- Uhlelo Olunentshisekelo Yokubolekwa Kwe-AAA Okungelona I-QM - Idokhumenti Egcwele - Imininingwane Yokubolekwa kwe-AAA:

Uhlolojikelele
Idokhumenti Egcwele, yababoleki abangakwazi ukwenza i-Non-ejensi Jumbo. Inani lemali ebolekiwe engeziwe/I-DTI Ephakeme/I-LTV Ephakeme/ Izakhiwo zezimali ezingenamkhawulo.
Amaphuzu avelele ohlelo
1) Ubukhulu. I-DTI 55%;
2) Kufika ku-$4M Inani Lemalimboleko;
3) Kufika ku-80% LTV;
4) Ayikho i-MI (I-Mortgage Insurance);
5) 660 noma ngaphezulu Credit Score;
6) 6 izinyanga noma ngaphezulu reserves;
7) Ukubuyiselwa kwentela yonyaka ongu-1.
Yimuphi umehluko phakathi kwe-Non-QM Full Doc kanye nohlelo olugcwele lokufaneleka?
Ngokuvamile, iningi labafake izicelo lingafaka isicelo semalimboleko evamile ye-Jumbo ngenjongo yenani eliphezulu lemalimboleko. Nokho, kokuhlangenwe nakho kwethu, uhlelo oluvamile lwe-Jumbo akulula ukuluvala.
Kodwa-ke, ngaphansi kwezinye izimo, abafakizicelo abakwazi ukufaneleka noma ukuqhubeka nohlelo olujwayelekile lwe-Jumbo, ngenxa yalokho bangakwazi ukwenza umkhiqizo ongewona we-QM ukuze banelise inhloso yabo, njengenani eliphezulu lemalimboleko/ Imali ephumayo/ I-LTV/ Isikolo sesikweletu, njll.
Imibhalo Yethu Yemali Engenayo Ephelele Ye-Non-QM iyatholakala kubaboleki abanemali ebolekiwe ye-jumbo kanye nezimali mboleko ezivumelanayo eziwela ngaphandle nje kwemingcele Yezimali Zokubolekwa Imali Ezifanelekayo. Imalimboleko kulolu hlelo akumele ifaneleke ukudayiswa kunoma iyiphi i-Ejensi Kahulumeni.
Izinzuzo ze-Full Doc
1. Inani lemalimboleko ephezulu kunemalimboleko ye-ejensi;
2. Isilinganiso esiphezulu se-DTI, ukulinganiselwa okuphansi;
3. Ayikho i-MI (I-Mortgage Insurance) edingekayo;
4. Ukukhipha imali kuvunyelwe;
5. I-LTV ephezulu kunemalimboleko ye-ejensi.
Izithombe zemininingwane yomkhiqizo:
Umhlahlandlela Womkhiqizo Ohlobene:
Imfundo yamakhasimende iyitshe lesisekelo le-AAA LENDINGS' mission. Sikholelwa ukuthi umboleki onolwazi ungumboleki onamandla. Yingakho sithatha igxathu elingeziwe ukuze sikunikeze izinsiza zemfundo nesiqondiso ukuze sikusize uzulazule ezinkingeni zenqubo ye-mortgae. Ithimba lethu lizinikele ekuphenduleni imibuzo yakho, ukuchaza ubunkimbinkimbi bezilinganiso zenzalo, izinketho zemalimboleko, nokunye okwengeziwe, ukuqinisekisa ukuthi wenza izinqumo ezinolwazi. Ulwazi lwakho lwezezimali kanye nokuzethemba kubalulekile kithi. – AAA Lendings Non-QM Interested Programme – Full Doc – AAA Lendings , Umkhiqizo uzophakela kuwo wonke umhlaba, njengalokhu: Portland, Malaysia, Ukraine, Ikhwalithi enhle, Isevisi enhle ihlale iwumgomo wethu kanye ne-credo. Sithatha yonke imizamo ukuze silawule ikhwalithi, iphakheji, amalebula njll kanye ne-QC yethu izohlola yonke imininingwane ngesikhathi sokukhiqiza nangaphambi kokuthunyelwa. Sizimisele ukusungula ubudlelwano bebhizinisi obude nalabo abafuna imikhiqizo yekhwalithi ephezulu kanye nenkonzo enhle. Senze inethiwekhi yokuthengisa ebanzi kuwo wonke amazwe aseYurophu, eNyakatho Melika, eNingizimu Melika, eMpumalanga Ephakathi, e-Afrika, emazweni aseMpumalanga Asia.Sicela usithinte manje, uzothola ulwazi lwethu lobuchwepheshe kanye namamaki aphezulu azofaka isandla ebhizinisini lakho.
Ngu-Susan wase-Cologne - 2018.07.12 12:19 Abasebenzi benkonzo yamakhasimende kanye nendoda yokuthengisa banesineke kakhulu futhi bonke bakhuluma kahle ngesiNgisi, ukufika komkhiqizo nakho kufika ngesikhathi kakhulu, umphakeli omuhle.
Ngu-Evelyn wase-El Salvador - 2018.12.11 11:26 






