I-Wholesale - I-AAA Lendings Non-QM Interested Programme – Diamond Jumbo (Okufana Nemali Ebolekiwe Evamile) – I-AAA Ebolekisayo Ebolekisayo kanye nomtshali-zimali

Imininingwane Yomkhiqizo

Nakuba ababolekisi abaningi belinganisele ububanzi babo, siyaqhubeka nokwandisa ubukhona bethu kuzo zonke izifundazwe, sisebenzela ababolekayo ezifundazweni ezingu-45, okuhlanganisa nezimakethe ezinamandla kakhulu njengeCalifornia neTexas. Ukufinyelela kwethu okunwetshiwe kusivumela ukuthi siqonde futhi sizivumelanise nezimo zesifunda, siqinisekise ukuthi amakhasimende ethu ezifundazweni ezihlukene athola ukwesekwa kwendawo kuyilapho esazuza kulwazi lwethu lwezwe lonke.Ababolekisi Bezindlu Eziphezulu,Izifanekiso zewebhusayithi ye-Mortgage Lender,I-Mortgage Broker Georgia, Enye yeminikelo yethu ephambili imikhiqizo yethu yokubolekwa 'Non-QM', futhi siyaziqhenya ngokuhola indlela kulesi sigaba sokubolekisa. Sikhethekile kakhulu kulesi sizinda, sinolwazi olunzulu kanye nokungena ngaphambi kwesikhathi emakethe, okusenza sibe nekhono lokuqonda nokubhekana nezidingo zakho zezezimali. Ukuzulazula ezinhlosweni zakho zezezimali kuba uhambo olulula, olufinyeleleka kakhudlwana nge-AAA LENDINGS eceleni kwakho. Izwa amandla okuboleka okwenziwe ngendlela oyifisayo nathi namuhla, futhi usivumele sikusize ufeze izifiso zakho zezezimali.

- Uhlelo Olunentshisekelo Yokubolekwa Kwe-AAA Okungelona I-QM - I-Diamond Jumbo (Efana Nemalimboleko Evamile) - Imininingwane Yokubolekwa kwe-AAA:

Ayinasihloko-8

Uhlolojikelele

I-Diamond Jumbo, yababoleki abangakwazi ukwenza i-Non-agency Jumbo. Inani lemalimboleko eyengeziwe/ I-DTI Ephakeme/ I-LTV Ephakeme/ Izakhiwo zezimali ezingenamkhawulo.

Imininingwane

1) Ubuningi be-DTI 55%;
2) Kufika ku-$4M inani lemalimboleko;
3) Kufika ku-90% LTV;
4) Ayikho i-MI(I-Mortgage Insurance);
5) 660 noma ngaphezulu amaphuzu esikweletu;
6) izinyanga eziyisi-6 noma ngaphezulu ezibekiwe;
7) Imbuyiselo yentela yonyaka ongu-1 iyatholakala.

Luyini lolu hlelo?

Wake wahlangana nesimo esingezansi?
• Umbolekisi akakwazi ukuvumela isicelo sakho semalimboleko ephezulu?
• Awukwazi ukufika ku-LTV ephezulu oyifunayo?
• Ingabe ababolekisi be-jumbo okungebona be-ejensi abakwazi ukukunikeza imali ebolekiwe yokuphuma?
• Ingabe umbolekisi ubekudinga ukuthi uthenge i-MI(Mortgage Insurance)?
Uma uke wahlangabezana nalezi zimo ezinamahloni, akukho ukukhathazeka. Ababolekisi abangewona ama-QM nabo banezinhlelo ezinjalo, ezifanayo nezimali mboleko ze-ejensi. Nokho, ababolekisi be-Non-QM abanomkhiqizo wemalimboleko we-{Full Docs} banemikhawulo ephansi kakhulu kunemikhiqizo yemalimboleko egcwele Amadokhumenti. Unokukhetha okungcono manje. Iphuzu elilodwa elibalulekile ongalinakekela yilokhu: Ungafaka isicelo salolu hlelo kuphela uma ungakwazi ukufanelekela ukubolekwa i-FNMA noma i-FHMLC.

