I-Wholesale - I-AAA Lendings Non-QM Programme Interested – Amadokhumenti Agcwele (Okufana Nemali Ebolekiwe Evamile) – I-AAA Ebolekisayo Ebolekisayo kanye nomtshali-zimali

Imininingwane Yomkhiqizo

Ukuhlela ikusasa lakho lezezimali kuqala ngozakwethu ofanele we-mortgage, futhi kwa-AAA LENDINGS, sizimisele ukukusiza ufeze amaphupho akho. Siyaqonda ukuthi uhambo olubheke ekubeni umninikhaya lungajabulisa kodwa luphinde luxake. Ochwepheshe bethu asebemnkantshubomvu bangaphezu nje kochwepheshe bezindlu ezibolekiwe; bangabalingani bakho bezezimali. Ayatholakala ukuze axoxisane ngezinhloso zakho, ahlole isimo sakho sezezimali, futhi anikeze isiqondiso somuntu siqu esithatha intshisekelo yakho. Siyaziqhenya ngokuba yisandla esiqondisayo esikunika amandla okwenza izinqumo ezinolwazi ngekusasa lakho.Okuvamile Vs Fha Loan,Uhlelo Lokuqeqesha I-Mortgage Broker,I-Mortgage Lender, Yasungulwa ngo-2007, i-AAA LENDINGS ingumbolekisi wezindlu odumile onomlando ocebile ohlanganisa iminyaka engu-15. Sizuze udumo ngokuzibophezela kwethu okungantengantengi ekunikezeni isevisi eyingqayizivele nokwethembeka emhlabeni wokubolekwa kwezindlu. Iphothifoliyo yethu emangalisayo yokuboleka iwubufakazi bokuhlangenwe nakho kwethu namandla ethu, nesamba semali mboleko esimangalisayo esingaphezu kwezigidigidi ezingama-20 zamaRandi. Eminyakeni edlule, lobu buchule bezezimali busenze sakwazi ukusiza imindeni ecishe ibe ngu-50,000 ekufinyeleleni izinhloso zayo zokuboleka, nokwenza amaphupho obunikazi bezindlu abe ngokoqobo.

- Uhlelo Olunentshisekelo Yokubolekwa Kwe-AAA Okungelona I-QM - Amadokhumenti Agcwele (Okufana Nemalimboleko Evamile) - Imininingwane Yokubolekwa kwe-AAA:

Isihloko - FD

Uhlolojikelele

Amadokhumenti Agcwele, ababolekayo abangakwazi ukwenza i-Non-ejensi ye-Jumbo. Inani lemali ebolekiwe engeziwe/I-DTI Ephakeme/I-LTV Ephakeme/ Izakhiwo zezimali ezingenamkhawulo.

Imininingwane

1) Ubukhulu. I-DTI 55%;
2) Kufika ku-$4M inani lemalimboleko;
3) Kufika ku-80% LTV;
4) Ayikho i-MI (I-Mortgage Insurance);
5) 660 noma ngaphezulu credit scores;
6) 6 izinyanga noma ngaphezulu reserves;
7) Ukubuyiselwa kwentela yonyaka ongu-1.

Ayini la Amadokhumenti Aphelele?

Wake wahlangana nesimo esingezansi?
• Umbolekisi akakwazi ukuvumela isicelo sakho semalimboleko ephezulu.
• Awukwazi ukufika ku-LTV oyifunayo?
• Ingabe ababolekisi be-jumbo okungebona be-ejensi abakwazi ukukunikeza imali ebolekiwe yokuphuma?
• Ingabe umbolekisi ubekudinga ukuthi uthenge i-MI(Mortgage Insurance)?
Uma uke wahlangabezana nalezi zimo ezinamahloni, akukho ukukhathazeka. Ababolekisi abangewona ama-QM nabo banezinhlelo ezinjalo, ezifanayo nezimali mboleko ze-ejensi. Nokho, ababolekisi be-Non-QM abanomkhiqizo wemalimboleko we-{Full Docs} banemikhawulo ephansi kakhulu kunemikhiqizo yemalimboleko egcwele Amadokhumenti. Unokukhetha okungcono manje. Iphuzu elilodwa elibalulekile ongalinaka ukuthi ungafaka isicelo salolu hlelo kuphela uma ungakwazi ukufanelekela ukubolekwa i-FNMA noma i-FHMLC.

