Isikhungo Somkhiqizo

Imininingwane Yomkhiqizo

Ukuzibophezela kwethu ekwenzeni izinto obala kudlulela ngale kwezigaba zokuqala zenqubo yokubolekwa kwezindlu. Siqinisekisa ukuthi unokuqonda okucacile kwemibandela yakho yemali mboleko, okuhlanganisa amanani enzalo, izinkokhelo, nezindleko zokuvala. Azikho izimanga ngosuku lokuvala. Sizinikele ekukunikezeni izincazelo eziqondile, ezingenayo i-jargon, ukuze ukwazi ukuzulazula ngokuzethemba izici zezimali zokuthenga kwakho ikhaya noma ukuxhasa ngezimali kabusha.Isilinganiso Semalimboleko Yemali Ebolekiwe Yakho,Umphakathi Wabathengi,I-Va Mortgage Ababolekisi, Siyasazisa isikhathi sakho, futhi siyaqonda ukuthi isimiso sakho singase singahlali sihambisana namahora ebhizinisi avamile. Yingakho ukwesekwa kwamakhasimende ethu kutholakala ngale kwewindi le-9-to-5. Kungakhathaliseki ukuthi unemibuzo kusihlwa noma phakathi nempelasonto, silapha ukuze sikunikeze usizo. Amahora ethu osekelo anwetshiwe ahlose ukubandakanya amakhasimende ngokubonisa ukuzibophezela kwethu ekubeni lapho usidinga kakhulu. Ukunethezeka kwakho kuyinto eza kuqala kithi, futhi silapha ukuze senze uhambo lwakho lwe-mortgae luhehe futhi lungabi nazinkathazo ngangokunokwenzeka.
- I-AAA Lendings Non-QM Salary Nohlelo Lwempahla Yomboleki Ozisebenzelayo - Imali Engenayo Eshiwo Ngeqiniso - Imininingwane Yokubolekwa Kwe-AAA:

Isihloko

Uhlolojikelele

Sebenzisa impahla yomboleki ukuze ufaneleke, izimpahla zomboleki zidinga ukumboza okungenani amadiphozithi ezinyanga eziyisi-6 emali engenayo yanyanga zonke.

Imininingwane

1) Ayikho i-P&L Edingekayo;
2) Ayikho i-WVOE Edingekayo;
3) izinyanga eziyi-12 ezigciniwe ezibalwe ku-PI (Hhayi i-PITIA edingekayo omunye umbolekisi);
4) Izimali zesipho zivunyelwe;
5) Imali ebolekiwe efika ku-$2.5M;
6) Thenga & Akukho Imali etholakalayo.

Luyini lolu hlelo?

• Uyazi ukuthi ungasebenzisa kanjani impahla kuphela ukuze ufanelekele ukubolekwa imali yendlu?
• Ingabe uye wamiswa noma wenqatshwa umbolekisi ngohlelo lwe-WVOE (Written Verification of Employment)?
• Ingabe awunayo impahla engaka lapho ufuna ukuthenga indlu yakho?
• Ingabe umqashi wakho ubengafuni ukukunikeza ifomu le-WVOE noma ukubambisana?

Uma uke wahlangabezana nalesi simo esingenhla, ungakhathazeki, woza kithi futhi sizokwethula uhlelo lwe-Non-QM yakho—-Imali Engenayo Eshiwo Ngeqiniso. Uhlelo lujwayelene nohlelo lwe-{WVOE}, ludizayinelwe ababolekayo abaholayo nababolekayo abazisebenzelayo. Izimalimboleko ezingezona ze-QM zinezinhlelo ezinhle kangako abahola amaholo nabanikazi bamabhizinisi bobabili abangazifaka izicelo.

Lusebenza kanjani lolu hlelo?

Njengoba nje igama lomkhiqizo, lolu hlelo lufanelekile ngempahla futhi. Bona ngezansi:

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Uma Imali Engenayo Eshiwo Ngeqiniso yalolu hlelo lwemalimboleko ikhethwa, umboleki uzodingeka kuphela ukuthi anikeze Imali Engenayo Esekelwe Kumpahla Esicelweni Semalimboleko (1003). Le mali engenayo izosetshenziselwa ukubala isilinganiso esifanelekile sesikweletu nemali engenayo okukhulunywe ngayo eSigabeni VIII sale mihlahlandlela.

Ubani ongafaka isicelo salolu hlelo?

