I-Wholesale - I-AAA Lendings Non-QM Non-DTI ratio Programme – Ukuqedwa Kwempahla (Impahla Kuphela) – I-AAA Ebolekisayo Ebolekisayo kanye nomtshali-zimali

Imininingwane Yomkhiqizo

Ukuzulazula endaweni ye-mortgage kungaba nzima, kodwa i-AAA LENDINGS yenza inqubo ibe lula, iyenze ihehe futhi ingabi nengcindezi. Sinikeza uhlelo lokuqoqa amadokhumenti olucacile nolufushane, olukuvumela ukuthi ulayishe kalula amaphepha adingekayo ku-inthanethi. Sazi kahle ukuthi isikhathi sakho sibalulekile, futhi ngokwenza inqubo ibe bushelelezi, sikugcina umatasa futhi ulawula uhambo lwakho lokuboleka imali.Umsunguli Wemalimboleko,I-Adjustable Vs Fixed Rate,Ababolekisi Bezindlu Ezishisayo Ezishisayo, Kwa-AAA LENDINGS, sikholelwa ukuthi ubunikazi bezindlu kufanele kube okuhlangenwe nakho okujabulisayo nokwanelisayo. Ukuze sikubandakanye futhi sikujabulele kulolu hambo, sinikeza ukufinyelela okukhethekile kumphakathi wabanikazi bezindlu. Xhumana nabanye endleleni efanayo, yabelana ngezipiliyoni, futhi uthole imininingwane ebalulekile ukuze wenze uhambo lwakho lobunikazi bendlu lube oluhehayo nolusebenzisanayo. Ikhaya lakho akuyona nje impahla; umphakathi nendlela yokuphila, futhi silapha ukuze senze lolo hambo luhehe kakhulu.

- Uhlelo lwe-AAA Lendings Non-QM Non-DTI ratio Programme - Ukuqedwa Kwempahla (Impahla Kuphela) - Imininingwane Yokubolekwa kwe-AAA:

Ayinasihloko-2

Uhlolojikelele

Akubona bonke ababoleki abangena kahle emabhokisini adingwa ababolekisi bendabuko. Abanye ababoleki ngabatshalizimali, abazisebenzayo, osomabhizinisi, asebethathe umhlalaphansi, noma baphila ngokutshalwa kwezimali kwabo. Bangabantu abanomthwalo wemfanelo kwezezimali, kodwa bangase bangabi nayo imithombo yemali engenayo ekwazi ukulinganiswa kalula.

I-AAA LENDIS Izinhlelo zokuqedwa kwempahla ye-Mortgage zivumela lezi zinhlobo zababoleki ukuthi zisebenzise izimpahla zabo zomuntu siqu nezebhizinisi njengendlela yokufanelekela ukubolekwa kwendlu.

Amaphuzu avelele ohlelo

1) Isamba semalimboleko esingafika ku-$2.5M;
2) Kufika ku-80% LTV;
3) Isilinganiso se-DTI singama-50%;
4) Imali ephumayo iyamukeleka;
5) Ulwazi lokuqashwa aludingeki ekufakeni isicelo semalimboleko;

Kuyini Ukuqedwa Kwempahla?

• Ingabe umsebenzi wakho noma iholo lakho lehlulekile ukuze ufanelekele ukubolekwa indlu?
• Ingabe unempahla eyanele ku-akhawunti yakho?
• Ingabe usanda kuthengisa indawo eyodwa futhi ufuna ukuthenga enye indlu?
• Awufuni ukuhlinzeka ngezinhlobo zemibhalo yemali engenayo?
• Uyazibuza ukuthi ababolekisi bayigunyaza kanjani imalimboleko yakho ngaphandle kokucabangela isilinganiso se-DTI?

Ukwehliswa Kwempahla/ Ukusetshenziswa kusiza laba bafake izicelo uma ukulezi zimo. Uhlelo olujwayelekile lwe-Non-QM, oluphinde luqanjwe ngokuthi “impahla kuphela”. Ababoleki akudingeki banikeze noma yiluphi ulwazi lomsebenzi noma imibhalo yemali engenayo lapho befaka isicelo Sokuqedwa Kwempahla.
Ingase isetshenziswe njengowodwa umthombo wemali engenayo ukuze uthole ukufaneleka kwemalimboleko noma ukwengeza eminye imithombo yemali engenayo. Izidingo ezincane zempahla ngaphansi kwendlela yokufaneleka ziyayekwa lapho zisetshenziselwa ukwengeza eminye imithombo yemali engenayo, .

