Isikhungo Somkhiqizo

Imininingwane Yomkhiqizo

Nakuba ababolekisi abaningi belinganisele ububanzi babo, siyaqhubeka nokwandisa ubukhona bethu kuzo zonke izifundazwe, sisebenzela ababolekayo ezifundazweni ezingu-45, okuhlanganisa nezimakethe ezinamandla kakhulu njengeCalifornia neTexas. Ukufinyelela kwethu okunwetshiwe kusivumela ukuthi siqonde futhi sizivumelanise nezimo zesifunda, siqinisekise ukuthi amakhasimende ethu ezifundazweni ezihlukene athola ukwesekwa kwendawo kuyilapho esazuza kulwazi lwethu lwezwe lonke.I-House Mortgage Lender,Inzuzo Nokulahlekelwa,Iyini i-Ssa-89, Kwa-AAA LENDINGS, ukuzibophezela kwethu ekwenzeni okuhle kudlulela ethimbeni lethu. Siyaziqhenya ngokuba neqembu elizinikele lochwepheshe abangochwepheshe embonini yezezindlu. Abasebenzi bethu ababoleka imali ababona nje ochwepheshe; bangabangane bakho. Bakhona ukuze bakuqondise kuyo yonke inqubo yokuboleka, kusukela ekufakeni isicelo kuye ekuvala. Siyaziqhenya ngobungcweti bethimba lethu, siqinisekisa ukuthi uthola izinga eliphezulu lesevisi nokusekelwa.
- Uhlelo Olunentshisekelo Yokubolekwa Kwe-AAA Okungelona I-QM - Idokhumenti Egcwele - Imininingwane Yokubolekwa kwe-AAA:

Isihloko-FD

Uhlolojikelele

Idokhumenti Egcwele, yababoleki abangakwazi ukwenza i-Non-ejensi Jumbo. Inani lemali ebolekiwe engeziwe/I-DTI Ephakeme/I-LTV Ephakeme/ Izakhiwo zezimali ezingenamkhawulo.

Amaphuzu avelele ohlelo

1) Ubukhulu. I-DTI 55%;
2) Kufika ku-$4M Inani Lemalimboleko;
3) Kufika ku-80% LTV;
4) Ayikho i-MI (I-Mortgage Insurance);
5) 660 noma ngaphezulu Credit Score;
6) 6 izinyanga noma ngaphezulu reserves;
7) Ukubuyiselwa kwentela yonyaka ongu-1.

Yimuphi umehluko phakathi kwe-Non-QM Full Doc kanye nohlelo olugcwele lokufaneleka?

Ngokuvamile, iningi labafake izicelo lingafaka isicelo semalimboleko evamile ye-Jumbo ngenjongo yenani eliphezulu lemalimboleko. Nokho, kokuhlangenwe nakho kwethu, uhlelo oluvamile lwe-Jumbo akulula ukuluvala.

Kodwa-ke, ngaphansi kwezinye izimo, abafakizicelo abakwazi ukufaneleka noma ukuqhubeka nohlelo olujwayelekile lwe-Jumbo, ngenxa yalokho bangakwazi ukwenza umkhiqizo ongewona we-QM ukuze banelise inhloso yabo, njengenani eliphezulu lemalimboleko/ Imali ephumayo/ I-LTV/ Isikolo sesikweletu, njll.

Imibhalo Yethu Yemali Engenayo Ephelele Ye-Non-QM iyatholakala kubaboleki abanemali ebolekiwe ye-jumbo kanye nezimali mboleko ezivumelanayo eziwela ngaphandle nje kwemingcele Yezimali Zokubolekwa Imali Ezifanelekayo. Imalimboleko kulolu hlelo akumele ifaneleke ukudayiswa kunoma iyiphi i-Ejensi Kahulumeni.

Izinzuzo ze-Full Doc

1. Inani lemalimboleko ephezulu kunemalimboleko ye-ejensi;
2. Isilinganiso esiphezulu se-DTI, ukulinganiselwa okuphansi;
3. Ayikho i-MI (I-Mortgage Insurance) edingekayo;
4. Ukukhipha imali kuvunyelwe;
5. I-LTV ephezulu kunemalimboleko ye-ejensi.


Izithombe zemininingwane yomkhiqizo:

- Uhlelo Olunentshisekelo Yokubolekwa kwe-AAA Non-QM - Idokhumenti Egcwele - izithombe zemininingwane yokubolekwa kwe-AAA


Umhlahlandlela Womkhiqizo Ohlobene:

Ukuqamba kabusha kuyingxenye ye-DNA yethu. Sihlala sifuna izindlela zokuthuthukisa ulwazi lwemali mboleko kumakhasimende ethu. Inqubo yethu yesimanje yesicelo se-inthanethi, ukuphathwa kwemibhalo evikelekile, nezinketho zokuxhumana kwedijithali kunikeza uhambo olungenamthungo, olungenaphepha lwemali yendlu. Nge-AAA LENDINGS, ungalindela ulwazi lwesimanjemanje, olusebenzayo, noluvikelekile lwemalimboleko yezindlu ehambisana nomhlaba wobuchwepheshe ohamba ngokushesha. Ukunethezeka kwakho nokuvikeleka kubaluleke kakhulu kithi. – I-AAA Lendings Non-QM Interested Programme – I-Full Doc – AAA Lendings , Umkhiqizo uzophakela umhlaba wonke, njengalokhu: iGuinea, Japan, Cannes, Siyazihlonipha njengenkampani ehlanganisa ithimba eliqinile lochwepheshe abasungula izinto ezintsha futhi abanokuhlangenwe nakho okuhle ekuhwebeni kwamazwe ngamazwe, ukuthuthukiswa kwebhizinisi kanye nokuthuthuka kwemikhiqizo. Ngaphezu kwalokho, inkampani ihlala ihlukile phakathi kwezimbangi zayo ngenxa yezinga layo eliphakeme lekhwalithi ekukhiqizeni, kanye nokusebenza kahle kwayo nokuvumelana nezimo ekusekelweni kwebhizinisi.
  • Siyinkampani encane esanda kuqala, kodwa sithola ukunakwa komholi wenkampani futhi wasinika usizo oluningi. Ngethemba ukuthi singathuthuka ndawonye!
    5 IzinkanyeziNgu-Edene waseBrunei - 2018.04.25 16:46
    Umphakeli uthobela ithiyori yekhwalithi eyisisekelo, wethemba owokuqala futhi uphathe okuthuthukile ukuze bakwazi ukuqinisekisa ikhwalithi yomkhiqizo onokwethenjelwa kanye namakhasimende azinzile.
    5 IzinkanyeziNgu-Jenny wase-Rio de Janeiro - 2017.02.18 15:54