I-Wholesale - I-AAA Lendings Non-QM Interested Programme – Diamond Jumbo (Okufana Nemali Ebolekiwe Evamile) – I-AAA Ebolekisayo Ebolekisayo kanye nomtshali-zimali

Imininingwane Yomkhiqizo

Isikhathi sakho siyigugu, futhi siyakuhlonipha lokho. Kwa-AAA LENDINGS, sizibophezele ekwenzeni lula inqubo ye-mortgage ukuze wonge isikhathi nomzamo. Uhlelo lwethu lokusebenza oluku-inthanethi lusebenziseka kalula futhi luklanywe ngokunethezeka kwakho engqondweni. Ungakwazi ukuqedela isicelo ngejubane lakho, kusukela ukunethezeka kwekhaya lakho noma ihhovisi. Siyazi ukuthi unempilo ematasa, futhi sihlose ukwenza inqubo ye-mortgage ihehe, isebenze kahle, futhi yonge isikhathi.Izindleko zokuvala,Izinkampani ezi-5 eziphezulu ze-Mortgage Refinance Companies,Bala Inzalo Yendluzula, Njengozakwethu we-mortgage, sinikeza okungaphezu nje kokubolekwa imali; sinikeza umphakathi. I-AAA LENDIS inikezelwe ekudaleni umuzwa wokuba ngamakhasimende ethu. Inkundla yethu ye-inthanethi ihlanganisa izinkundla nezingxoxo lapho ungaxhumana khona nozakweboleka, wabelane ngolwazi, futhi ufune izeluleko. Le ndlela eqhutshwa umphakathi ikhuthaza indawo ebandakanyayo lapho ungathola khona ukwesekwa, imininingwane, kanye nogqozi njengoba uzulazula endleleni eya ekubeni umninikhaya.

- Uhlelo Olunentshisekelo Yokubolekwa Kwe-AAA Okungelona I-QM - I-Diamond Jumbo (Efana Nemalimboleko Evamile) - Imininingwane Yokubolekwa kwe-AAA:

Ayinasihloko-8

Uhlolojikelele

I-Diamond Jumbo, yababoleki abangakwazi ukwenza i-Non-agency Jumbo. Inani lemalimboleko eyengeziwe/ I-DTI Ephakeme/ I-LTV Ephakeme/ Izakhiwo zezimali ezingenamkhawulo.

Imininingwane

1) Ubuningi be-DTI 55%;
2) Kufika ku-$4M inani lemalimboleko;
3) Kufika ku-90% LTV;
4) Ayikho i-MI(I-Mortgage Insurance);
5) 660 noma ngaphezulu amaphuzu esikweletu;
6) izinyanga eziyisi-6 noma ngaphezulu ezibekiwe;
7) Imbuyiselo yentela yonyaka ongu-1 iyatholakala.

Luyini lolu hlelo?

Wake wahlangana nesimo esingezansi?
• Umbolekisi akakwazi ukuvumela isicelo sakho semalimboleko ephezulu?
• Awukwazi ukufika ku-LTV ephezulu oyifunayo?
• Ingabe ababolekisi be-jumbo okungebona be-ejensi abakwazi ukukunikeza imali ebolekiwe yokuphuma?
• Ingabe umbolekisi ubekudinga ukuthi uthenge i-MI(Mortgage Insurance)?
Uma uke wahlangabezana nalezi zimo ezinamahloni, akukho ukukhathazeka. Ababolekisi abangewona ama-QM nabo banezinhlelo ezinjalo, ezifanayo nezimali mboleko ze-ejensi. Nokho, ababolekisi be-Non-QM abanomkhiqizo wemalimboleko we-{Full Docs} banemikhawulo ephansi kakhulu kunemikhiqizo yemalimboleko egcwele Amadokhumenti. Unokukhetha okungcono manje. Iphuzu elilodwa elibalulekile ongalinakekela yilokhu: Ungafaka isicelo salolu hlelo kuphela uma ungakwazi ukufanelekela ukubolekwa i-FNMA noma i-FHMLC.