Izinzuzo Zokuqedwa Kwempahla

1) Asikho isidingo sokuhlinzeka nganoma yimiphi imibhalo yemali engenayo;
2) Okuyinhloko Kuphela;
3) Amadokhumenti amancane;
4) Kulula ukufaneleka.

Izidingo Zefa

Izimpahla kufanele zibe uketshezi futhi zitholakale ngaphandle kwenhlawulo; amadokhumenti engeziwe angase acelwe ukuze kuqinisekiswe umsuka wezimali:
• U-100% wama-Akhawunti Okuhlola, Okonga, kanye ne-Money Market;
• U-70% Wamasheya, Amabhondi, Nezikhwama Zokusebenzisana;
• U-70% Wezimpahla Zokuthatha Umhlalaphansi: Ufaneleka uma umboleki eneminyaka yobudala yokuthatha umhlalaphansi (okungenani ama-59 ½);
• U-60% Wezimpahla Zokuthatha Umhlalaphansi: Kuyafaneleka uma umboleki engekho eminyakeni yokuthatha umhlalaphansi.

Izimpahla Ezingafanelekile

Kulolu hlelo, ababoleki bangase banakekele imikhawulo engezansi. Izinhlobo ezimbalwa zezimpahla azikwazi ukusetshenziswa:

• Ukulingana Emizini Ethengiswayo;
• Amasheya athengiswa ngasese noma anemikhawulo/angasenayo;
• Noma yiziphi izimpahla ezikhiqiza imali engenayo esezifakiwe ekubalweni kwemali engenayo:
• Noma iyiphi impahla ephethwe egameni lebhizinisi.

Izithombe zemininingwane yomkhiqizo:

Umhlahlandlela Womkhiqizo Ohlobene:

Ukuzulazula endaweni ye-mortgage kungaba nzima, kodwa i-AAA LENDINGS yenza inqubo ibe lula, iyenze ihehe futhi ingabi nengcindezi. Sinikeza uhlelo lokuqoqa amadokhumenti olucacile nolufushane, olukuvumela ukuthi ulayishe kalula amaphepha adingekayo ku-inthanethi. Sazi kahle ukuthi isikhathi sakho sibalulekile, futhi ngokwenza inqubo ibe bushelelezi, sikugcina umatasa futhi ulawula uhambo lwakho lokuboleka imali. – AAA Lendings Non-QM Non-DTI ratio ratio Programme – Asset Depletion (Asset Only) – AAA Lendings , Umkhiqizo uzohlinzeka kuwo wonke umhlaba, njengalokhu: Argentina, Roman, Morocco, Iqembu lethu lobunjiniyela obuchwepheshile lizohlala likulungele ukukusiza ngokubonisana kanye nempendulo. Siyakwazi futhi ukukunikeza amasampula amahhala ukuze uhlangabezane nezidingo zakho. Imizamo emihle kakhulu izokhiqizwa ukukunikeza isevisi nezimpahla ezifanele. Kunoma ubani ocabanga ngenkampani yethu nezinto ezithengiswayo, sicela usithinte ngokusithumelela ama-imeyili noma usithinte ngokushesha. Njengendlela yokwazi okuthengiswayo kwethu nokuqinile. okuningi, ungeza efekthri yethu ukuze ukuthole. Sizohlala njalo samukela izivakashi ezivela emhlabeni wonke ezebhizinisi lethu ukuze sakhe ubudlelwano benkampani nathi. Sicela uzizwe ukhululekile ukuxhumana nathi ngebhizinisi futhi sikholelwa ukuthi sizokwabelana ngolwazi olungcono kakhulu lokuhweba nabo bonke abathengisi bethu.

-AAA Ukuboleka

Ekhuluma ngalokhu kubambisana nomkhiqizi waseShayina, ngifuna nje ukusho kahle, saneliseke kakhulu.
5 Izinkanyezi

Ngu-Murray wase-Birmingham - 2017.08.18 18:38

Umphakeli omuhle kulo mkhakha, ngemuva kwemininingwane nengxoxo ngokucophelela, sifinyelele isivumelwano sokuvumelana. Ngethemba ukuthi sibambisana ngokushelelayo.
5 Izinkanyezi

NguChristopher Mabey waseBelgium - 2017.01.28 18:53