12 lilingana nemali engenayo yanyanga zonke.
◦ Uthisha okhokhelwe izinyanga eziyi-9: Imali yanyanga zonke iphindwe ngezinyanga eziyi-9 ihlukaniswa ngezinyanga eziyi-12
ilingana nemali engenayo yanyanga zonke.

Khumbuza umqashi ukuthi agcwalise ifomu le-WVOE, bese umbolekisi ezoqhubeka nokuboleka imali ngokushesha.

Izithombe zemininingwane yomkhiqizo:

Umhlahlandlela Womkhiqizo Ohlobene:

I-AAA LENDINGS iyaziqhenya ngokubandakanyeka kwethu komphakathi nokuzibophezela komphakathi. Sikholelwa ukuthi ukuba umabolekisi oqotho kusho ukubuyisela emiphakathini esiyisebenzelayo. Ithimba lethu libamba iqhaza ngenkuthalo ezinhlelweni zokupha, lisekela izizathu zasendaweni, kanye nokuthuthukisa ulwazi lwezezimali. Asikho nje ebhizinisini lokuhlinzeka ngemalimboleko; sitshalwe ekwenzeni umthelela omuhle ezimpilweni zamakhasimende ethu kanye nemiphakathi ayibiza ngokuthi ikhaya. – AAA Lendings Salary Borrower Non-QM Programme – WVOE (Ukuqinisekiswa Okubhaliwe Kokuqashwa) – AAA Lendings , Umkhiqizo uzohlinzeka kuwo wonke umhlaba, njengalokhu: Honduras, moldova, Greek, Empeleni kudingeka kunoma iyiphi yalezo zinto ibe nesithakazelo kuwe, qiniseka ukuthi uyasivumela ukuba sazi. Sizojabula ukukunikeza ikhotheshini lapho sithola imininingwane ephelele yomuntu. Sinonjiniyela bethu abangabodwana be-R&D ukuze bahlangabezane nanoma yiziphi izimfuneko, Sibheke ngabomvu ukuthola imibuzo yakho maduze futhi sithemba ukuba nethuba lokusebenza nawe esikhathini esizayo. Siyakwamukela ukuzobheka inhlangano yethu.

-AAA Ukuboleka

Kuyinhlanhla ngempela ukuhlangana nomphakeli omuhle kangaka, lokhu ukubambisana kwethu okwaneliseke kakhulu, ngicabanga ukuthi sizosebenza futhi!
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