I-Wholesale - I-AAA Lendings Non-QM Non-DTI ratio Programme – Ukuqedwa Kwempahla (Impahla Kuphela) – I-AAA Ebolekisayo Ebolekisayo kanye nomtshali-zimali

Imininingwane Yomkhiqizo

Ukungafihli kungumnyombo wemisebenzi yethu. Siyaziqhenya ngokuxhumana kwethu okuvulekile nokwethembeka namakhasimende ethu. Azikho izimali ezifihliwe, azikho izimanga. Sinikeza ulwazi olucacile, oluqondile mayelana nezinketho zakho ze-mortgage, siqinisekisa ukuthi unawo wonke amaqiniso okwenza izinqumo unolwazi. Umgomo wethu uwukwakha ukwethembana kumakhasimende ethu ngokukhuluma ngokungagwegwesi nokungafihli lutho, senze ulwazi lwakho lwezezimali lwendlu lushelele ngangokunokwenzeka.Imalimboleko Yangaphandle,I-Jumbo Loan,Inombolo Yezokuphepha Komphakathi Yokufaka Isicelo Semalimboleko Yezindlu, Kwa-AAA LENDINGS, sikholelwa ukuthi ubunikazi bezindlu kufanele kube okuhlangenwe nakho okujabulisayo nokwanelisayo. Ukuze sikubandakanye futhi sikujabulele kulolu hambo, sinikeza ukufinyelela okukhethekile kumphakathi wabanikazi bezindlu. Xhumana nabanye endleleni efanayo, yabelana ngezipiliyoni, futhi uthole imininingwane ebalulekile ukuze wenze uhambo lwakho lobunikazi bendlu lube oluhehayo nolusebenzisanayo. Ikhaya lakho akuyona nje impahla; umphakathi nendlela yokuphila, futhi silapha ukuze senze lolo hambo luhehe kakhulu.

- Uhlelo lwe-AAA Lendings Non-QM Non-DTI ratio Programme - Ukuqedwa Kwempahla (Impahla Kuphela) - Imininingwane Yokubolekwa kwe-AAA:

Ayinasihloko-2

Uhlolojikelele

Akubona bonke ababoleki abangena kahle emabhokisini adingwa ababolekisi bendabuko. Abanye ababoleki ngabatshalizimali, abazisebenzayo, osomabhizinisi, asebethathe umhlalaphansi, noma baphila ngokutshalwa kwezimali kwabo. Bangabantu abanomthwalo wemfanelo kwezezimali, kodwa bangase bangabi nayo imithombo yemali engenayo ekwazi ukulinganiswa kalula.

I-AAA LENDIS Izinhlelo zokuqedwa kwempahla ye-Mortgage zivumela lezi zinhlobo zababoleki ukuthi zisebenzise izimpahla zabo zomuntu siqu nezebhizinisi njengendlela yokufanelekela ukubolekwa kwendlu.

Amaphuzu avelele ohlelo

1) Isamba semalimboleko esingafika ku-$2.5M;
2) Kufika ku-80% LTV;
3) Isilinganiso se-DTI singama-50%;
4) Imali ephumayo iyamukeleka;
5) Ulwazi lokuqashwa aludingeki ekufakeni isicelo semalimboleko;

Kuyini Ukuqedwa Kwempahla?

• Ingabe umsebenzi wakho noma iholo lakho lehlulekile ukuze ufanelekele ukubolekwa indlu?
• Ingabe unempahla eyanele ku-akhawunti yakho?
• Ingabe usanda kuthengisa indawo eyodwa futhi ufuna ukuthenga enye indlu?
• Awufuni ukuhlinzeka ngezinhlobo zemibhalo yemali engenayo?
• Uyazibuza ukuthi ababolekisi bayigunyaza kanjani imalimboleko yakho ngaphandle kokucabangela isilinganiso se-DTI?

