I-Wholesale - I-AAA Lendings Non-QM Inketho Yempahla Efanelekayo Kalula kuphela – i-ATR-In-Full – AAA Ibolekisa ngemali ebolekisayo kanye nomtshalizimali

Imininingwane Yomkhiqizo

I-AAA LENDINGS ayiyona nje umbolekisi; singuzakwethu wezezimali. Sizinika isikhathi sokulalela izinjongo zakho zezezimali kanye nezifiso zakho, sikunikeza isiqondiso ngale kwenqubo yokufaka isicelo. Ukuzibophezela kwethu enhlalakahleni yakho yezezimali kudlulela ngalé kokuvalwa kwesivumelwano, futhi sizinikele ekusizeni ufinyelele izinjongo zakho zesikhathi eside, kungakhathaliseki ukuthi ubunikazi bezindlu, ukutshalwa kwezindlu, noma ukuhlanganiswa kwezikweletu.Izinhlelo Zokubolekwa Ezivamile,Izilinganiso Ze-Mortgage Broker,Imikhawulo Yemalimboleko Evamile yango-2021, Njengengxenye yokuzibophezela kwethu ukuhlala siphambili embonini, sitshala imali eningi kubuchwepheshe obusezingeni eliphezulu ukuze senze lula isicelo semali mboleko kanye nenqubo yokugunyaza. Lokhu akusheshisi kuphela inqubo yesicelo kodwa futhi kukuhlinzeka ngezibuyekezo zesikhathi sangempela mayelana nesimo sakho semali mboleko yezindlu, kukunikeza ukuthula kwengqondo futhi kuqede ukungaqiniseki okungase kufike nenqubo yemali mboleko. Indlela yethu eqhutshwa ubuchwepheshe isivumela ukuthi sinikeze ulwazi olungenazihibe futhi olulula, senze uhambo lwakho lokuya kubanikazi bezindlu noma ekunikezeni imali kabusha lusebenze kahle ngangokunokwenzeka.

- Ukubolekwa kwe-AAA Okungeyona i-QM Inketho Yempahla Efanelekayo Kalula kuphela - I-ATR-In-Full - Imininingwane Yokubolekwa Kwe-AAA:

Ayinasihloko-9

Uhlolojikelele

Uhlelo lwefa oludumile. Umboleki unenani elithile lempahla, elingamboza inani lokuthenga noma inani lemalimboleko nezindleko zokuvala. Alukho ulwazi lomsebenzi oludingekayo; Ayikho i-DTI.

Amaphuzu avelele ohlelo

1) Kufika ku-75% LTV;
2) Kufika ku-$4M inani lemalimboleko;
3) Indawo yokuhlala eyinhloko kuphela;
4) Akukho mkhawulo enanini lezakhiwo ezixhaswe ngemali;
5) Okungenani izinyanga eziyisi-6 ezigodliwe ezikhwameni zomboleki.

Iyini i-ATR-In-Full?

Uhlelo lwe-ATR-In-Full nalo luwuhlelo lwempahla, olufaneleka ngempahla kuphela.

Ngeke sibale i-DTI yabenzi bezicelo abafaneleka ngokufakazela Izimpahla kuphela (“ATR-In-Full”). Ngokwemishini, noma iyiphi imali engenayo noma umsebenzi osohlwini lwesicelo kuzothathwa njengokungafaneleki kulowo obhala phansi. Ngokunye, ingase ishiywe ingenalutho.

