Isikhungo Somkhiqizo

Imininingwane Yomkhiqizo

Ukungafihli kungumnyombo wemisebenzi yethu. Siyaziqhenya ngokuxhumana kwethu okuvulekile nokwethembeka namakhasimende ethu. Azikho izimali ezifihliwe, azikho izimanga. Sinikeza ulwazi olucacile, oluqondile mayelana nezinketho zakho ze-mortgage, siqinisekisa ukuthi unawo wonke amaqiniso okwenza izinqumo unolwazi. Umgomo wethu uwukwakha ukwethembana kumakhasimende ethu ngokukhuluma ngokungagwegwesi nokungafihli lutho, senze ulwazi lwakho lwezezimali lwendlu lushelele ngangokunokwenzeka.Uhlelo Lwezitatimende Zebhange,Inombolo Yezokuphepha Komphakathi Yokufaka Isicelo Semalimboleko Yezindlu,Isilinganiso Esiyinhloko, Yasungulwa ngo-2007, i-AAA LENDINGS ingumbolekisi wezindlu odumile onomlando ocebile ohlanganisa iminyaka engu-15. Sizuze udumo ngokuzibophezela kwethu okungantengantengi ekunikezeni isevisi eyingqayizivele nokwethembeka emhlabeni wokubolekwa kwezindlu. Iphothifoliyo yethu emangalisayo yokuboleka iwubufakazi bokuhlangenwe nakho kwethu namandla ethu, nesamba semali mboleko esimangalisayo esingaphezu kwezigidigidi ezingama-20 zamaRandi. Eminyakeni edlule, lobu buchule bezezimali busenze sakwazi ukusiza imindeni ecishe ibe ngu-50,000 ekufinyeleleni izinhloso zayo zokuboleka, nokwenza amaphupho obunikazi bezindlu abe ngokoqobo.
- I-AAA Lendings Uhlelo Lokuboleka Ongazenzi We-QM - P&L(Inzuzo Ezilungiselele Uqobo Nokulahlekelwa Kuphela) - Imininingwane Yokubolekwa kwe-AAA:

Ayinasihloko-3PL

Uhlolojikelele

Ababolekayo abazisebenzayo kuphela, abangakwazi ukuhamba nemali mboleko ye-ejensi, futhi abafuni ukuhlinzeka ngemibhalo ehlukahlukene yemali engenayo.

Imininingwane

1) Ayikho isignesha ye-CPA edingekayo;
2) Izwe langaphandle elivunyelwe;
3) Imali ebolekiwe efika ku-$10M;
4) izinyanga eziyi-12 ezigciniwe ezibalwe ku-PI(Hhayi i-PITIA edingekayo omunye umbolekisi);
5) Azikho izimbuyiselo zentela ezidingekayo;
6) Izimali zesipho zivunyelwe;
7) Inkokhelo ephansi iphansi njenge-30%;
8) Imizuzu. I-FICO 680.

Luyini lolu hlelo? Ubani ongafaka isicelo salolu hlelo?

• Ingabe ungumuntu obolekayo ozisebenzelayo?
• Ingabe umbolekisi ubezidinga izitatimende zasebhange zebhizinisi lakho ukuze uthole ukufaneleka kokubolekwa? Noma ingabe ababolekisi bakho bezindlu ezibolekiwe babekudinga ukuthi usayine amafomu entela futhi udinga imibhalo?
• Wake wamiswa noma wenqatshwa ababolekisi be-ejensi? Ingabe ababolekisi bake bathi "Ngokwesiqondiso sethu"
• Uyazi ukuthi ungakufanelekela kanjani ukubolekwa imali yendlu ngaphandle kwamaphepha emali engenayo? Noma izintela/izitatimende zasebhange zebhizinisi, njll.

Thina i-AAA Lendings manje sinikeza uhlelo olufanele lwemalimboleko ye-Non-QM olusetshenziswa ezimeni ezingenhla, oluqanjwe nge-P&L (Inzuzo Nokulahlekelwa). Lolu hlelo luklanyelwe ababoleki abazisebenzelayo futhi abangazuza kwezinye izindlela zokufaneleka zokuboleka imali. Lokho kuyinzuzo engcono kakhulu kwabaziqashayo. I-CPA/CTEC/EA eqediwe futhi yasayinwa i-P&L ingase isetshenziswe njengenye indlela yokubuyisela intela ukuze kubhalwe phansi imali engenayo yomboleki ozisebenzelayo. Kwesinye isikhathi, size samukele i-P&L elungiselelwe umboleki, nayo eyinzuzo enhle kwabanye ababoleki.