Njengoba kushiwo ngenhla, noma ngabe ungumboleki oholayo noma ozisebenzelayo obolekayo, ungafaka isicelo salolu hlelo. Uma umboleki weholo, awekho amadokhumenti akhethekile adingekayo lapho ufaka isicelo semalimboleko yendlu entsha ye-Non-QM kumabolekisi. Uma umboleki ozisebenzelayo noma umboleki we-1099, ungase udinge incwadi ye-CPA elula.

Lusebenza kanjani lolu hlelo?

Njengoba nje igama lomkhiqizo, lolu hlelo lufanelekile ngempahla futhi. Ngokungafani nezinye izinhlelo, thina obolekayo akudingeki silungiselele amadokhumenti akhethekile avela kumboleki. Vele ulungiselele izitatimende zasebhange ezijwayelekile lapho ufaka isicelo semali mboleko yendlu yakho, Bona ngezansi ukuze uthole imininingwane yakho:

Imali Engenayo Eshiwo Isho ukuthi umboleki usho imali engenayo enengqondo esicelweni semalimboleko. Umbolekisi uzoqinisekisa ukuthi imali engenayo yanyanga zonke yomboleki ingasekelwa izimpahla “Zoketshezi” ngaphambi kokuvalwa.

Uma Imali Engenayo Eshiwo Ngeqiniso yalolu hlelo lwemalimboleko ikhethwa, umboleki uzodingeka kuphela ukuthi anikeze Imali Engenayo Esekelwe Kumpahla Esicelweni Semalimboleko (1003). Le mali engenayo izosetshenziselwa ukubala isilinganiso esifanelekile sesikweletu nemali engenayo okukhulunywe ngayo eSigabeni VIII sale mihlahlandlela.


Izithombe zemininingwane yomkhiqizo:

- I-AAA Lendings Non-QM Salary & Uhlelo Lwempahla Yomboleki Ozisebenzelayo - Imali Engenayo Eshiwo Ngeqiniso - Izithombe ze-AAA Lendings zemininingwane


Umhlahlandlela Womkhiqizo Ohlobene:

Siyaqonda ukuthi i-mortgage akuyona nje umsebenzi wezezimali kodwa isinqumo esibalulekile sempilo. Ukugxila kwethu ekugxileni kwamakhasimende kusho ukuthi asigcini nje ngokucabangela izinombolo; sicabangela indaba yakho ehlukile, izifiso, kanye nemigomo yezezimali. Ochwepheshe bethu bezindlu ezibolekiwe bazinika isikhathi sokuqonda uhambo lwakho lomuntu siqu, baqinisekise ukuthi uthola isixazululo semali mboleko esihambisana nombono wakho wesikhathi esizayo. – I-AAA Lendings Non-QM Salary & Self-Employer Borrower Asset Programme – I-True Stated Income – AAA Lendings , Umkhiqizo uzohlinzeka kuwo wonke umhlaba, njengalokhu: I-Sheffield, i-Southampton, i-Holland, Bangamamodeli aqinile futhi bakhangisa ngempumelelo emhlabeni wonke. Ayisoze yashabalala imisebenzi emikhulu ngesikhathi esisheshayo, kufanele kuwe ngekhwalithi enhle emangalisayo. Kuqondiswa umgomo wePrudence, Efficiency, Union and Innovation. inkampani. yenza imizamo emihle kakhulu yokwandisa uhwebo lwayo lwamazwe ngamazwe, ikhulise inhlangano yayo. rofit futhi inyuse isikali sayo sokuthekelisa. Siyaqiniseka ukuthi sizoba nethemba eliqhakazile futhi lisatshalaliswe emhlabeni wonke eminyakeni ezayo.
  • Sihlale sikholelwa ukuthi imininingwane inquma ikhwalithi yomkhiqizo wenkampani, kulokhu, inkampani ivumelana nezimfuneko zethu futhi izimpahla ziyahlangabezana nesikulindele.
    5 IzinkanyeziNguJosephine waseNaples - 2018.12.11 14:13
    Isevisi yewaranti emva kokuthengisa ifike ngesikhathi futhi iyacabangela, izinkinga zokuhlangabezana nazo zingaxazululwa ngokushesha okukhulu, sizizwa sithembekile futhi sivikelekile.
    5 IzinkanyeziNgu-Elaine waseGabon - 2017.10.23 10:29