I-Wholesale - I-AAA Lendings Non-QM Interested Programme – Diamond Jumbo (Okufana Nemali Ebolekiwe Evamile) – I-AAA Ebolekisayo Ebolekisayo kanye nomtshali-zimali

Imininingwane Yomkhiqizo

I-AAA LENDINGS ayiyona nje umbolekisi; singuzakwethu wezezimali. Sizinika isikhathi sokulalela izinjongo zakho zezezimali kanye nezifiso zakho, sikunikeza isiqondiso ngale kwenqubo yokufaka isicelo. Ukuzibophezela kwethu enhlalakahleni yakho yezezimali kudlulela ngalé kokuvalwa kwesivumelwano, futhi sizinikele ekusizeni ufinyelele izinjongo zakho zesikhathi eside, kungakhathaliseki ukuthi ubunikazi bezindlu, ukutshalwa kwezindlu, noma ukuhlanganiswa kwezikweletu.Iholo Lezempi,I-Virginia Mortgage Broker Noma Umbolekisi,Ababolekisi Abaphezulu Be-Mortgage Abaphezulu, Isici esibalulekile sokuheha intshisekelo yakho ijubane ongafinyelela ngalo ulwazi olubalulekile lwemali mboleko. Iwebhusayithi yethu inesikhungo solwazi, esibuyekezwa njalo ngama-athikili ezinhlobonhlobo zezihloko ezihlobene nempahla mboleko. Kusukela ekuqondeni amaphuzu esikweletu kuya ekunciphiseni izindleko zokuvala, lezi zinsiza ziklanyelwe ukukubandakanya futhi zikufundise ngejubane lakho, zenze uhambo lwakho luhehe futhi lube nolwazi.

- Uhlelo Olunentshisekelo Yokubolekwa Kwe-AAA Okungelona I-QM - I-Diamond Jumbo (Efana Nemalimboleko Evamile) - Imininingwane Yokubolekwa kwe-AAA:

Ayinasihloko-8

Uhlolojikelele

I-Diamond Jumbo, yababoleki abangakwazi ukwenza i-Non-agency Jumbo. Inani lemalimboleko eyengeziwe/ I-DTI Ephakeme/ I-LTV Ephakeme/ Izakhiwo zezimali ezingenamkhawulo.

Imininingwane

1) Ubuningi be-DTI 55%;
2) Kufika ku-$4M inani lemalimboleko;
3) Kufika ku-90% LTV;
4) Ayikho i-MI(I-Mortgage Insurance);
5) 660 noma ngaphezulu amaphuzu esikweletu;
6) izinyanga eziyisi-6 noma ngaphezulu ezibekiwe;
7) Imbuyiselo yentela yonyaka ongu-1 iyatholakala.

Luyini lolu hlelo?

Wake wahlangana nesimo esingezansi?
• Umbolekisi akakwazi ukuvumela isicelo sakho semalimboleko ephezulu?
• Awukwazi ukufika ku-LTV ephezulu oyifunayo?
• Ingabe ababolekisi be-jumbo okungebona be-ejensi abakwazi ukukunikeza imali ebolekiwe yokuphuma?
• Ingabe umbolekisi ubekudinga ukuthi uthenge i-MI(Mortgage Insurance)?
Uma uke wahlangabezana nalezi zimo ezinamahloni, akukho ukukhathazeka. Ababolekisi abangewona ama-QM nabo banezinhlelo ezinjalo, ezifanayo nezimali mboleko ze-ejensi. Nokho, ababolekisi be-Non-QM abanomkhiqizo wemalimboleko we-{Full Docs} banemikhawulo ephansi kakhulu kunemikhiqizo yemalimboleko egcwele Amadokhumenti. Unokukhetha okungcono manje. Iphuzu elilodwa elibalulekile ongalinakekela yilokhu: Ungafaka isicelo salolu hlelo kuphela uma ungakwazi ukufanelekela ukubolekwa i-FNMA noma i-FHMLC.

Uyini umehluko walolu hlelo lwe-Non-QM Full Document nohlelo oluphelele lwe-ejensi yokufaneleka?