Kungani lolu hlelo luklama?

Kubaboleki abazisebenzayo, uhlelo lwesitatimende sasebhange sezinyanga eziyi-12/24 lungcono, njengoba lolu hlelo aludingi ukubuyiselwa kwentela kanye nezitatimende zasebhange zebhizinisi. Kodwa-ke, lapho abanye abafake izicelo benebhizinisi, elinesimo sezimali esinzima ngezitatimende zasebhange eziningi, uhlelo lwe-P&L lungaba yisinqumo esingcono kakhulu kuwe. Njengoba uhlelo lwesitatimende sasebhange lwezinyanga eziyi-12/24 lunomkhawulo mayelana nesidingo sezitatimende zasebhange; mhlawumbe ubuningi. Izitatimende ezintathu zasebhange zenza ibhizinisi elilodwa, okungenzeka kube umkhawulo oholela ohlelweni lwe-P&L.

Yini oyidingayo ukuze ulungiselele ukugunyazwa ngokushesha?

Uma uthumela imali ebolekiwe kubabolekisi, bangase badinge i-YTD(Year-to-Date) P&L (noma kanye ne-P&L yonyaka wangaphambilini ngezinye izikhathi), ilayisense yebhizinisi, incwadi ye-CPA, njll. Ngakho-ke noma iyiphi indlela ILUNGILE kulokho okunikezwayo ekuthumeleni kokuqala noma lapho kugunyazwa imali mboleko.
Ngaphandle kwalokho, udinga ukuthintana nethimba lethu lokuhambisa ukuze ubale imali engenayo kuqala


Izithombe zemininingwane yomkhiqizo:

- I-AAA Lendings Uhlelo Lokuboleka Okungeyona i-QM oluzisebenzelayo - P&L(Inzuzo Ezilungiselele Nokulahlekelwa Kuphela) - Izithombe zemininingwane yokubolekwa kwe-AAA


Umhlahlandlela Womkhiqizo Ohlobene:

Kwa-AAA LENDINGS, sikholelwa ekubuyiseleni kumakhasimende ethu ayigugu. Yingakho sinikezela ngohlelo lokwethembeka olukuvuza ngokusethemba kwakho nokubambisana okuqhubekayo nathi. Uhlelo lwethu lokwethembeka luklanyelwe ukukugcina umatasa futhi waziswa, lunikeza izinzuzo ezikhethekile nezaphulelo kumakhasimende ethu abuyayo. Ukuzinikela kwakho ku-AAA LENDINGS kuyabonwa futhi kuyavuzwa, futhi silwela ukwenza intshisekelo yakho eqhubekayo kumasevisi ethu ibe yinto ezuzisayo. – AAA Lendings Non-QM Uhlelo Lomboleki Ozisebenzelayo – P&L(Self Prepared Profit & Loss Only) – AAA Lendings , Umkhiqizo uzohlinzeka kuwo wonke umhlaba, njengalokhu: Istanbul, Honduras, Slovenia, Manje sinezikhungo zezifundazwe ezingu-48 ezweni. Siphinde sibe nokubambisana okuzinzile nezinkampani eziningana zokuhweba zamazwe ngamazwe. Bafaka i-oda kithi futhi bathumele izixazululo kwamanye amazwe. Silindele ukubambisana nawe ukuthuthukisa imakethe enkulu.
  • Ngokuvamile, sanelisekile ngazo zonke izici, ezishibhile, ezisezingeni eliphezulu, ukulethwa okusheshayo kanye nesitayela esihle se-procuct, sizoba nokubambisana kokulandela!
    5 IzinkanyeziNgu-Elvira wase-Doha - 2018.12.28 15:18
    Singabangane bakudala, izinga lomkhiqizo wenkampani belilokhu lilihle kakhulu futhi kulokhu intengo nayo ishibhile kakhulu.
    5 IzinkanyeziNgu-Roland Jacka wase-Macedonia - 2018.06.09 12:42