I-Wholesale - I-AAA Lendings Non-QM Non-DTI ratio Programme – Ukuqedwa Kwempahla(Impahla Kuphela) – I-AAA Ebolekisa ngemali ebolekisayo kanye nomtshali-zimali

Imininingwane Yomkhiqizo

Ukuqamba kabusha kuyingxenye ye-DNA yethu. Sihlala sifuna izindlela zokuthuthukisa ulwazi lwemali mboleko kumakhasimende ethu. Inqubo yethu yesimanje yesicelo se-inthanethi, ukuphathwa kwemibhalo evikelekile, nezinketho zokuxhumana kwedijithali kunikeza uhambo olungenamthungo, olungenaphepha lwemali yendlu. Nge-AAA LENDINGS, ungalindela ulwazi lwesimanjemanje, olusebenzayo, noluvikelekile lwemalimboleko yezindlu ehambisana nomhlaba wobuchwepheshe ohamba ngokushesha. Ukunethezeka kwakho nokuvikeleka kubaluleke kakhulu kithi.I-Illinois Mortgage Broker Noma Umbolekisi,I-Fidelity Bonds,Umlando Wokukhokha, Uma kuziwa ekwanelisekeni kwamakhasimende, asigcini nje ngokuhlangabezana nokulindelwe; siyabedlula. Ithimba lethu lizibophezele ekunikezeni ukwesekwa okungenakuqhathaniswa kulo lonke uhambo lwakho lokuboleka imali. Sinikeza izikhulu ezizinikele ezibolekayo ezifinyelelekayo nezilalelayo, siqinisekise ukuthi uthola usizo lomuntu siqu oluvela embuzweni wokuqala kuya etafuleni lokuvala. Sikholelwa ukuthi ngokuhamba ibanga elide nokuletha isevisi eyingqayizivele, asigcini nje ngokuheha kodwa futhi sigcina amakhasimende anelisekile ababa abagqugquzeli bethu ababaluleke kakhulu.

- Uhlelo lwe-AAA Lendings Non-QM Non-DTI ratio Programme - Ukuqedwa Kwempahla(Impahla Kuphela) - Imininingwane Yokubolekwa kwe-AAA:

Ayinasihloko-2

Uhlolojikelele

Umuntu obolekayo uthengise ibhizinisi lakhe lezigidi zamadola wabe esethola ikhaya lamaphupho abo kodwa engenawo umthombo wemali yokubhala.

Imininingwane

1) Isamba semalimboleko esingafika ku-$2.5M;
2) Kufika ku-80% LTV;
3) Isilinganiso se-DTI singama-50%;
4) Imali ephumayo iyamukelwa;
5) Asikho isidingo solwazi lomsebenzi ekufakeni isicelo semalimboleko;
6) Impahla ihlukanisa amatemu angama-84 noma imibandela yemalimboleko engaguquki ukuze uthole umholo ofanelekayo obolekayo.

Luyini uhlelo?

• Ingabe umsebenzi wakho noma iholo lakho lehlulekile ukuze ufanelekele ukubolekwa indlu?
• Ingabe unempahla eyanele ku-akhawunti yakho?
• Ingabe usanda kuthengisa indawo eyodwa futhi ufuna ukuthenga enye indlu?
• Awufuni ukuhlinzeka ngezinhlobo zemibhalo yemali engenayo?
• Uyazibuza ukuthi ababolekisi bayigunyaza kanjani imalimboleko yakho ngaphandle kokucabangela isilinganiso se-DTI?

Ukwehliswa Kwempahla/ Ukusetshenziswa kusiza laba bafake izicelo uma ukulesi simo. Uhlelo olujwayelekile lwe-Non-QM, oluphinde luqanjwe ngokuthi “impahla kuphela”. Awudingi ukuhlinzeka ngolwazi lomsebenzi namadokhumenti emali engenayo uma ufaka isicelo salolu hlelo.
Ingase isetshenziswe njengowodwa umthombo wemali engenayo ukuze uthole ukufaneleka kwemalimboleko noma ukwengeza eminye imithombo yemali engenayo. Uma isetshenziselwa ukwengeza eminye imithombo yemali engenayo, izimfuneko zempahla ezincane ngaphansi kwendlela yokufaneleka ziyayekwa.