Yimuphi umehluko phakathi kwe-Non-QM Full Docs kanye nohlelo oluphelele lokufaneleka?

Ngokuvamile, iningi labafake izicelo lingafaka isicelo semalimboleko evamile ye-Jumbo ngenjongo yenani eliphezulu lemalimboleko. Nokho, kokuhlangenwe nakho kwethu, uhlelo oluvamile lwe-Jumbo akulula ukuluvala. Uhlelo lunezidingo ezikhawulelwe kunemalimboleko ye-ejensi, futhi linesikhathi eside sokuguqula.

Kodwa-ke, ngaphansi kwezinye izimo, abafakizicelo abakwazi ukufaneleka noma ukuqhubeka nohlelo olujwayelekile lwe-Jumbo, ngenxa yalokho bangakwazi ukwenza umkhiqizo ongewona we-QM ukuze banelise inhloso yabo, njengenani eliphezulu lemalimboleko/ Imali ephumayo/ I-LTV/ Isikolo sesikweletu, njll.

Imibhalo Yethu Yemali Engenayo Ephelele Ye-Non-QM iyatholakala kubaboleki abanemali ebolekiwe ye-jumbo kanye nezimali mboleko ezivumelanayo eziwela ngaphandle nje kwemingcele Yezimali Zokubolekwa Imali Ezifanelekayo. Imalimboleko kulolu hlelo akumele ifaneleke ukudayiswa kunoma iyiphi i-Ejensi Kahulumeni.

Izinzuzo ze-Full Amadokhumenti

Inani lemalimboleko ephezulu kunemalimboleko ye-ejensi;
Isilinganiso esiphezulu se-DTI, ukulinganiselwa okuphansi;
Ayikho i-MI (Mortgage Insurance) edingekayo;
Ukukhipha imali kuvunyelwe;
I-LTV ephezulu kunemalimboleko ye-ejensi.

Izithombe zemininingwane yomkhiqizo:

Umhlahlandlela Womkhiqizo Ohlobene:

Isikhathi sakho siyigugu, futhi siyakuhlonipha lokho. Kwa-AAA LENDINGS, sizibophezele ekwenzeni lula inqubo ye-mortgage ukuze wonge isikhathi nomzamo. Uhlelo lwethu lokusebenza oluku-inthanethi lusebenziseka kalula futhi luklanywe ngokunethezeka kwakho engqondweni. Ungakwazi ukuqedela isicelo ngejubane lakho, kusukela ukunethezeka kwekhaya lakho noma ihhovisi. Siyazi ukuthi unempilo ematasa, futhi sihlose ukwenza inqubo ye-mortgage ihehe, isebenze kahle, futhi yonge isikhathi. – I-AAA Lendings Non-QM Interested Programme – Amadokhumenti Agcwele (Okufana Nemali Ebolekiwe Evamile) – AAA Lendings , Umkhiqizo uzohlinzeka kuwo wonke umhlaba, njengalokhu: Thailand, Canberra, Algeria, Siphinde sibe nekhono eliqinile lokuhlanganisa ukuze sinikeze isevisi yethu engcono kakhulu, futhi sihlele ukwakha inqolobane emazweni ahlukene emhlabeni jikelele, okuzoba lula ukusiza amakhasimende ethu.

-AAA Ukuboleka

Kuyinhlanhla ngempela ukuhlangana nomphakeli omuhle kangaka, lokhu ukubambisana kwethu okwaneliseke kakhulu, ngicabanga ukuthi sizosebenza futhi!
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