I-Wholesale - Uhlelo lwe-AAA Lendings Portfolio – I-AAA Lendings ebolekisayo kanye nomtshalizimali

Imininingwane Yomkhiqizo

Ukuzibophezela kwethu ekwenzeni okuhle nokuzinikela kumakhasimende ethu kusishukumisele ukuba sandise ukusebenza kwethu kuzo zonke izifundazwe ezingama-45, okuhlanganisa i-Arizona, California, Washington DC, Florida, Nevada, neTexas, phakathi kwezinye. Nokho, impumelelo yethu ayichazwa ngezinombolo kuphela. Ukubuyekezwa okuhle okungenakubalwa kanye nesithunzi esinamandla sokukhuluma ngomlomo esikuzuzile kusebenza njengobufakazi bokwethemba nokuqiniseka imakethe esibeke khona.Ababolekisi Abaphezulu Be-Mortgage Abaphezulu,I-Wvoe Mortgage Lender,I-Mortgage Lender Zillow, Njengengxenye yokuzibophezela kwethu ukuhlala siphambili embonini, sitshala imali eningi kubuchwepheshe obusezingeni eliphezulu ukuze senze lula isicelo semali mboleko kanye nenqubo yokugunyaza. Lokhu akusheshisi kuphela inqubo yesicelo kodwa futhi kukuhlinzeka ngezibuyekezo zesikhathi sangempela mayelana nesimo sakho semali mboleko yezindlu, kukunikeza ukuthula kwengqondo futhi kuqede ukungaqiniseki okungase kufike nenqubo yemali mboleko. Indlela yethu eqhutshwa ubuchwepheshe isivumela ukuthi sinikeze ulwazi olungenazihibe futhi olulula, senze uhambo lwakho lokuya kubanikazi bezindlu noma ekunikezeni imali kabusha lusebenze kahle ngangokunokwenzeka.

- Uhlelo lwe-AAA Lendings Portfolio - Imininingwane Yokubolekwa kwe-AAA:

Uhlelo lwephothifoliyo

Uhlolojikelele

Isitatimende Sebhange Lephothifoliyo
Iphothifoliyo ye-DSCR
I-Portfolio Foreign National DSCR

* Ukuthengisa Kuphela

Imininingwane

1) 5/6 ARM 30 Day Average SOFR (5/1/5);
2) Isilinganiso sokuthenga ngaphansi kwesigaba 1:2;
3) Ubukhulu. Inani Lemalimboleko $5,000,000.

* Isilinganiso sokuthenga ngaphezu kwesilinganiso esingamukeleki

Isitatimende Sebhange Lephothifoliyo

1) Imali ye-UW $1495 & Imali Yokucubungula $845;

2) Imali Yokubuyekezwa Kwethenjwa/Yebhizinisi engu-$300, uma ikhona;

3) Imali Engenayo Yesitatimende Sebhange. I-LTV 65%;

4) Isitatimende Sebhange - Inzalo Kuphela Max. LTV 60%;

5) Imizuzu. Imali Ebolekiwe $500,000;

6) Izwe Langaphandle - Ayifaneleki;

7) Isijeziso Sokukhokha Ngaphambi Kwezinyanga Eziyi-18 silingana nenzalo yezinyanga eziyisi-6;

8) Imizuzu. Izinyanga eziyi-12 i-PITIA endaweni eyisihloko njengeziqiwi;

9) Okuhlukile: icala ngecala lemali ebolekiwe ≤ $500k no-0.5 olungiselwe inkokhelo.

Iphothifoliyo ye-DSCR

1) Imali ye-UW $1495 & Imali Yokucubungula $845;

2) Ukuthembela/Ukubuyekezwa Kwebhizinisi okungu-$300, uma kusebenza;

3) Imizuzu. Imali Ebolekiwe $500,000;

4) Izwe Langaphandle - Ayifaneleki;

5) Ubuncane be-DSCR 1,000;

6) Imalimboleko Eyenziwe Kumuntu Wemvelo - Abekho Ababoleki Benhlangano;

7) 2-4 Iyunithi Yezakhiwo Ifanelekile kanye Nokwehliswa ngo-5% ku-Max. LTV/CLTVs on Matrix;

8) Isijeziso Sokukhokha Ngaphambi Kwezinyanga Eziyi-18 silingana nenzalo yezinyanga eziyisi-6;

9) Imizuzu. Izinyanga eziyi-12 i-PITIA endaweni eyisihloko njengeziqiwi;

10) Okuhlukile: icala ngalinye lemali ebolekiwe ≤ $500k no-0.5 olungiselwe inkokhelo.

