I-Wholesale - Uhlelo lwe-AAA Lendings Non-QM DSCR(Isilinganiso Sokukhokhiswa Kwesevisi Yesikweletu) – I-AAA Ebolekisayo ebolekisayo kanye nomtshalizimali

Imininingwane Yomkhiqizo

Siyaqonda ukuthi i-mortgage akuyona nje umsebenzi wezezimali kodwa isinqumo esibalulekile sempilo. Ukugxila kwethu ekugxileni kwamakhasimende kusho ukuthi asigcini nje ngokucabangela izinombolo; sicabangela indaba yakho ehlukile, izifiso, kanye nemigomo yezezimali. Ochwepheshe bethu bezindlu ezibolekiwe bazinika isikhathi sokuqonda uhambo lwakho lomuntu siqu, baqinisekise ukuthi uthola isixazululo semali mboleko esihambisana nombono wakho wesikhathi esizayo.I-Mortgage Lender Yesikweletu Esibi,Iningi Lomsebenzi Obolekiwe Wezindlu Zokuboleka,I-Mortgage Lender ephezulu, Kwa-AAA LENDINGS, singazakwethu isikhathi eside. Izinsizakalo zethu zangemuva kokuvalwa zenzelwe ukukugcina umatasa ngisho nangemva kokuba imali yakho yendlu isiqinisekisiwe. Sinikeza izinsiza eziqhubekayo, njengamathiphu okunakekela ikhaya, isiqondiso sokutshalwa kwezimali, kanye nokuhlolwa kwempahla yezindlu ngezikhathi ezithile ukuze siqinisekise ukuthi imigomo yakho yezezimali isendleleni efanele. Ubudlelwano bethu nawe abupheli ekuvaleni; kuwukuzibophezela okuhlala njalo enhlalakahleni yakho yezezimali.

– AAA Lendings Non-QM DSCR(Debt Service Coverage Ratio) Uhlelo – AAA Lendings Detail:

Ayinasihloko-6

Uhlolojikelele

Umkhiqizo olula kakhulu ezinhlobonhlobo zezinhlelo ze-Non-QM.
Akukho Imali Engenayo/ Akukho Umsebenzi/ Akukho Ukubuyiswa Kwentela, futhi akuqhathanisi isilinganiso se-DTI njengemalimboleko evamile. Kuphela uma leyo mpahla iyindawo yokutshalwa kwezimali.

Imininingwane

1) Kufika ku-$2M amanani emalimboleko;
2) Kufika ku-80% Max LTV;
3) 660 noma ngaphezulu amaphuzu esikweletu;
4) Ingavala kuzinhlangano;
5) Akukho mkhawulo enanini lezakhiwo ezixhaswe ngemali;
6) Ama-SFR, 2-4 Units, Condos, Townhomes, Condotels, kanye nama-Non-Warrantable Condos.

Uhlelo lwe-DSCR

I-DSCR (Debt Service Coverage Ratio) yakhelwe abatshalizimali abanolwazi lwezindlu ezithengiswayo futhi ifanelekela ababolekayo ngokusekelwe ekugelezeni kwemali kuphela okuvela endaweni okuxoxwa ngayo ukuze kuhlaziywe izinga lengozi yokutshalwa kwezimali. Namuhla, sigxile ekuqondeni incazelo ye-DSCR kanye nokwembula impicabadala yohlelo lwe-DSCR ngokombono wokutshalwa kwezimali kwezindlu. Okulandelayo, ake singene ohlelweni lwe-DSCR.

Ungabala kanjani i-DSCR?

Ngemali ebolekiwe yezindlu, i-DSCR ibhekisela esilinganisweni semali engenayo yenyanga yokuqasha yendlu yokutshalwa kwezimali kuzo zonke izindleko zezindlu (ezifana nothishanhloko, inzalo, intela yomhlaba, umshwalense kanye nemali yokuphatha (uma ezinye izindleko zingenziwanga ngempela, izorekhodwa ngokuthi 0)). Uma isilinganiso siphansi, ingozi enkulu yemali mboleko. Ingavezwa kulokhu okulandelayo:

imininingwane

Thina i-AAA Lendings manje sinikeza “Ayikho isilinganiso se-DSCR” kumakhasimende ethu, okusho ukuthi isilinganiso singahle sibe “ku-0″. Emikhiqizweni yethu yemalimboleko yomhlangano, sidinga ukuqhathanisa imali engenayo ne-PITIA yanyanga zonke (Isimiso/Inzalo/ Intela/ Umshwalense/ HOA) nezinye izikweletu zendlu ebolekiwe ukuze sinqume ukuthi imali mboleko ingafaneleka yini.