Ukufaneleka

Ngezansi izindlela zokubala:
Ukuze uthole imali ebolekiwe yokuthenga, isamba sezimpahla ezivumelekile kufanele sifane nenani lokuthenga kanye nanoma yiziphi izindleko zokuvala.
Izimpahla >= Intengo yokuthenga + zonke izindleko zokuvala
Ngemali mboleko yezimali, isamba sezimpahla ezivumelekile kufanele sifane nenani eliphelele lemalimboleko kanye nezindleko zokuvala.
Izimpahla >= Inani lemalimboleko + izindleko zokuvala

Bheka ngezansi ukufaneleka kwezimo, ungabheka izindlela zokubala ukuze ubone ukuthi ungakwazi yini ukufaneleka kuqala ngaphambi kokufaka imalimboleko kubabolekisi:

Isimo 1: Intengo yokuthenga kanye nezindleko zokuvala = $768,500. Izimpahla ezitholakalayo = $700,000 (ukonga) kanye no-$45,000 (50% we-IRA) = $748,000. Kafushane ngo-$20,500. Uma umboleki eneminyaka engu-59.5 noma ngaphezulu, izimpahla ezifanelekayo zingaba ngu-$700,000 + $54,000 (60% we-IRA) = $754,000 futhi mfushane ngo-$14,500.

Isimo sesi-2: Inani lemalimboleko kanye nezindleko zokuvala = $518,500. Izimpahla ezitholakalayo = $370,000 (ukonga) + $100,000 (50% we-IRA) = $470,000. Kafushane ngo-$48,500. Uma umboleki eno-59.5 noma ngaphezulu, izimpahla ezifanelekayo = $370,000 + $120,000 (60% ye-IRA) = $490,000 futhi imfushane ngo-$28,500.

Izimpahla Ezifanelekayo

Ukheshi, amasheya, amabhondi kanye nempahla yomuntu siqu (ayikho impahla) = 100%.
Ama-akhawunti omhlalaphansi = 50% uma 59 noma omncane futhi 60% uma abadala.
Azikho izimali zebhizinisi.

Izithombe zemininingwane yomkhiqizo:

Umhlahlandlela Womkhiqizo Ohlobene:

Ukuhlela ikusasa lakho lezezimali kuqala ngozakwethu ofanele we-mortgage, futhi kwa-AAA LENDINGS, sizimisele ukukusiza ufeze amaphupho akho. Siyaqonda ukuthi uhambo olubheke ekubeni umninikhaya lungajabulisa kodwa luphinde luxake. Ochwepheshe bethu asebemnkantshubomvu bangaphezu nje kochwepheshe bezindlu ezibolekiwe; bangabalingani bakho bezezimali. Ayatholakala ukuze axoxisane ngezinhloso zakho, ahlole isimo sakho sezezimali, futhi anikeze isiqondiso somuntu siqu esithatha intshisekelo yakho. Siyaziqhenya ngokuba yisandla esiqondisayo esikunika amandla okwenza izinqumo ezinolwazi ngekusasa lakho. – AAA Lendings Non-QM Easily Qualified Asset only option – ATR-In-Full – AAA Lendings , Umkhiqizo uzohlinzeka kuwo wonke umhlaba, njengalokhu: Korea, Nepal, Mauritania, Impela, intengo yokuncintisana, iphakheji efanelekile kanye nokulethwa okufika ngesikhathi kuzoqinisekiswa ngokwezidingo zamakhasimende. Sithemba ngobuqotho ukwakha ubuhlobo bebhizinisi nawe ngesisekelo sokuhlomula kanye nenzuzo esikhathini esizayo esiseduze. Siyakwamukela ngokufudumele ukuxhumana nathi futhi ube abahlanganyeli bethu abaqondile.

-AAA Ukuboleka

Ngokuvamile, sanelisekile ngazo zonke izici, ezishibhile, ezisezingeni eliphezulu, ukulethwa okusheshayo kanye nesitayela esihle se-procuct, sizoba nokubambisana kokulandela!
5 Izinkanyezi

NguClementine wase-Angola - 2018.03.03 13:09

Le nkampani igcina umqondo wokusebenza wokuphathwa kwesayensi, izinga eliphezulu kanye nokusebenza kahle kokubaluleka, ikhasimende eliphakeme, besilokhu sigcina ukubambisana kwebhizinisi. Sebenza nawe, sizizwa silula!
5 Izinkanyezi

Ngu-Phoebe waseBelarus - 2017.12.19 11:10