I-Wholesale - I-AAA Lendings Non-QM Programme Interested – Amadokhumenti Agcwele (Okufana Nemali Ebolekiwe Evamile) – I-AAA Ebolekisayo Ebolekisayo kanye nomtshali-zimali

Imininingwane Yomkhiqizo

Imfundo yamakhasimende iyitshe lesisekelo le-AAA LENDINGS' mission. Sikholelwa ukuthi umboleki onolwazi ungumboleki onamandla. Yingakho sithatha igxathu elingeziwe ukuze sikunikeze izinsiza zemfundo nesiqondiso ukuze sikusize uzulazule ezinkingeni zenqubo ye-mortgae. Ithimba lethu lizinikele ekuphenduleni imibuzo yakho, ukuchaza ubunkimbinkimbi bezilinganiso zenzalo, izinketho zemalimboleko, nokunye okwengeziwe, ukuqinisekisa ukuthi wenza izinqumo ezinolwazi. Ulwazi lwakho lwezezimali kanye nokuzethemba kubalulekile kithi.I-House Mortgage Lender,I-Irs Form W-9,Izindleko Ezivamile Zokuvalwa Kwemalimboleko, Kwa-AAA LENDINGS, sikholelwa ukuthi ubunikazi bezindlu kufanele kube okuhlangenwe nakho okujabulisayo nokwanelisayo. Ukuze sikubandakanye futhi sikujabulele kulolu hambo, sinikeza ukufinyelela okukhethekile kumphakathi wabanikazi bezindlu. Xhumana nabanye endleleni efanayo, yabelana ngezipiliyoni, futhi uthole imininingwane ebalulekile ukuze wenze uhambo lwakho lobunikazi bendlu lube oluhehayo nolusebenzisanayo. Ikhaya lakho akuyona nje impahla; umphakathi nendlela yokuphila, futhi silapha ukuze senze lolo hambo luhehe kakhulu.

- Uhlelo Olunentshisekelo Yokubolekwa Kwe-AAA Okungelona I-QM - Amadokhumenti Agcwele (Okufana Nemalimboleko Evamile) - Imininingwane Yokubolekwa kwe-AAA:

Isihloko - FD

Uhlolojikelele

Amadokhumenti Agcwele, ababolekayo abangakwazi ukwenza i-Non-ejensi ye-Jumbo. Inani lemali ebolekiwe engeziwe/I-DTI Ephakeme/I-LTV Ephakeme/ Izakhiwo zezimali ezingenamkhawulo.

Imininingwane

1) Ubukhulu. I-DTI 55%;
2) Kufika ku-$4M inani lemalimboleko;
3) Kufika ku-80% LTV;
4) Ayikho i-MI (I-Mortgage Insurance);
5) 660 noma ngaphezulu credit scores;
6) 6 izinyanga noma ngaphezulu reserves;
7) Ukubuyiselwa kwentela yonyaka ongu-1.

Ayini la Amadokhumenti Aphelele?

Wake wahlangana nesimo esingezansi?
• Umbolekisi akakwazi ukuvumela isicelo sakho semalimboleko ephezulu.
• Awukwazi ukufika ku-LTV oyifunayo?
• Ingabe ababolekisi be-jumbo okungebona be-ejensi abakwazi ukukunikeza imali ebolekiwe yokuphuma?
• Ingabe umbolekisi ubekudinga ukuthi uthenge i-MI(Mortgage Insurance)?
Uma uke wahlangabezana nalezi zimo ezinamahloni, akukho ukukhathazeka. Ababolekisi abangewona ama-QM nabo banezinhlelo ezinjalo, ezifanayo nezimali mboleko ze-ejensi. Nokho, ababolekisi be-Non-QM abanomkhiqizo wemalimboleko we-{Full Docs} banemikhawulo ephansi kakhulu kunemikhiqizo yemalimboleko egcwele Amadokhumenti. Unokukhetha okungcono manje. Iphuzu elilodwa elibalulekile ongalinaka ukuthi ungafaka isicelo salolu hlelo kuphela uma ungakwazi ukufanelekela ukubolekwa i-FNMA noma i-FHMLC.