I-DSCR

Iyini i-DSCR?

Uyazi ukuthi ungayifanelekela kanjani imali mboleko yendlu ngaphandle kolwazi lomsebenzi kanye neholo?
Awufaneleki yini ngezimali mboleko ezijwayelekile ze-mortgage?
Uyazi ukuthi yiluphi uhlelo lwemalimboleko oluwumkhiqizo olula?
Uyafuna ukwazi ukuthi ungawasebenzisa kanjani amadokhumenti ancishisiwe ukuze ufanelekele ukubolekwa imali?
Ingabe kunzima kakhulu kuwe ukuthola imali mboleko yezindlu embonini yakho?

Sihlinzeka ngohlelo lwemalimboleko oluphelele ukuze sanelise izici eziyinhloko ezingenhla, lolo uhlelo lwe-DSCR, okuwumkhiqizo odume kakhulu we-Non-QM emalimboleko yendlu.

Yiziphi izinzuzo zohlelo lwe-DSCR?

Ayikho isilinganiso I-DSCR, umkhiqizo wemalimboleko ongayihloli imali engenayo, ayinazo izidingo zeholo lezivakashi, ngoba lo mkhiqizo wemalimboleko awubandakanyi ukubalwa kwe-DTI. Futhi isilinganiso esincane se-DSCR singaba phansi sibe ngu-0. Ngisho noma irenti yendlu iphansi, singakwazi ukukwenza! Lokhu ukukhetha okuhle kwezivakashi ezineholo eliphansi noma izikweletu eziningi.

Ngaphandle kwalokho, aboHlanga bakwamanye amazwe bayamukeleka kulolu hlelo futhi, ikakhulukazi nge-visa ye-F1. Uma ungowokufika, futhi ungakwazi ukuthola imali ebolekiwe yemali mboleko, xhumana nathi futhi uthole isimo sakho semalimboleko.

Imihlahlandlela yethu iyavumelana nezimo futhi uma imalimboleko yakho inengqondo sizokusiza ukuyivala ngokushesha. Sinokuxhumana okushelelayo kanye nenzuzo esheshayo yemali mboleko ye-Non-QM, xhumana nathi uma unezidingo.

Wenza imali eyengeziwe! Ukuthunyelwa kwethu okumaphakathi kokuvala kungaphansi kwamaviki angu-3 futhi sivala ngaphandle kokuhlupheka. Cabanga ukuthi ukuthunyelwa kwakho kuzokwanda kanjani.

Izithombe zemininingwane yomkhiqizo:

Umhlahlandlela Womkhiqizo Ohlobene:

Ukungafihli kungumnyombo wemisebenzi yethu. Siyaziqhenya ngokuxhumana kwethu okuvulekile nokwethembeka namakhasimende ethu. Azikho izimali ezifihliwe, azikho izimanga. Sinikeza ulwazi olucacile, oluqondile mayelana nezinketho zakho ze-mortgage, siqinisekisa ukuthi unawo wonke amaqiniso okwenza izinqumo unolwazi. Umgomo wethu uwukwakha ukwethembana kumakhasimende ethu ngokukhuluma ngokungagwegwesi nokungafihli lutho, senze ulwazi lwakho lwezezimali lwendlu lushelele ngangokunokwenzeka. – AAA Lendings Non-QM DSCR(Debt Service Coverage Ratio) Programme – AAA Lendings , Umkhiqizo uzophakela emhlabeni wonke, njengalokhu: UAE, Manila, Poland, Iminyaka eminingi, manje sesibambelele kumgomo wokuthambekela kwamakhasimende, okusekelwe kwikhwalithi, ukuphishekela ubuhle, ukwabelana ngenzuzo efanayo. Sithemba, ngobuqotho obukhulu nangenhliziyo enhle, ukuba nodumo lokusiza ngemakethe yakho eyengeziwe.

-AAA Ukuboleka

Ikhwalithi Ephezulu, Ukusebenza Okuphezulu, Ukudala Nobuqotho, okufanele ukuba nokubambisana kwesikhathi eside! Sibheke phambili ukubambisana esizayo!
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