I-Wholesale - I-AAA Lendings Non-QM Non-DTI ratio Programme – Ukuqedwa Kwempahla(Impahla Kuphela) – I-AAA Ebolekisa ngemali ebolekisayo kanye nomtshali-zimali

Imininingwane Yomkhiqizo

Kwa-AAA LENDINGS, sikholelwa ekubuyiseleni kumakhasimende ethu ayigugu. Yingakho sinikezela ngohlelo lokwethembeka olukuvuza ngokusethemba kwakho nokubambisana okuqhubekayo nathi. Uhlelo lwethu lokwethembeka luklanyelwe ukukugcina umatasa futhi waziswa, lunikeza izinzuzo ezikhethekile nezaphulelo kumakhasimende ethu abuyayo. Ukuzinikela kwakho ku-AAA LENDINGS kuyabonwa futhi kuyavuzwa, futhi silwela ukwenza intshisekelo yakho eqhubekayo kumasevisi ethu ibe yinto ezuzisayo.Imali Ebolekiwe Ejwayelekile,I-Conventional Loan Dti,Izinkampani Eziphezulu Zokubolekwa Kwezindlu E-Us, Siyasazisa isikhathi sakho, futhi siyaqonda ukuthi isimiso sakho singase singahlali sihambisana namahora ebhizinisi avamile. Yingakho ukwesekwa kwamakhasimende ethu kutholakala ngale kwewindi le-9-to-5. Kungakhathaliseki ukuthi unemibuzo kusihlwa noma phakathi nempelasonto, silapha ukuze sikunikeze usizo. Amahora ethu osekelo anwetshiwe ahlose ukubandakanya amakhasimende ngokubonisa ukuzibophezela kwethu ekubeni lapho usidinga kakhulu. Ukunethezeka kwakho kuyinto eza kuqala kithi, futhi silapha ukuze senze uhambo lwakho lwe-mortgae luhehe futhi lungabi nazinkathazo ngangokunokwenzeka.

- Uhlelo lwe-AAA Lendings Non-QM Non-DTI ratio Programme - Ukuqedwa Kwempahla(Impahla Kuphela) - Imininingwane Yokubolekwa kwe-AAA:

Ayinasihloko-2

Uhlolojikelele

Umuntu obolekayo uthengise ibhizinisi lakhe lezigidi zamadola wabe esethola ikhaya lamaphupho abo kodwa engenawo umthombo wemali yokubhala.

Imininingwane

1) Isamba semalimboleko esingafika ku-$2.5M;
2) Kufika ku-80% LTV;
3) Isilinganiso se-DTI singama-50%;
4) Imali ephumayo iyamukelwa;
5) Asikho isidingo solwazi lomsebenzi ekufakeni isicelo semalimboleko;
6) Impahla ihlukanisa amatemu angama-84 noma imibandela yemalimboleko engaguquki ukuze uthole umholo ofanelekayo obolekayo.

Luyini uhlelo?

• Ingabe umsebenzi wakho noma iholo lakho lehlulekile ukuze ufanelekele ukubolekwa indlu?
• Ingabe unempahla eyanele ku-akhawunti yakho?
• Ingabe usanda kuthengisa indawo eyodwa futhi ufuna ukuthenga enye indlu?
• Awufuni ukuhlinzeka ngezinhlobo zemibhalo yemali engenayo?
• Uyazibuza ukuthi ababolekisi bayigunyaza kanjani imalimboleko yakho ngaphandle kokucabangela isilinganiso se-DTI?

Ukwehliswa Kwempahla/ Ukusetshenziswa kusiza laba bafake izicelo uma ukulesi simo. Uhlelo olujwayelekile lwe-Non-QM, oluphinde luqanjwe ngokuthi “impahla kuphela”. Awudingi ukuhlinzeka ngolwazi lomsebenzi namadokhumenti emali engenayo uma ufaka isicelo salolu hlelo.
Ingase isetshenziswe njengowodwa umthombo wemali engenayo ukuze uthole ukufaneleka kwemalimboleko noma ukwengeza eminye imithombo yemali engenayo. Uma isetshenziselwa ukwengeza eminye imithombo yemali engenayo, izimfuneko zempahla ezincane ngaphansi kwendlela yokufaneleka ziyayekwa.

Iyini inzuzo?