Iyini inzuzo?

1) Asikho isidingo sokuhlinzeka nganoma yimiphi imibhalo yemali engenayo;
2) Indlu eyisisekelo kuphela;
3) Amadokhumenti ancishisiwe
4) Kulula ukufaneleka

Yiziphi izimpahla ezingasetshenziswa kulolu hlelo?

Izimpahla kufanele zibe uketshezi futhi zitholakale ngaphandle kwenhlawulo; amadokhumenti engeziwe angase acelwe ukuze kuqinisekiswe umsuka wezimali:
• U-100% wama-Akhawunti Okuhlola, Okonga, kanye ne-Money Market;
• U-70% Wamasheya, Amabhondi, Nezikhwama Zokusebenzisana;
• U-70% Wezimpahla Zokuthatha Umhlalaphansi: Ufaneleka uma umboleki eneminyaka yobudala yokuthatha umhlalaphansi (okungenani ama-59 ½);
• U-60% Wezimpahla Zokuthatha Umhlalaphansi: Kuyafaneleka uma umboleki engekho eminyakeni yokuthatha umhlalaphansi.

Izimpahla ezingafanelekile ukuqedwa

Kulolu hlelo, ungase unakekele imikhawulo engezansi. Izinhlobo ezimbalwa zezinhlobo azikwazi ukusetshenziswa nakuba ungasebenzisa lezi zimpahla uwedwa:

• Ukulingana Emizini Ethengiswayo;
• Amasheya athengiswa ngasese noma anemikhawulo/angasenayo;
• Noma iyiphi impahla ekhiqiza imali engenayo isivele ifakiwe ekubalweni kwemali engenayo:
• Noma iyiphi impahla ephethwe egameni lebhizinisi.

Izithombe zemininingwane yomkhiqizo:

Umhlahlandlela Womkhiqizo Ohlobene:

I-AAA LENDINGS iyaziqhenya ngokubandakanyeka kwethu komphakathi nokuzibophezela komphakathi. Sikholelwa ukuthi ukuba umabolekisi oqotho kusho ukubuyisela emiphakathini esiyisebenzelayo. Ithimba lethu libamba iqhaza ngenkuthalo ezinhlelweni zokupha, lisekela izizathu zasendaweni, kanye nokuthuthukisa ulwazi lwezezimali. Asikho nje ebhizinisini lokuhlinzeka ngemalimboleko; sitshalwe ekwenzeni umthelela omuhle ezimpilweni zamakhasimende ethu kanye nemiphakathi ayibiza ngokuthi ikhaya. – I-AAA Lendings Non-QM Non-DTI ratio Programme – Ukuncipha Kwempahla(Impahla Kuphela) – AAA Lendings , Umkhiqizo uzophakela kuwo wonke umhlaba, njengalokhu: Ecuador, Germany, California, Bheka phambili esikhathini esizayo, sizogxila kakhulu ekwakhiweni komkhiqizo nokukhuthazwa . Futhi enqubweni yokwakheka kwesu lomkhiqizo wethu emhlabeni wonke samukela ozakwethu abaningi ngokwengeziwe ukuba basijoyine, basebenze ndawonye nathi ngokusekelwe enzuzweni yethu. Masithuthukise imakethe ngokusebenzisa ngokugcwele izinzuzo zethu ezijulile futhi silwele ukwakha.

-AAA Ukuboleka

Siyinkampani encane esanda kuqala, kodwa sithola ukunakwa komholi wenkampani futhi wasinika usizo oluningi. Ngethemba ukuthi singathuthuka ndawonye!
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