Yimuphi umehluko phakathi kwe-Non-QM Full Docs kanye nohlelo oluphelele lokufaneleka?

Ngokuvamile, iningi labafake izicelo lingafaka isicelo semalimboleko evamile ye-Jumbo ngenjongo yenani eliphezulu lemalimboleko. Nokho, kokuhlangenwe nakho kwethu, uhlelo oluvamile lwe-Jumbo akulula ukuluvala. Uhlelo lunezidingo ezikhawulelwe kunemalimboleko ye-ejensi, futhi linesikhathi eside sokuguqula.

Kodwa-ke, ngaphansi kwezinye izimo, abafakizicelo abakwazi ukufaneleka noma ukuqhubeka nohlelo olujwayelekile lwe-Jumbo, ngenxa yalokho bangakwazi ukwenza umkhiqizo ongewona we-QM ukuze banelise inhloso yabo, njengenani eliphezulu lemalimboleko/ Imali ephumayo/ I-LTV/ Isikolo sesikweletu, njll.

Imibhalo Yethu Yemali Engenayo Ephelele Ye-Non-QM iyatholakala kubaboleki abanemali ebolekiwe ye-jumbo kanye nezimali mboleko ezivumelanayo eziwela ngaphandle nje kwemingcele Yezimali Zokubolekwa Imali Ezifanelekayo. Imalimboleko kulolu hlelo akumele ifaneleke ukudayiswa kunoma iyiphi i-Ejensi Kahulumeni.

Izinzuzo ze-Full Amadokhumenti

Inani lemalimboleko ephezulu kunemalimboleko ye-ejensi;
Isilinganiso esiphezulu se-DTI, ukulinganiselwa okuphansi;
Ayikho i-MI (Mortgage Insurance) edingekayo;
Ukukhipha imali kuvunyelwe;
I-LTV ephezulu kunemalimboleko ye-ejensi.

Izithombe zemininingwane yomkhiqizo:

Umhlahlandlela Womkhiqizo Ohlobene:

Ukuhlela ikusasa lakho lezezimali kuqala ngozakwethu ofanele we-mortgage, futhi kwa-AAA LENDINGS, sizimisele ukukusiza ufeze amaphupho akho. Siyaqonda ukuthi uhambo olubheke ekubeni umninikhaya lungajabulisa kodwa luphinde luxake. Ochwepheshe bethu asebemnkantshubomvu bangaphezu nje kochwepheshe bezindlu ezibolekiwe; bangabalingani bakho bezezimali. Ayatholakala ukuze axoxisane ngezinhloso zakho, ahlole isimo sakho sezezimali, futhi anikeze isiqondiso somuntu siqu esithatha intshisekelo yakho. Siyaziqhenya ngokuba yisandla esiqondisayo esikunika amandla okwenza izinqumo ezinolwazi ngekusasa lakho. – I-AAA Lendings Non-QM Interested Programme – Amadokhumenti Agcwele (Okufana Nemali Ebolekiwe Evamile) – AAA Lendings , Umkhiqizo uzohlinzeka kuwo wonke umhlaba, njengalokhu: UK, Portugal, Ghana, Ngazo zonke lezi zisekelo, singanikeza ikhasimende ngalinye ngomkhiqizo wekhwalithi nokuthumela okufika ngesikhathi sinomthwalo wemfanelo omkhulu. Njengoba siyinkampani ekhulayo ekhulayo, kungenzeka singabi ngabangcono kakhulu, kodwa sizama konke okusemandleni ethu ukuba nguzakwethu omuhle.

-AAA Ukuboleka

Kule webhusayithi, izigaba zomkhiqizo zicacile futhi zicebile, ngingathola umkhiqizo engiwufunayo ngokushesha futhi kalula, lokhu kuhle kakhulu ngempela!
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