1) Asikho isidingo sokuhlinzeka nganoma yimiphi imibhalo yemali engenayo;
2) Indlu eyisisekelo kuphela;
3) Amadokhumenti ancishisiwe
4) Kulula ukufaneleka

Yiziphi izimpahla ezingasetshenziswa kulolu hlelo?

Izimpahla kufanele zibe uketshezi futhi zitholakale ngaphandle kwenhlawulo; amadokhumenti engeziwe angase acelwe ukuze kuqinisekiswe umsuka wezimali:
• U-100% wama-Akhawunti Okuhlola, Okonga, kanye ne-Money Market;
• U-70% Wamasheya, Amabhondi, Nezikhwama Zokusebenzisana;
• U-70% Wezimpahla Zokuthatha Umhlalaphansi: Ufaneleka uma umboleki eneminyaka yobudala yokuthatha umhlalaphansi (okungenani ama-59 ½);
• U-60% Wezimpahla Zokuthatha Umhlalaphansi: Kuyafaneleka uma umboleki engekho eminyakeni yokuthatha umhlalaphansi.

Izimpahla ezingafanelekile ukuqedwa

Kulolu hlelo, ungase unakekele imikhawulo engezansi. Izinhlobo ezimbalwa zezinhlobo azikwazi ukusetshenziswa nakuba ungasebenzisa lezi zimpahla uwedwa:

• Ukulingana Emizini Ethengiswayo;
• Amasheya athengiswa ngasese noma anemikhawulo/angasenayo;
• Noma iyiphi impahla ekhiqiza imali engenayo isivele ifakiwe ekubalweni kwemali engenayo:
• Noma iyiphi impahla ephethwe egameni lebhizinisi.

Izithombe zemininingwane yomkhiqizo:

Umhlahlandlela Womkhiqizo Ohlobene:

Ukuqamba kabusha kuyingxenye ye-DNA yethu. Sihlala sifuna izindlela zokuthuthukisa ulwazi lwemali mboleko kumakhasimende ethu. Inqubo yethu yesimanje yesicelo se-inthanethi, ukuphathwa kwemibhalo evikelekile, nezinketho zokuxhumana kwedijithali kunikeza uhambo olungenamthungo, olungenaphepha lwemali yendlu. Nge-AAA LENDINGS, ungalindela ulwazi lwesimanjemanje, olusebenzayo, noluvikelekile lwemalimboleko yezindlu ehambisana nomhlaba wobuchwepheshe ohamba ngokushesha. Ukunethezeka kwakho nokuvikeleka kubaluleke kakhulu kithi. - Uhlelo lwe-AAA Lendings Non-QM Non-DTI ratio Programme - Ukwehliswa Kwempahla(Impahla Kuphela) - I-AAA Lendings , Umkhiqizo uzohlinzeka kuwo wonke umhlaba, njengalokhu: Victoria, Turin, Nigeria, Uma uthanda noma yiziphi izinto zethu ezikulandelayo ngokubuka uhlu lwethu lwemikhiqizo, sicela ukhululeke ukuxhumana nathi ukuze uthole imibuzo. Uzokwazi ukusithumelela ama-imeyili futhi uxhumane nathi ukuze kuboniswane futhi sizokuphendula ngokushesha lapho sesikwazi ukukwenza. Uma kufaneleka, ungathola ikheli lethu kusizindalwazi sethu futhi uze ebhizinisini lethu. noma ulwazi olwengeziwe lwezinto zethu uwedwa. Ngokuvamile sikulungele ukwakha ubudlelwano bokubambisana obude nobuzinzile nanoma ibaphi abathengi abangaba khona emikhakheni ehlobene.

-AAA Ukuboleka

Inkampani ihambisana nenkontileka eqinile, abakhiqizi abahlonishwa kakhulu, abafanele ukubambisana kwesikhathi eside.
5 Izinkanyezi

Ngu-Riva wase-Serbia - 2018.06.30 17:29

Ibanga elibanzi, ikhwalithi enhle, amanani aphansi kanye nesevisi enhle, okokusebenza okuthuthukile, amathalente amahle kakhulu namandla obuchwepheshe aqinisa ngokuqhubekayo, uzakwethu omuhle webhizinisi.
5 Izinkanyezi

NguChris Fountas wase-US - 2018.11.04 10:32