I-Wholesale - Uhlelo olunentshisekelo lwe-AAA yokubolekisa olungeyona ye-QM – Idokhumenti Egcwele – I-AAA Ebolekisa ngemali ebolekisayo kanye nomtshali-zimali

Imininingwane Yomkhiqizo

Imfundo yamakhasimende iyitshe lesisekelo le-AAA LENDINGS' mission. Sikholelwa ukuthi umboleki onolwazi ungumboleki onamandla. Yingakho sithatha igxathu elingeziwe ukuze sikunikeze izinsiza zemfundo nesiqondiso ukuze sikusize uzulazule ezinkingeni zenqubo ye-mortgae. Ithimba lethu lizinikele ekuphenduleni imibuzo yakho, ukuchaza ubunkimbinkimbi bezilinganiso zenzalo, izinketho zemalimboleko, nokunye okwengeziwe, ukuqinisekisa ukuthi wenza izinqumo ezinolwazi. Ulwazi lwakho lwezezimali kanye nokuzethemba kubalulekile kithi.Umqashi Ophezulu Wezindlu Zokuboleka 2020,Inzalo Egxilile,I-Mortgage Broker Ngesikweletu Esibi, Njengengxenye yokuzibophezela kwethu ukuhlala siphambili embonini, sitshala imali eningi kubuchwepheshe obusezingeni eliphezulu ukuze senze lula isicelo semali mboleko kanye nenqubo yokugunyaza. Lokhu akusheshisi kuphela inqubo yesicelo kodwa futhi kukuhlinzeka ngezibuyekezo zesikhathi sangempela mayelana nesimo sakho semali mboleko yezindlu, kukunikeza ukuthula kwengqondo futhi kuqede ukungaqiniseki okungase kufike nenqubo yemali mboleko. Indlela yethu eqhutshwa ubuchwepheshe isivumela ukuthi sinikeze ulwazi olungenazihibe futhi olulula, senze uhambo lwakho lokuya kubanikazi bezindlu noma ekunikezeni imali kabusha lusebenze kahle ngangokunokwenzeka.

- Uhlelo Olunentshisekelo Yokubolekwa Kwe-AAA Okungelona I-QM - Idokhumenti Egcwele - Imininingwane Yokubolekwa kwe-AAA:

Isihloko-FD

Uhlolojikelele

Idokhumenti Egcwele, yababoleki abangakwazi ukwenza i-Non-ejensi Jumbo. Inani lemali ebolekiwe engeziwe/I-DTI Ephakeme/I-LTV Ephakeme/ Izakhiwo zezimali ezingenamkhawulo.

Amaphuzu avelele ohlelo

1) Ubukhulu. I-DTI 55%;
2) Kufika ku-$4M Inani Lemalimboleko;
3) Kufika ku-80% LTV;
4) Ayikho i-MI (I-Mortgage Insurance);
5) 660 noma ngaphezulu Credit Score;
6) 6 izinyanga noma ngaphezulu reserves;
7) Ukubuyiselwa kwentela yonyaka ongu-1.

Yimuphi umehluko phakathi kwe-Non-QM Full Doc kanye nohlelo olugcwele lokufaneleka?

Ngokuvamile, iningi labafake izicelo lingafaka isicelo semalimboleko evamile ye-Jumbo ngenjongo yenani eliphezulu lemalimboleko. Nokho, kokuhlangenwe nakho kwethu, uhlelo oluvamile lwe-Jumbo akulula ukuluvala.

Kodwa-ke, ngaphansi kwezinye izimo, abafakizicelo abakwazi ukufaneleka noma ukuqhubeka nohlelo olujwayelekile lwe-Jumbo, ngenxa yalokho bangakwazi ukwenza umkhiqizo ongewona we-QM ukuze banelise inhloso yabo, njengenani eliphezulu lemalimboleko/ Imali ephumayo/ I-LTV/ Isikolo sesikweletu, njll.

Imibhalo Yethu Yemali Engenayo Ephelele Ye-Non-QM iyatholakala kubaboleki abanemali ebolekiwe ye-jumbo kanye nezimali mboleko ezivumelanayo eziwela ngaphandle nje kwemingcele Yezimali Zokubolekwa Imali Ezifanelekayo. Imalimboleko kulolu hlelo akumele ifaneleke ukudayiswa kunoma iyiphi i-Ejensi Kahulumeni.

Izinzuzo ze-Full Doc

1. Inani lemalimboleko ephezulu kunemalimboleko ye-ejensi;
2. Isilinganiso esiphezulu se-DTI, ukulinganiselwa okuphansi;
3. Ayikho i-MI (I-Mortgage Insurance) edingekayo;
4. Ukukhipha imali kuvunyelwe;
5. I-LTV ephezulu kunemalimboleko ye-ejensi.

Izithombe zemininingwane yomkhiqizo:

Umhlahlandlela Womkhiqizo Ohlobene:

I-AAA LENDINGS iyaziqhenya ngokubandakanyeka kwethu komphakathi nokuzibophezela komphakathi. Sikholelwa ukuthi ukuba umabolekisi oqotho kusho ukubuyisela emiphakathini esiyisebenzelayo. Ithimba lethu libamba iqhaza ngenkuthalo ezinhlelweni zokupha, lisekela izizathu zasendaweni, kanye nokuthuthukisa ulwazi lwezezimali. Asikho nje ebhizinisini lokuhlinzeka ngemalimboleko; sitshalwe ekwenzeni umthelela omuhle ezimpilweni zamakhasimende ethu kanye nemiphakathi ayibiza ngokuthi ikhaya. – I-AAA Lendings Non-QM Interested Programme – Full Doc – AAA Lendings , Umkhiqizo uzohlinzeka emhlabeni wonke, njengalokhu: Buenos Aires, Palestine, El Salvador, sinokuthengiswa kwe-inthanethi kosuku lonke ukuze siqiniseke ukuthi isevisi yangaphambi kokuthengisa nangemuva kokuthengisa kusenesikhathi. Ngazo zonke lezi zisekelo, singasebenzela wonke amakhasimende ngomkhiqizo wekhwalithi kanye nokuthunyelwa okufika ngesikhathi ngomthwalo wemfanelo omkhulu. Njengoba siyinkampani ekhulayo ekhulayo, kungenzeka singabi ngabangcono kakhulu, kodwa sizama konke okusemandleni ethu ukuba nguzakwethu omuhle.

-AAA Ukuboleka

Njengomakadebona walo mkhakha, singasho ukuthi inkampani ingaba umholi embonini, bakhethe kulungile.
5 Izinkanyezi

Ngu-Joanna waseGhana - 2017.06.19 13:51

Le nkampani inombono wekhwalithi engcono, izindleko eziphansi zokucubungula, amanani anengqondo, ngakho-ke banekhwalithi yomkhiqizo wokuncintisana kanye nentengo, yingakho sakhetha ukubambisana.
5 Izinkanyezi

NguDonna waseNepal - 2017.10.23 10:29