I-Wholesale - Uhlelo olunentshisekelo lwe-AAA yokubolekisa olungeyona ye-QM – Idokhumenti Egcwele – I-AAA Ebolekisa ngemali ebolekisayo kanye nomtshali-zimali

Imininingwane Yomkhiqizo

Ukuzibophezela kwethu ekwenzeni izinto obala kudlulela ngale kwezigaba zokuqala zenqubo yokubolekwa kwezindlu. Siqinisekisa ukuthi unokuqonda okucacile kwemibandela yakho yemali mboleko, okuhlanganisa amanani enzalo, izinkokhelo, nezindleko zokuvala. Azikho izimanga ngosuku lokuvala. Sizinikele ekukunikezeni izincazelo eziqondile, ezingenayo i-jargon, ukuze ukwazi ukuzulazula ngokuzethemba izici zezimali zokuthenga kwakho ikhaya noma ukuxhasa ngezimali kabusha.Uhlelo Lokuqedwa Kwempahla,Isikweletu Esivikelekile,I-Mortgage Broker yaseCalifornia, Kwa-AAA LENDINGS, ukuzibophezela kwethu ekwenzeni okuhle kudlulela ethimbeni lethu. Siyaziqhenya ngokuba neqembu elizinikele lochwepheshe abangochwepheshe embonini yezezindlu. Abasebenzi bethu ababoleka imali ababona nje ochwepheshe; bangabangane bakho. Bakhona ukuze bakuqondise kuyo yonke inqubo yokuboleka, kusukela ekufakeni isicelo kuye ekuvala. Siyaziqhenya ngobungcweti bethimba lethu, siqinisekisa ukuthi uthola izinga eliphezulu lesevisi nokusekelwa.

- Uhlelo Olunentshisekelo Yokubolekwa Kwe-AAA Okungelona I-QM - Idokhumenti Egcwele - Imininingwane Yokubolekwa kwe-AAA:

Isihloko-FD

Uhlolojikelele

Idokhumenti Egcwele, yababoleki abangakwazi ukwenza i-Non-ejensi Jumbo. Inani lemali ebolekiwe engeziwe/I-DTI Ephakeme/I-LTV Ephakeme/ Izakhiwo zezimali ezingenamkhawulo.

Amaphuzu avelele ohlelo

1) Ubukhulu. I-DTI 55%;
2) Kufika ku-$4M Inani Lemalimboleko;
3) Kufika ku-80% LTV;
4) Ayikho i-MI (I-Mortgage Insurance);
5) 660 noma ngaphezulu Credit Score;
6) 6 izinyanga noma ngaphezulu reserves;
7) Ukubuyiselwa kwentela yonyaka ongu-1.

Yimuphi umehluko phakathi kwe-Non-QM Full Doc kanye nohlelo olugcwele lokufaneleka?

Ngokuvamile, iningi labafake izicelo lingafaka isicelo semalimboleko evamile ye-Jumbo ngenjongo yenani eliphezulu lemalimboleko. Nokho, kokuhlangenwe nakho kwethu, uhlelo oluvamile lwe-Jumbo akulula ukuluvala.

Kodwa-ke, ngaphansi kwezinye izimo, abafakizicelo abakwazi ukufaneleka noma ukuqhubeka nohlelo olujwayelekile lwe-Jumbo, ngenxa yalokho bangakwazi ukwenza umkhiqizo ongewona we-QM ukuze banelise inhloso yabo, njengenani eliphezulu lemalimboleko/ Imali ephumayo/ I-LTV/ Isikolo sesikweletu, njll.

Imibhalo Yethu Yemali Engenayo Ephelele Ye-Non-QM iyatholakala kubaboleki abanemali ebolekiwe ye-jumbo kanye nezimali mboleko ezivumelanayo eziwela ngaphandle nje kwemingcele Yezimali Zokubolekwa Imali Ezifanelekayo. Imalimboleko kulolu hlelo akumele ifaneleke ukudayiswa kunoma iyiphi i-Ejensi Kahulumeni.

Izinzuzo ze-Full Doc

1. Inani lemalimboleko ephezulu kunemalimboleko ye-ejensi;
2. Isilinganiso esiphezulu se-DTI, ukulinganiselwa okuphansi;
3. Ayikho i-MI (I-Mortgage Insurance) edingekayo;
4. Ukukhipha imali kuvunyelwe;
5. I-LTV ephezulu kunemalimboleko ye-ejensi.

Izithombe zemininingwane yomkhiqizo:

Umhlahlandlela Womkhiqizo Ohlobene:

Nakuba ababolekisi abaningi belinganisele ububanzi babo, siyaqhubeka nokwandisa ubukhona bethu kuzo zonke izifundazwe, sisebenzela ababolekayo ezifundazweni ezingu-45, okuhlanganisa nezimakethe ezinamandla kakhulu njengeCalifornia neTexas. Ukufinyelela kwethu okunwetshiwe kusivumela ukuthi siqonde futhi sizivumelanise nezimo zesifunda, siqinisekise ukuthi amakhasimende ethu ezifundazweni ezihlukene athola ukwesekwa kwendawo kuyilapho esazuza kulwazi lwethu lwezwe lonke. – I-AAA Lendings Non-QM Interested Programme – I-Full Doc – AAA Lendings , Umkhiqizo uzohlinzeka emhlabeni wonke, njengalezi: Albania, Macedonia, Miami, Ukwenza wonke amaklayenti aneliseke ngathi futhi azuze impumelelo yokuwina, sizoqhubeka nokuzama okusemandleni ethu ukukusiza nokwanelisa wena! Sibheke ngabomvu ukubambisana namakhasimende amaningi aphesheya ngokusekelwe ezinzuzweni ezifanayo kanye nebhizinisi elihle lesikhathi esizayo. Ngiyabonga.

-AAA Ukuboleka

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Umphathi wezokuthengisa unesineke kakhulu, saxhumana cishe izinsuku ezintathu ngaphambi kokuba sinqume ukubambisana, ekugcineni, saneliseke kakhulu ngalokhu kubambisana!
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