Ukwehliswa Kwempahla/ Ukusetshenziswa kusiza laba bafake izicelo uma ukulezi zimo. Uhlelo olujwayelekile lwe-Non-QM, oluphinde luqanjwe ngokuthi “impahla kuphela”. Ababoleki akudingeki banikeze noma yiluphi ulwazi lomsebenzi noma imibhalo yemali engenayo lapho befaka isicelo Sokuqedwa Kwempahla.
Ingase isetshenziswe njengowodwa umthombo wemali engenayo ukuze uthole ukufaneleka kwemalimboleko noma ukwengeza eminye imithombo yemali engenayo. Izidingo ezincane zempahla ngaphansi kwendlela yokufaneleka ziyayekwa lapho zisetshenziselwa ukwengeza eminye imithombo yemali engenayo, .

Izinzuzo Zokuqedwa Kwempahla

1) Asikho isidingo sokuhlinzeka nganoma yimiphi imibhalo yemali engenayo;
2) Okuyinhloko Kuphela;
3) Amadokhumenti amancane;
4) Kulula ukufaneleka.

Izidingo Zefa

Izimpahla kufanele zibe uketshezi futhi zitholakale ngaphandle kwenhlawulo; amadokhumenti engeziwe angase acelwe ukuze kuqinisekiswe umsuka wezimali:
• U-100% wama-Akhawunti Okuhlola, Okonga, kanye ne-Money Market;
• U-70% Wamasheya, Amabhondi, Nezikhwama Zokusebenzisana;
• U-70% Wezimpahla Zokuthatha Umhlalaphansi: Ufaneleka uma umboleki eneminyaka yobudala yokuthatha umhlalaphansi (okungenani ama-59 ½);
• U-60% Wezimpahla Zokuthatha Umhlalaphansi: Kuyafaneleka uma umboleki engekho eminyakeni yokuthatha umhlalaphansi.

Izimpahla Ezingafanelekile

Kulolu hlelo, ababoleki bangase banakekele imikhawulo engezansi. Izinhlobo ezimbalwa zezimpahla azikwazi ukusetshenziswa:

• Ukulingana Emizini Ethengiswayo;
• Amasheya athengiswa ngasese noma anemikhawulo/angasenayo;
• Noma yiziphi izimpahla ezikhiqiza imali engenayo esezifakiwe ekubalweni kwemali engenayo:
• Noma iyiphi impahla ephethwe egameni lebhizinisi.

Izithombe zemininingwane yomkhiqizo:

Umhlahlandlela Womkhiqizo Ohlobene:

I-AAA LENDINGS iyaziqhenya ngokubandakanyeka kwethu komphakathi nokuzibophezela komphakathi. Sikholelwa ukuthi ukuba umabolekisi oqotho kusho ukubuyisela emiphakathini esiyisebenzelayo. Ithimba lethu libamba iqhaza ngenkuthalo ezinhlelweni zokupha, lisekela izizathu zasendaweni, kanye nokuthuthukisa ulwazi lwezezimali. Asikho nje ebhizinisini lokuhlinzeka ngemalimboleko; sitshalwe ekwenzeni umthelela omuhle ezimpilweni zamakhasimende ethu kanye nemiphakathi ayibiza ngokuthi ikhaya. - Uhlelo lwe-AAA Lendings Non-QM Non-DTI ratio Programme - Ukwehliswa Kwempahla (Impahla Kuphela) - I-AAA Lendings , Umkhiqizo uzohlinzeka emhlabeni wonke, njengalezi: i-Doha, i-New Orleans, i-Portland, Ngokuqamba okusha okuqhubekayo, sizokunikeza imikhiqizo namasevisi abaluleke kakhulu, futhi senze umnikelo wokuthuthukisa imboni yezimoto ekhaya naphesheya. Bobabili abathengisi basekhaya nabangaphandle bamukelekile ngokuqinile ukuthi bahlanganyele nathi ukuze sikhule ndawonye.

-AAA Ukuboleka

Kuyinhlanhla ngempela ukuhlangana nomphakeli omuhle kangaka, lokhu ukubambisana kwethu okwaneliseke kakhulu, ngicabanga ukuthi sizosebenza futhi!
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