Isikhungo Somkhiqizo

Imininingwane Yomkhiqizo

Imfundo yamakhasimende iyitshe lesisekelo le-AAA LENDINGS' mission. Sikholelwa ukuthi umboleki onolwazi ungumboleki onamandla. Yingakho sithatha igxathu elingeziwe ukuze sikunikeze izinsiza zemfundo nesiqondiso ukuze sikusize uzulazule ezinkingeni zenqubo ye-mortgae. Ithimba lethu lizinikele ekuphenduleni imibuzo yakho, ukuchaza ubunkimbinkimbi bezilinganiso zenzalo, izinketho zemalimboleko, nokunye okwengeziwe, ukuqinisekisa ukuthi wenza izinqumo ezinolwazi. Ulwazi lwakho lwezezimali kanye nokuzethemba kubalulekile kithi.Isilinganiso Semali Yendlu Esihle kakhulu,Iyini I-Non-Qm Loan,I-Mortgage Lender vs Broker, Siyaqonda ukuthi ukufaneleka kwekhredithi kungaba yinto ekhathazayo kubaboleki abaningi. Kungakho sinikezela ngezinsizakalo zokwelulekwa ngesikweletu ukuze sikusize uthuthukise isikolo sakho futhi uvikele imigomo engcono yemalimboleko. Ngokuhlinzeka ngemininingwane ebalulekile nesiqondiso esilungiselelwe, sihlose ukubandakanya abangase babe baboleka okungenzeka bangaqiniseki ngokufaneleka kwabo. Silapha ukuze sikunikeze amandla okulawula ikusasa lakho lezezimali.
- Uhlelo Olunentshisekelo Yokubolekwa Kwe-AAA Okungelona I-QM - Idokhumenti Egcwele - Imininingwane Yokubolekwa kwe-AAA:

Isihloko-FD

Uhlolojikelele

Idokhumenti Egcwele, yababoleki abangakwazi ukwenza i-Non-ejensi Jumbo. Inani lemali ebolekiwe engeziwe/I-DTI Ephakeme/I-LTV Ephakeme/ Izakhiwo zezimali ezingenamkhawulo.

Amaphuzu avelele ohlelo

1) Ubukhulu. I-DTI 55%;
2) Kufika ku-$4M Inani Lemalimboleko;
3) Kufika ku-80% LTV;
4) Ayikho i-MI (I-Mortgage Insurance);
5) 660 noma ngaphezulu Credit Score;
6) 6 izinyanga noma ngaphezulu reserves;
7) Ukubuyiselwa kwentela yonyaka ongu-1.

Yimuphi umehluko phakathi kwe-Non-QM Full Doc kanye nohlelo olugcwele lokufaneleka?

Ngokuvamile, iningi labafake izicelo lingafaka isicelo semalimboleko evamile ye-Jumbo ngenjongo yenani eliphezulu lemalimboleko. Nokho, kokuhlangenwe nakho kwethu, uhlelo oluvamile lwe-Jumbo akulula ukuluvala.

Kodwa-ke, ngaphansi kwezinye izimo, abafakizicelo abakwazi ukufaneleka noma ukuqhubeka nohlelo olujwayelekile lwe-Jumbo, ngenxa yalokho bangakwazi ukwenza umkhiqizo ongewona we-QM ukuze banelise inhloso yabo, njengenani eliphezulu lemalimboleko/ Imali ephumayo/ I-LTV/ Isikolo sesikweletu, njll.

Imibhalo Yethu Yemali Engenayo Ephelele Ye-Non-QM iyatholakala kubaboleki abanemali ebolekiwe ye-jumbo kanye nezimali mboleko ezivumelanayo eziwela ngaphandle nje kwemingcele Yezimali Zokubolekwa Imali Ezifanelekayo. Imalimboleko kulolu hlelo akumele ifaneleke ukudayiswa kunoma iyiphi i-Ejensi Kahulumeni.

Izinzuzo ze-Full Doc

1. Inani lemalimboleko ephezulu kunemalimboleko ye-ejensi;
2. Isilinganiso esiphezulu se-DTI, ukulinganiselwa okuphansi;
3. Ayikho i-MI (I-Mortgage Insurance) edingekayo;
4. Ukukhipha imali kuvunyelwe;
5. I-LTV ephezulu kunemalimboleko ye-ejensi.


Izithombe zemininingwane yomkhiqizo:

- Uhlelo Olunentshisekelo Yokubolekwa kwe-AAA Non-QM - Idokhumenti Egcwele - izithombe zemininingwane yokubolekwa kwe-AAA


Umhlahlandlela Womkhiqizo Ohlobene:

I-AAA LENDINGS ayiyona nje umbolekisi; singuzakwethu wezezimali. Sizinika isikhathi sokulalela izinjongo zakho zezezimali kanye nezifiso zakho, sikunikeza isiqondiso ngale kwenqubo yokufaka isicelo. Ukuzibophezela kwethu enhlalakahleni yakho yezezimali kudlulela ngalé kokuvalwa kwesivumelwano, futhi sizinikele ekusizeni ufinyelele izinjongo zakho zesikhathi eside, kungakhathaliseki ukuthi ubunikazi bezindlu, ukutshalwa kwezindlu, noma ukuhlanganiswa kwezikweletu. – AAA Lendings Non-QM Interested Programme – Full Doc – AAA Lendings , Umkhiqizo uzohlinzeka emhlabeni wonke, njengalezi: Cologne, Angola, Slovenia, Ukholo lwethu ukwethembeka kuqala, ngakho sivele sinikeze imikhiqizo yekhwalithi ephezulu kumakhasimende ethu. Ngethemba ngempela ukuthi singaba ozakwethu bebhizinisi. Sikholelwa ukuthi singakwazi ukusungula ubudlelwano bebhizinisi isikhathi eside nomunye. Ungaxhumana nathi ngokukhululekile ukuze uthole ulwazi olwengeziwe kanye nohlu lwamanani emikhiqizo yethu! Uzoba Oyingqayizivele ngemikhiqizo yethu yezinwele !!
  • Singabangane bakudala, izinga lomkhiqizo wenkampani belilokhu lilihle kakhulu futhi kulokhu intengo nayo ishibhile kakhulu.
    5 IzinkanyeziNguRigoberto Boler waseSri Lanka - 2018.06.12 16:22
    Ikhwalithi yempahla eluhlaza yalomphakeli izinzile futhi inokwethenjelwa, ibilokhu ihambisana nezidingo zenkampani yethu yokuhlinzeka ngezimpahla ezihlangabezana nezidingo zethu.
    5 IzinkanyeziNgu-Miranda wase-Bogota - 2018.02.04 14:13