Iphothifoliyo ye-FN DSCR

1) Imali ye-UW $1495 & Imali Yokucubungula $845;

2) Ukuthembela/Ukubuyekezwa Kwebhizinisi okungu-$300, uma kusebenza;

3) Ukubuyekezwa Kwezwe Langaphandle $250;

4) Imizuzu. Imali Ebolekiwe $500,000;

5) Ubuncane be-DSCR 1,000;

6) Inzalo Kuphela - Ayivunyelwe;

7) Amandla Ommeli - Akavunyelwe;

8) Isijeziso Sokukhokha Ngaphambili (Umtshalizimali kuphela) izinyanga eziyi-18 futhi silingana nenzalo yezinyanga eziyisi-6.

9) Imizuzu. Izinyanga eziyi-12 i-PITIA endaweni eyisihloko njengeziqiwi;

10) Okuhlukile: icala ngalinye lemali ebolekiwe ≤ $500k no-0.5 olungiselwe inkokhelo.

Ibalwa kanjani i-Portfolio DSCR?

I-DSCR izobalwa ngale ndlela elandelayo: DSCR = *Isamba Semali Engenayo Yokuqasha ÷ Inkokhelo Yanyanga Zonke Efanelekayo (P kanye nami kuphela);

*Imali Engenayo Yokuqasha = Isamba Semali Yokuqasha * (1 – Isici Sezindleko);

Izici Zezindleko: Impahla engena-HOA = 25%, Impahla ene-HOA = 30%;

Irenti izoba ngaphansi kwalokhu: Imali engenayo yokuqashisa yamanje noma inani eliku-1007 elihlinzekwe umhlaziyi elibonisa ishejuli yokuqasha emakethe.

Izithombe zemininingwane yomkhiqizo:

Umhlahlandlela Womkhiqizo Ohlobene:

Ukuhlela ikusasa lakho lezezimali kuqala ngozakwethu ofanele we-mortgage, futhi kwa-AAA LENDINGS, sizimisele ukukusiza ufeze amaphupho akho. Siyaqonda ukuthi uhambo olubheke ekubeni umninikhaya lungajabulisa kodwa luphinde luxake. Ochwepheshe bethu asebemnkantshubomvu bangaphezu nje kochwepheshe bezindlu ezibolekiwe; bangabalingani bakho bezezimali. Ayatholakala ukuze axoxisane ngezinhloso zakho, ahlole isimo sakho sezezimali, futhi anikeze isiqondiso somuntu siqu esithatha intshisekelo yakho. Siyaziqhenya ngokuba yisandla esiqondisayo esikunika amandla okwenza izinqumo ezinolwazi ngekusasa lakho. – AAA Lendings Portfolio Programme – AAA Lendings , Umkhiqizo uzohlinzeka emhlabeni wonke, njengalezi: Cyprus, Czech Republic, Somalia, Uma udinga ukuba nanoma yikuphi okuthengiswayo kwethu, noma ube nezinye izinto ezizokhiqizwa, qiniseka ukuthi usithumelela imibuzo yakho, amasampula noma imidwebo ejulile. Khonamanjalo, sihlose ukuthuthuka sibe yiqembu lebhizinisi lamazwe ngamazwe, sibheke ngabomvu ukuthola izipesheli zebhizinisi elihlanganyelwe kanye namanye amaphrojekthi wokubambisana.

-AAA Ukuboleka

Umuntu othengisayo unomsebenzi futhi unomthwalo wemfanelo, unemfudumalo futhi unesizotha, saba nengxoxo emnandi futhi ayikho imigoqo yolimi ekukhulumisaneni.
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