I-Wholesale - Uhlelo lwe-AAA Lendings Portfolio – I-AAA Lendings ebolekisayo kanye nomtshalizimali

Imininingwane Yomkhiqizo

Ukuzibophezela kwethu ekwenzeni okuhle nokuzinikela kumakhasimende ethu kusishukumisele ukuba sandise ukusebenza kwethu kuzo zonke izifundazwe ezingama-45, okuhlanganisa i-Arizona, California, Washington DC, Florida, Nevada, neTexas, phakathi kwezinye. Nokho, impumelelo yethu ayichazwa ngezinombolo kuphela. Ukubuyekezwa okuhle okungenakubalwa kanye nesithunzi esinamandla sokukhuluma ngomlomo esikuzuzile kusebenza njengobufakazi bokwethemba nokuqiniseka imakethe esibeke khona.Ababolekisi Abaphezulu Bezindlu Zokubolekwa Kwezindlu,I-Mortgage Broker vs Inyunyana Yezikweletu,I-Fidelity Bonds, Kwa-AAA LENDINGS, sigqama esixukwini sababolekisi bezindlu ngokubeka phambili ukuguquguquka nokuvumelana nezimo endleleni yethu. Siyaqonda ukuthi isimo sezimali somboleki sihlukile, futhi sikuhlomele ngokugcwele ukwenza izixazululo ezifanelana nezidingo zakho ezithile. Kungakhathaliseki ukuthi ungumthengi wezindlu okokuqala ngqa, umtshali-zimali wezindlu ezithengiswayo, noma ufuna ukuxhasa ngezimali kabusha, ithimba lethu lochwepheshe likhona ukuze likuqondise kubunkimbinkimbi benqubo yokuboleka imali. Sikholelwa ukuthi ukubolekwa kwezindlu akufanele kube umzamo olinganayo, futhi yilokho okusehlukanisayo.

- Uhlelo lwe-AAA Lendings Portfolio - Imininingwane Yokubolekwa kwe-AAA:

Uhlelo lwephothifoliyo

Uhlolojikelele

Isitatimende Sebhange Lephothifoliyo
Iphothifoliyo ye-DSCR
I-Portfolio Foreign National DSCR

* Ukuthengisa Kuphela

Imininingwane

1) 5/6 ARM 30 Day Average SOFR (5/1/5);
2) Isilinganiso sokuthenga ngaphansi kwesigaba 1:2;
3) Ubukhulu. Inani Lemalimboleko $5,000,000.

* Isilinganiso sokuthenga ngaphezu kwesilinganiso esingamukeleki

Isitatimende Sebhange Lephothifoliyo

1) Imali ye-UW $1495 & Imali Yokucubungula $845;

2) Imali Yokubuyekezwa Kwethenjwa/Yebhizinisi engu-$300, uma ikhona;

3) Imali Engenayo Yesitatimende Sebhange. I-LTV 65%;

4) Isitatimende Sebhange - Inzalo Kuphela Max. LTV 60%;

5) Imizuzu. Imali Ebolekiwe $500,000;

6) Izwe Langaphandle - Ayifaneleki;

7) Isijeziso Sokukhokha Ngaphambi Kwezinyanga Eziyi-18 silingana nenzalo yezinyanga eziyisi-6;

8) Imizuzu. Izinyanga eziyi-12 i-PITIA endaweni eyisihloko njengeziqiwi;

9) Okuhlukile: icala ngecala lemali ebolekiwe ≤ $500k no-0.5 olungiselwe inkokhelo.

