I-Wholesale - Uhlelo olunentshisekelo lwe-AAA yokubolekisa olungeyona ye-QM – Idokhumenti Egcwele – I-AAA Ebolekisa ngemali ebolekisayo kanye nomtshali-zimali

Imininingwane Yomkhiqizo

I-AAA LENDINGS ayiyona nje umbolekisi; singuzakwethu wezezimali. Sizinika isikhathi sokulalela izinjongo zakho zezezimali kanye nezifiso zakho, sikunikeza isiqondiso ngale kwenqubo yokufaka isicelo. Ukuzibophezela kwethu enhlalakahleni yakho yezezimali kudlulela ngalé kokuvalwa kwesivumelwano, futhi sizinikele ekusizeni ufinyelele izinjongo zakho zesikhathi eside, kungakhathaliseki ukuthi ubunikazi bezindlu, ukutshalwa kwezindlu, noma ukuhlanganiswa kwezikweletu.I-Mortgage Broker,Ababolekisi bezindlu ezi-5 abaphezulu,Ababolekisi Bezindlu Eziphezulu Abasebenzisa Us, Kwa-AAA LENDINGS, sisebenza ngaphansi kwenkolelo eqinile yokuthi 'Ayikho imali ebolekiwe engenakwenzeka.' Le nkolelo ingamandla aqhuba ukusebenza kwethu futhi ifakwe esiqubulweni sethu esithi, Uyakwazi Ukulekelela, Njalo. Ihlanganisa ingqikithi yangempela yomkhiqizo wethu we-AAA. Siyaqaphela ukuthi amakhasimende ahlukene kanye nezimo ezihlukene zokuboleka zidinga izixazululo ezihlukile, futhi sikulungele ngokugcwele ukukunikeza.

- Uhlelo Olunentshisekelo Yokubolekwa Kwe-AAA Okungelona I-QM - Idokhumenti Egcwele - Imininingwane Yokubolekwa kwe-AAA:

Isihloko-FD

Uhlolojikelele

Idokhumenti Egcwele, yababoleki abangakwazi ukwenza i-Non-ejensi Jumbo. Inani lemali ebolekiwe engeziwe/I-DTI Ephakeme/I-LTV Ephakeme/ Izakhiwo zezimali ezingenamkhawulo.

Amaphuzu avelele ohlelo

1) Ubukhulu. I-DTI 55%;
2) Kufika ku-$4M Inani Lemalimboleko;
3) Kufika ku-80% LTV;
4) Ayikho i-MI (I-Mortgage Insurance);
5) 660 noma ngaphezulu Credit Score;
6) 6 izinyanga noma ngaphezulu reserves;
7) Ukubuyiselwa kwentela yonyaka ongu-1.

Yimuphi umehluko phakathi kwe-Non-QM Full Doc kanye nohlelo olugcwele lokufaneleka?

Ngokuvamile, iningi labafake izicelo lingafaka isicelo semalimboleko evamile ye-Jumbo ngenjongo yenani eliphezulu lemalimboleko. Nokho, kokuhlangenwe nakho kwethu, uhlelo oluvamile lwe-Jumbo akulula ukuluvala.

Kodwa-ke, ngaphansi kwezinye izimo, abafakizicelo abakwazi ukufaneleka noma ukuqhubeka nohlelo olujwayelekile lwe-Jumbo, ngenxa yalokho bangakwazi ukwenza umkhiqizo ongewona we-QM ukuze banelise inhloso yabo, njengenani eliphezulu lemalimboleko/ Imali ephumayo/ I-LTV/ Isikolo sesikweletu, njll.

Imibhalo Yethu Yemali Engenayo Ephelele Ye-Non-QM iyatholakala kubaboleki abanemali ebolekiwe ye-jumbo kanye nezimali mboleko ezivumelanayo eziwela ngaphandle nje kwemingcele Yezimali Zokubolekwa Imali Ezifanelekayo. Imalimboleko kulolu hlelo akumele ifaneleke ukudayiswa kunoma iyiphi i-Ejensi Kahulumeni.

Izinzuzo ze-Full Doc

1. Inani lemalimboleko ephezulu kunemalimboleko ye-ejensi;
2. Isilinganiso esiphezulu se-DTI, ukulinganiselwa okuphansi;
3. Ayikho i-MI (I-Mortgage Insurance) edingekayo;
4. Ukukhipha imali kuvunyelwe;
5. I-LTV ephezulu kunemalimboleko ye-ejensi.

Izithombe zemininingwane yomkhiqizo:

Umhlahlandlela Womkhiqizo Ohlobene:

Imfundo yamakhasimende iyitshe lesisekelo le-AAA LENDINGS' mission. Sikholelwa ukuthi umboleki onolwazi ungumboleki onamandla. Yingakho sithatha igxathu elingeziwe ukuze sikunikeze izinsiza zemfundo nesiqondiso ukuze sikusize uzulazule ezinkingeni zenqubo ye-mortgae. Ithimba lethu lizinikele ekuphenduleni imibuzo yakho, ukuchaza ubunkimbinkimbi bezilinganiso zenzalo, izinketho zemalimboleko, nokunye okwengeziwe, ukuqinisekisa ukuthi wenza izinqumo ezinolwazi. Ulwazi lwakho lwezezimali kanye nokuzethemba kubalulekile kithi. – I-AAA Lendings Non-QM Interested Programme – Idokhumenti Egcwele – AAA Lendings , Umkhiqizo uzohlinzeka kuwo wonke umhlaba, njengalokhu: Latvia, Uzbekistan, Peru, Ukuze ukwazi ukusebenzisa insiza evela olwazini olwandayo ekuhwebeni kwamazwe ngamazwe, samukela abathengi abavela yonke indawo oku-inthanethi nokungaxhunyiwe ku-inthanethi. Naphezu kwezisombululo zekhwalithi ezinhle esizinikezayo, isevisi yokubonisana ephumelelayo nenelisayo ihlinzekwa ithimba lethu lenkonzo yochwepheshe ngemva kokuthengisa. Uhlu lwemikhiqizo kanye nemingcele enemininingwane kanye nanoma yiluphi olunye ulwazi olutholakalayo luthunyelwa kuwe ngesikhathi ngemibuzo yakho. Ngakho-ke sicela uxhumane nathi ngokusithumela ama-imeyili noma usishayele uma unemibuzo mayelana nenhlangano yethu. ungase futhi uthole ulwazi lwamakheli ethu ekhasini lethu lewebhu futhi uze enkampanini yethu ukuze uthole inhlolovo yendawo yokuthengisa kwethu. Siyaqiniseka ukuthi sizokwabelana ngokuzuzisane futhi sakhe ubudlelwano obuqinile bokusebenzisana nabalingani bethu kule ndawo yemakethe. Sibhekela phambili imibuzo yakho.

-AAA Ukuboleka