Uyini umehluko walolu hlelo lwe-Non-QM Full Document nohlelo oluphelele lwe-ejensi yokufaneleka?

Ngokuvamile, iningi labafake izicelo lingafaka isicelo semalimboleko evamile ye-Jumbo ngenjongo yenani eliphezulu lemalimboleko. Nokho, kokuhlangenwe nakho kwethu, uhlelo oluvamile lwe-Jumbo akulula ukuvala. Uhlelo lunezidingo ezikhawulelwe kunemalimboleko ye-ejensi, futhi linesikhathi eside sokuguqula.

Kodwa-ke, ngaphansi kwezinye izimo, abafakizicelo abakwazi ukufaneleka noma ukuqhubeka nohlelo oluvamile lwe-Jumbo, ngenxa yalokho bangakwazi ukwenza umkhiqizo we-Non-QM kuphela, ukwanelisa inhloso yabo, njengenani eliphezulu lemalimboleko/ Imali ephumayo/ Imali ephumayo/ LTV/ Isikolo sesikweletu, njll.

Imibhalo Yethu Yemali Engenayo Ephelele Ye-Non-QM iyatholakala kubaboleki abanemali ebolekiwe ye-jumbo kanye nezimali mboleko ezivumelanayo eziwela ngaphandle nje kwemingcele Yezimali Zokubolekwa Imali Ezifanelekayo. Imalimboleko kulolu hlelo akumele ifaneleke ukudayiswa kunoma iyiphi i-Ejensi Kahulumeni.

Yiziphi izinzuzo?

Ngemva kokufunda amagama angenhla, nasi isifinyezo sezinzuzo zolwazi lwakho:

Inani lemalimboleko ephezulu, engaphezulu kakhulu kunemalimboleko ye-ejensi;
Isilinganiso esiphezulu se-DTI, ukulinganiselwa okuphansi;
Ayikho i-MI (I-Mortgage Insurance) edingekayo;
Ukukhipha imali kuvunyelwe;
I-LTV ephezulu, ephakeme kunemalimboleko ye-ejensi.

Izithombe zemininingwane yomkhiqizo:

Umhlahlandlela Womkhiqizo Ohlobene:

Ukungafihli kungumnyombo wemisebenzi yethu. Siyaziqhenya ngokuxhumana kwethu okuvulekile nokwethembeka namakhasimende ethu. Azikho izimali ezifihliwe, azikho izimanga. Sinikeza ulwazi olucacile, oluqondile mayelana nezinketho zakho ze-mortgage, siqinisekisa ukuthi unawo wonke amaqiniso okwenza izinqumo unolwazi. Umgomo wethu uwukwakha ukwethembana kumakhasimende ethu ngokukhuluma ngokungagwegwesi nokungafihli lutho, senze ulwazi lwakho lwezezimali lwendlu lushelele ngangokunokwenzeka. – I-AAA Lendings Non-QM Interested Programme – Diamond Jumbo (Efana Nemalimboleko Evamile) – AAA Lendings , Umkhiqizo uzohlinzeka emhlabeni wonke, njengalokhu: eChile, eSomalia, eBahamas, Ngenxa yekhwalithi enhle namanani aphusile, izinto zethu zithunyelwe emazweni nasezifundeni ezingaphezu kweziyi-10. Sibheke ngabomvu ukubambisana nawo wonke amakhasimende asekhaya nakwamanye amazwe. Ngaphezu kwalokho, ukwaneliseka kwamakhasimende kuwumsebenzi wethu waphakade.

-AAA Ukuboleka

Imboni ingahlangabezana ngokuqhubekayo nezidingo zezomnotho nezemakethe, ukuze imikhiqizo yazo yaziwe kabanzi futhi ithenjwe, yingakho sikhethe le nkampani.
5 Izinkanyezi