Iphothifoliyo ye-DSCR

1) Imali ye-UW $1495 & Imali Yokucubungula $845;

2) Ukuthembela/Ukubuyekezwa Kwebhizinisi okungu-$300, uma kusebenza;

3) Imizuzu. Imali Ebolekiwe $500,000;

4) Izwe Langaphandle - Ayifaneleki;

5) Ubuncane be-DSCR 1,000;

6) Imalimboleko Eyenziwe Kumuntu Wemvelo - Abekho Ababoleki Benhlangano;

7) 2-4 Iyunithi Yezakhiwo Ifanelekile kanye Nokwehliswa ngo-5% ku-Max. LTV/CLTVs on Matrix;

8) Isijeziso Sokukhokha Ngaphambi Kwezinyanga Eziyi-18 silingana nenzalo yezinyanga eziyisi-6;

9) Imizuzu. Izinyanga eziyi-12 i-PITIA endaweni eyisihloko njengeziqiwi;

10) Okuhlukile: icala ngalinye lemali ebolekiwe ≤ $500k no-0.5 olungiselwe inkokhelo.

Iphothifoliyo ye-FN DSCR

1) Imali ye-UW $1495 & Imali Yokucubungula $845;

2) Ukuthembela/Ukubuyekezwa Kwebhizinisi okungu-$300, uma kusebenza;

3) Ukubuyekezwa Kwezwe Langaphandle $250;

4) Imizuzu. Imali Ebolekiwe $500,000;

5) Ubuncane be-DSCR 1,000;

6) Inzalo Kuphela - Ayivunyelwe;

7) Amandla Ommeli - Akavunyelwe;

8) Isijeziso Sokukhokha Ngaphambili (Umtshalizimali kuphela) izinyanga eziyi-18 futhi silingana nenzalo yezinyanga eziyisi-6.

9) Imizuzu. Izinyanga eziyi-12 i-PITIA endaweni eyisihloko njengeziqiwi;

10) Okuhlukile: icala ngalinye lemali ebolekiwe ≤ $500k no-0.5 olungiselwe inkokhelo.

Ibalwa kanjani i-Portfolio DSCR?

I-DSCR izobalwa ngale ndlela elandelayo: DSCR = *Isamba Semali Engenayo Yokuqasha ÷ Inkokhelo Yanyanga Zonke Efanelekayo (P kanye nami kuphela);

*Imali Engenayo Yokuqasha = Isamba Semali Yokuqasha * (1 – Isici Sezindleko);

Izici Zezindleko: Impahla engena-HOA = 25%, Impahla ene-HOA = 30%;

Irenti izoba ngaphansi kwalokhu: Imali engenayo yokuqashisa yamanje noma inani eliku-1007 elihlinzekwe umhlaziyi elibonisa ishejuli yokuqasha emakethe.

Izithombe zemininingwane yomkhiqizo:

Umhlahlandlela Womkhiqizo Ohlobene:

Ukuzulazula endaweni ye-mortgage kungaba nzima, kodwa i-AAA LENDINGS yenza inqubo ibe lula, iyenze ihehe futhi ingabi nengcindezi. Sinikeza uhlelo lokuqoqa amadokhumenti olucacile nolufushane, olukuvumela ukuthi ulayishe kalula amaphepha adingekayo ku-inthanethi. Sazi kahle ukuthi isikhathi sakho sibalulekile, futhi ngokwenza inqubo ibe bushelelezi, sikugcina umatasa futhi ulawula uhambo lwakho lokuboleka imali. – AAA Lendings Portfolio Programme – AAA Lendings , Umkhiqizo uzohlinzeka emhlabeni wonke, njengalokhu: i-azerbaijan, i-Adelaide, iMombasa, Siyakwamukela ukuvakashela inkampani yethu, ifekthri kanye nendawo yethu yombukiso lapho kuboniswa khona imikhiqizo ehlukahlukene ezohlangabezana nokulindela kwakho. Okwamanje, kulula ukuvakashela iwebhusayithi yethu, futhi abasebenzi bethu bokuthengisa bazozama konke okusemandleni abo ukukunikeza isevisi engcono kakhulu. Sicela usithinte uma udinga ulwazi olwengeziwe. Inhloso yethu ukusiza amakhasimende ukuthi abone izinhloso zawo. Senza imizamo emikhulu ukuzuza lesi simo esiphumelelayo.

-AAA Ukuboleka