Isikhungo Somkhiqizo

Imininingwane Yomkhiqizo

Ukungafihli kungumnyombo wemisebenzi yethu. Siyaziqhenya ngokuxhumana kwethu okuvulekile nokwethembeka namakhasimende ethu. Azikho izimali ezifihliwe, azikho izimanga. Sinikeza ulwazi olucacile, oluqondile mayelana nezinketho zakho ze-mortgage, siqinisekisa ukuthi unawo wonke amaqiniso okwenza izinqumo unolwazi. Umgomo wethu uwukwakha ukwethembana kumakhasimende ethu ngokukhuluma ngokungagwegwesi nokungafihli lutho, senze ulwazi lwakho lwezezimali lwendlu lushelele ngangokunokwenzeka.Umthengi Wesikhathi Sokuqala,Dfpi Umbolekisi,I-Conventional Loan Dti, Imigomo yakho yezezimali ihlukile, futhi sikholelwa ukuthi imali ebolekiwe yakho kufanele ibonise lokho. Kwa-AAA LENDINGS, sinikeza izinhlobonhlobo zezinketho zokubolekwa kwemali, ngayinye ehambisana nezimo ezihlukene zezimali. Kungakhathaliseki ukuthi uchwepheshe osemusha ofuna ikhaya lakho lokuqala, umndeni okhulayo odinga indawo eyengeziwe, noma umtshali-zimali ohlakaniphile owandisa iphothifoliyo yakho yezindlu ezithengiswayo, sinezinhlelo zokubolekwa imali eziklanyelwe ukuhlangabezana nezidingo zakho ezithile. Siyaqonda ukuthi uhambo lwakho lwezezimali luhlukile, futhi izixazululo zethu zezindlu ezibolekiwe zenzelwe ukukugcina umatasa futhi ujabule ngekusasa lakho.
- Uhlelo Olunentshisekelo Yokubolekwa Kwe-AAA Okungelona I-QM - Idokhumenti Egcwele - Imininingwane Yokubolekwa kwe-AAA:

Isihloko-FD

Uhlolojikelele

Idokhumenti Egcwele, yababoleki abangakwazi ukwenza i-Non-ejensi Jumbo. Inani lemali ebolekiwe engeziwe/I-DTI Ephakeme/I-LTV Ephakeme/ Izakhiwo zezimali ezingenamkhawulo.

Amaphuzu avelele ohlelo

1) Ubukhulu. I-DTI 55%;
2) Kufika ku-$4M Inani Lemalimboleko;
3) Kufika ku-80% LTV;
4) Ayikho i-MI (I-Mortgage Insurance);
5) 660 noma ngaphezulu Credit Score;
6) 6 izinyanga noma ngaphezulu reserves;
7) Ukubuyiselwa kwentela yonyaka ongu-1.

Yimuphi umehluko phakathi kwe-Non-QM Full Doc kanye nohlelo olugcwele lokufaneleka?

Ngokuvamile, iningi labafake izicelo lingafaka isicelo semalimboleko evamile ye-Jumbo ngenjongo yenani eliphezulu lemalimboleko. Nokho, kokuhlangenwe nakho kwethu, uhlelo oluvamile lwe-Jumbo akulula ukuluvala.

Kodwa-ke, ngaphansi kwezinye izimo, abafakizicelo abakwazi ukufaneleka noma ukuqhubeka nohlelo olujwayelekile lwe-Jumbo, ngenxa yalokho bangakwazi ukwenza umkhiqizo ongewona we-QM ukuze banelise inhloso yabo, njengenani eliphezulu lemalimboleko/ Imali ephumayo/ I-LTV/ Isikolo sesikweletu, njll.

Imibhalo Yethu Yemali Engenayo Ephelele Ye-Non-QM iyatholakala kubaboleki abanemali ebolekiwe ye-jumbo kanye nezimali mboleko ezivumelanayo eziwela ngaphandle nje kwemingcele Yezimali Zokubolekwa Imali Ezifanelekayo. Imalimboleko kulolu hlelo akumele ifaneleke ukudayiswa kunoma iyiphi i-Ejensi Kahulumeni.

Izinzuzo ze-Full Doc

1. Inani lemalimboleko ephezulu kunemalimboleko ye-ejensi;
2. Isilinganiso esiphezulu se-DTI, ukulinganiselwa okuphansi;
3. Ayikho i-MI (I-Mortgage Insurance) edingekayo;
4. Ukukhipha imali kuvunyelwe;
5. I-LTV ephezulu kunemalimboleko ye-ejensi.


Izithombe zemininingwane yomkhiqizo:

- Uhlelo Olunentshisekelo Yokubolekwa kwe-AAA Non-QM - Idokhumenti Egcwele - izithombe zemininingwane yokubolekwa kwe-AAA


Umhlahlandlela Womkhiqizo Ohlobene:

Iphupho lokuba nekhaya aligcini nje kulabo abathenga izindlu ngokwesiko. Kwa-AAA LENDINGS, sinezinhlelo ezikhethekile zokubhekelela ababoleki okungebona bendabuko. Uma uzisebenza, uneholo elishintshayo, noma ubhekene nezimo zezimali ezihlukile, izinketho zethu zemalimboleko zingabamba inzalo yakho. Samukela ukuhlukahluka kubaboleki futhi sifuna ngenkuthalo izixazululo zokuboleka imali, siqinisekisa ukuthi uhambo lwakho lokuba ngumninikhaya luhlala luheha, kungakhathaliseki ukuthi isimo sakho sezezimali sinjani. – I-AAA Lendings Non-QM Interested Programme – I-Full Doc – AAA Lendings , Umkhiqizo uzophakela umhlaba wonke, njengalokhu: Estonia, kazan, Australia, Inkampani yethu ibilokhu igcizelela umgomo webhizinisi Wekhwalithi, Ukwethembeka, kanye neKhasimende Okokuqala esizuze ngakho ukwethenjwa amakhasimende kokubili ekhaya naphesheya. Uma unentshisekelo ngemikhiqizo yethu, sicela ungangabazi ukusithinta ukuze uthole imininingwane eyengeziwe.
  • Lena inkampani ethembekile futhi enokwethenjelwa, ubuchwepheshe kanye nemishini kuthuthuke kakhulu futhi umkhiqizo wanele kakhulu, akukho ukukhathazeka ekuhlinzekeni.
    5 IzinkanyeziNgu-Ellen waseMilan - 2017.02.28 14:19
    E-China, sinabalingani abaningi, le nkampani iyona esanelisa kakhulu, ikhwalithi ethembekile kanye nekhredithi enhle, kufanelekile ukubonga.
    5 IzinkanyeziNgu-Frances wase-Tunisia - 2018.12.30 10:21