Uyini umehluko walolu hlelo lwe-Non-QM Full Document nohlelo oluphelele lwe-ejensi yokufaneleka?

Ngokuvamile, iningi labafake izicelo lingafaka isicelo semalimboleko evamile ye-Jumbo ngenjongo yenani eliphezulu lemalimboleko. Nokho, kokuhlangenwe nakho kwethu, uhlelo oluvamile lwe-Jumbo akulula ukuvala. Uhlelo lunezidingo ezikhawulelwe kunemalimboleko ye-ejensi, futhi linesikhathi eside sokuguqula.

Kodwa-ke, ngaphansi kwezinye izimo, abafakizicelo abakwazi ukufaneleka noma ukuqhubeka nohlelo oluvamile lwe-Jumbo, ngenxa yalokho bangakwazi ukwenza umkhiqizo we-Non-QM kuphela, ukwanelisa inhloso yabo, njengenani eliphezulu lemalimboleko/ Imali ephumayo/ Imali ephumayo/ LTV/ Isikolo sesikweletu, njll.

Imibhalo Yethu Yemali Engenayo Ephelele Ye-Non-QM iyatholakala kubaboleki abanemali ebolekiwe ye-jumbo kanye nezimali mboleko ezivumelanayo eziwela ngaphandle nje kwemingcele Yezimali Zokubolekwa Imali Ezifanelekayo. Imalimboleko kulolu hlelo akumele ifaneleke ukudayiswa kunoma iyiphi i-Ejensi Kahulumeni.

Yiziphi izinzuzo?

Ngemva kokufunda amagama angenhla, nasi isifinyezo sezinzuzo zolwazi lwakho:

Inani lemalimboleko ephezulu, engaphezulu kakhulu kunemalimboleko ye-ejensi;
Isilinganiso esiphezulu se-DTI, ukulinganiselwa okuphansi;
Ayikho i-MI (I-Mortgage Insurance) edingekayo;
Ukukhipha imali kuvunyelwe;
I-LTV ephezulu, ephakeme kunemalimboleko ye-ejensi.

Izithombe zemininingwane yomkhiqizo:

Umhlahlandlela Womkhiqizo Ohlobene:

Siyaqonda ukuthi i-mortgage akuyona nje umsebenzi wezezimali kodwa isinqumo esibalulekile sempilo. Ukugxila kwethu ekugxileni kwamakhasimende kusho ukuthi asigcini nje ngokucabangela izinombolo; sicabangela indaba yakho ehlukile, izifiso, kanye nemigomo yezezimali. Ochwepheshe bethu bezindlu ezibolekiwe bazinika isikhathi sokuqonda uhambo lwakho lomuntu siqu, baqinisekise ukuthi uthola isixazululo semali mboleko esihambisana nombono wakho wesikhathi esizayo. – I-AAA Lendings Non-QM Interested Programme – Diamond Jumbo (Efana Nemalimboleko Evamile) – AAA Lendings , Umkhiqizo uzohlinzeka kuwo wonke umhlaba, njengalokhu: St. Petersburg, Portugal, Las Vegas, Ukunikeza Imikhiqizo Esezingeni, Isevisi Enhle Kakhulu, Amanani Ancintisanayo kanye Nokulethwa Ngokushesha. Imikhiqizo yethu idayisa kahle ezimakethe zasekhaya nezangaphandle. Inkampani yethu izama ukuba ngabahlinzeki ababalulekile eChina.

-AAA Ukuboleka

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Abasebenzi banekhono, bahlome kahle, inqubo icaciswa, imikhiqizo ihlangabezana nezidingo futhi ukulethwa kuqinisekisiwe, uzakwethu ongcono kakhulu!
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