Ngokuvamile, iningi labafake izicelo lingafaka isicelo semalimboleko evamile ye-Jumbo ngenjongo yenani eliphezulu lemalimboleko. Nokho, kokuhlangenwe nakho kwethu, uhlelo oluvamile lwe-Jumbo akulula ukuvala. Uhlelo lunezidingo ezikhawulelwe kunemalimboleko ye-ejensi, futhi linesikhathi eside sokuguqula.

Kodwa-ke, ngaphansi kwezinye izimo, abafakizicelo abakwazi ukufaneleka noma ukuqhubeka nohlelo oluvamile lwe-Jumbo, ngenxa yalokho bangakwazi ukwenza umkhiqizo we-Non-QM kuphela, ukwanelisa inhloso yabo, njengenani eliphezulu lemalimboleko/ Imali ephumayo/ Imali ephumayo/ LTV/ Isikolo sesikweletu, njll.

Imibhalo Yethu Yemali Engenayo Ephelele Ye-Non-QM iyatholakala kubaboleki abanemali ebolekiwe ye-jumbo kanye nezimali mboleko ezivumelanayo eziwela ngaphandle nje kwemingcele Yezimali Zokubolekwa Imali Ezifanelekayo. Imalimboleko kulolu hlelo akumele ifaneleke ukudayiswa kunoma iyiphi i-Ejensi Kahulumeni.

Yiziphi izinzuzo?

Ngemva kokufunda amagama angenhla, nasi isifinyezo sezinzuzo zolwazi lwakho:

Inani lemalimboleko ephezulu, engaphezulu kakhulu kunemalimboleko ye-ejensi;
Isilinganiso esiphezulu se-DTI, ukulinganiselwa okuphansi;
Ayikho i-MI (I-Mortgage Insurance) edingekayo;
Ukukhipha imali kuvunyelwe;
I-LTV ephezulu, ephakeme kunemalimboleko ye-ejensi.

Izithombe zemininingwane yomkhiqizo:

Umhlahlandlela Womkhiqizo Ohlobene:

Ukuhlela ikusasa lakho lezezimali kuqala ngozakwethu ofanele we-mortgage, futhi kwa-AAA LENDINGS, sizimisele ukukusiza ufeze amaphupho akho. Siyaqonda ukuthi uhambo olubheke ekubeni umninikhaya lungajabulisa kodwa luphinde luxake. Ochwepheshe bethu asebemnkantshubomvu bangaphezu nje kochwepheshe bezindlu ezibolekiwe; bangabalingani bakho bezezimali. Ayatholakala ukuze axoxisane ngezinhloso zakho, ahlole isimo sakho sezezimali, futhi anikeze isiqondiso somuntu siqu esithatha intshisekelo yakho. Siyaziqhenya ngokuba yisandla esiqondisayo esikunika amandla okwenza izinqumo ezinolwazi ngekusasa lakho. – I-AAA Lendings Non-QM Interested Programme – Diamond Jumbo (Efana Nemali Ebolekiwe Evamile) – AAA Lendings , Umkhiqizo uzophakela kuwo wonke umhlaba, njengalokhu: IMelika, iCongo, iRome, Abasebenzi bethu babambelela emoyeni Wokuthuthukisa Okusekelwe Ubuqotho Nokusebenzelana, kanye nemfundiso Yekhwalithi Yezinga Lokuqala Ngesevisi Enhle Kakhulu. Ngokuvumelana nezidingo zawo wonke amakhasimende, sinikeza izinsizakalo ezenziwe ngezifiso nangokwezifiso ukuze sisize amakhasimende afinyelele izinjongo zawo ngempumelelo. Wamukelekile amaklayenti avela ekhaya naphesheya ukuze ushayele futhi ubuze!

-AAA Ukuboleka

Sizizwa kulula ukubambisana nale nkampani, umphakeli unomthwalo wemfanelo omkhulu, ngiyabonga.Kuzoba nokubambisana okujulile.
5 Izinkanyezi

Ngu-Nora wase-Jakarta - 2018.02.08 16:45

Sihlale sikholelwa ukuthi imininingwane inquma ikhwalithi yomkhiqizo wenkampani, kulokhu, inkampani ivumelana nezimfuneko zethu futhi izimpahla ziyahlangabezana nesikulindele.
5 Izinkanyezi

Ngu-Louise wase-Angola - 2018.07.26 16:51