Isikhungo Somkhiqizo

Imininingwane Yomkhiqizo

Ukuzibophezela kwethu ekwenzeni izinto obala kudlulela ngale kwezigaba zokuqala zenqubo yokubolekwa kwezindlu. Siqinisekisa ukuthi unokuqonda okucacile kwemibandela yakho yemali mboleko, okuhlanganisa amanani enzalo, izinkokhelo, nezindleko zokuvala. Azikho izimanga ngosuku lokuvala. Sizinikele ekukunikezeni izincazelo eziqondile, ezingenayo i-jargon, ukuze ukwazi ukuzulazula ngokuzethemba izici zezimali zokuthenga kwakho ikhaya noma ukuxhasa ngezimali kabusha.I-Mortgage Lender Vs Bank,Ilayisensi Yombuso,I-Dre Mortgage Broker, Umhlaba wezimali ezibolekwayo uhlala ushintsha, futhi sisemaphethelweni aphambili ezinto ezintsha. Kwa-AAA LENDINGS, sinikezela ngamathuluzi edijithali asezingeni eliphezulu nezinkundla ezisebenziseka kalula ezikuvumela ukuthi uqale isicelo sakho semali mboleko noma uthole izibuyekezo usohambeni. Ubuchwepheshe bethu obusebenziseka kalula bulula inqubo, bubeka amandla okuphatha imali yezindlu entendeni yesandla sakho. Siyazi ukuthi isikhathi sakho sibalulekile, futhi izixazululo zethu ze-tech-savvy zonga isikhathi nokuhlupheka.
- Uhlelo Olunentshisekelo Yokubolekwa Kwe-AAA Okungelona I-QM - Idokhumenti Egcwele - Imininingwane Yokubolekwa kwe-AAA:

Isihloko-FD

Uhlolojikelele

Idokhumenti Egcwele, yababoleki abangakwazi ukwenza i-Non-ejensi Jumbo. Inani lemali ebolekiwe engeziwe/I-DTI Ephakeme/I-LTV Ephakeme/ Izakhiwo zezimali ezingenamkhawulo.

Amaphuzu avelele ohlelo

1) Ubukhulu. I-DTI 55%;
2) Kufika ku-$4M Inani Lemalimboleko;
3) Kufika ku-80% LTV;
4) Ayikho i-MI (I-Mortgage Insurance);
5) 660 noma ngaphezulu Credit Score;
6) 6 izinyanga noma ngaphezulu reserves;
7) Ukubuyiselwa kwentela yonyaka ongu-1.

Yimuphi umehluko phakathi kwe-Non-QM Full Doc kanye nohlelo olugcwele lokufaneleka?

Ngokuvamile, iningi labafake izicelo lingafaka isicelo semalimboleko evamile ye-Jumbo ngenjongo yenani eliphezulu lemalimboleko. Nokho, kokuhlangenwe nakho kwethu, uhlelo oluvamile lwe-Jumbo akulula ukuluvala.

Kodwa-ke, ngaphansi kwezinye izimo, abafakizicelo abakwazi ukufaneleka noma ukuqhubeka nohlelo olujwayelekile lwe-Jumbo, ngenxa yalokho bangakwazi ukwenza umkhiqizo ongewona we-QM ukuze banelise inhloso yabo, njengenani eliphezulu lemalimboleko/ Imali ephumayo/ I-LTV/ Isikolo sesikweletu, njll.

Imibhalo Yethu Yemali Engenayo Ephelele Ye-Non-QM iyatholakala kubaboleki abanemali ebolekiwe ye-jumbo kanye nezimali mboleko ezivumelanayo eziwela ngaphandle nje kwemingcele Yezimali Zokubolekwa Imali Ezifanelekayo. Imalimboleko kulolu hlelo akumele ifaneleke ukudayiswa kunoma iyiphi i-Ejensi Kahulumeni.

Izinzuzo ze-Full Doc

1. Inani lemalimboleko ephezulu kunemalimboleko ye-ejensi;
2. Isilinganiso esiphezulu se-DTI, ukulinganiselwa okuphansi;
3. Ayikho i-MI (I-Mortgage Insurance) edingekayo;
4. Ukukhipha imali kuvunyelwe;
5. I-LTV ephezulu kunemalimboleko ye-ejensi.


Izithombe zemininingwane yomkhiqizo:

- Uhlelo Olunentshisekelo Yokubolekwa kwe-AAA Non-QM - Idokhumenti Egcwele - izithombe zemininingwane yokubolekwa kwe-AAA


Umhlahlandlela Womkhiqizo Ohlobene:

Nakuba ababolekisi abaningi belinganisele ububanzi babo, siyaqhubeka nokwandisa ubukhona bethu kuzo zonke izifundazwe, sisebenzela ababolekayo ezifundazweni ezingu-45, okuhlanganisa nezimakethe ezinamandla kakhulu njengeCalifornia neTexas. Ukufinyelela kwethu okunwetshiwe kusivumela ukuthi siqonde futhi sizivumelanise nezimo zesifunda, siqinisekise ukuthi amakhasimende ethu ezifundazweni ezihlukene athola ukwesekwa kwendawo kuyilapho esazuza kulwazi lwethu lwezwe lonke. - Uhlelo olunentshisekelo lwe-AAA yokubolekwa kwe-Non-QM - Idokhumenti Egcwele - Ukubolekwa kwe-AAA , Umkhiqizo uzohlinzeka kuwo wonke umhlaba, njenge: Korea, Danish, United Arab emirates, Ukukhetha Okubanzi kanye nokudiliva okusheshayo kwakho! Ifilosofi yethu: Ikhwalithi enhle, isevisi enhle, qhubeka uthuthuka. Sibheke ngabomvu ukuthi abangani abaningi baphesheya kwezilwandle bajoyine umndeni wethu ukuze uthole intuthuko eyengeziwe maduze!
  • Ummeleli wenkonzo yamakhasimende uchaze okuningiliziwe, isimo sengqondo sesevisi sihle kakhulu, impendulo ifike ngesikhathi futhi iphelele, ukuxhumana okujabulisayo! Siyethemba ukuthi sizoba nethuba lokubambisana.
    5 IzinkanyeziNgu-Rebecca wase-Iraq - 2018.03.03 13:09
    Isimo sengqondo sokubambisana kwabahlinzeki sihle kakhulu, sihlangabezane nezinkinga ezihlukahlukene, ngaso sonke isikhathi sizimisele ukubambisana nathi, kithi njengoNkulunkulu wangempela.
    5 IzinkanyeziNguSalome wase-Angola - 2017.09.30 16:36