1 (877) 789-8816 marketing@aaalendings.com
I-TPO Portal
U.S.

Isikhungo Somkhiqizo

Imininingwane Yomkhiqizo

Nakuba ababolekisi abaningi belinganisele ububanzi babo, siyaqhubeka nokwandisa ubukhona bethu kuzo zonke izifundazwe, sisebenzela ababolekayo ezifundazweni ezingu-45, okuhlanganisa nezimakethe ezinamandla kakhulu njengeCalifornia neTexas. Ukufinyelela kwethu okunwetshiwe kusivumela ukuthi siqonde futhi sizivumelanise nezimo zesifunda, siqinisekise ukuthi amakhasimende ethu ezifundazweni ezihlukene athola ukwesekwa kwendawo kuyilapho esazuza kulwazi lwethu lwezwe lonke.I-Georgia Mortgage Broker Noma Umbolekisi,Ibhalansi Ehlehlisiwe,Ilayisensi ye-Mortgage Lender, Kwa-AAA LENDINGS, ukuzibophezela kwethu ekwenzeni okuhle kudlulela ethimbeni lethu. Siyaziqhenya ngokuba neqembu elizinikele lochwepheshe abangochwepheshe embonini yezezindlu. Abasebenzi bethu ababoleka imali ababona nje ochwepheshe; bangabangane bakho. Bakhona ukuze bakuqondise kuyo yonke inqubo yokuboleka, kusukela ekufakeni isicelo kuye ekuvala. Siyaziqhenya ngobungcweti bethimba lethu, siqinisekisa ukuthi uthola izinga eliphezulu lesevisi nokusekelwa.
– AAA Lendings Non-QM DSCR(Debt Service Coverage Ratio) Uhlelo – AAA Lendings Detail:

Ayinasihloko-6

Uhlolojikelele

Umkhiqizo olula kakhulu ezinhlobonhlobo zezinhlelo ze-Non-QM.
Akukho Imali Engenayo/ Akukho Umsebenzi/ Akukho Ukubuyiswa Kwentela, futhi akuqhathanisi isilinganiso se-DTI njengemalimboleko evamile. Kuphela uma leyo mpahla iyindawo yokutshalwa kwezimali.

Imininingwane

1) Kufika ku-$2M amanani emalimboleko;
2) Kufika ku-80% Max LTV;
3) 660 noma ngaphezulu amaphuzu esikweletu;
4) Ingavala kuzinhlangano;
5) Akukho mkhawulo enanini lezakhiwo ezixhaswe ngemali;
6) Ama-SFR, 2-4 Units, Condos, Townhomes, Condotels, kanye nama-Non-Warrantable Condos.

Uhlelo lwe-DSCR

I-DSCR (Debt Service Coverage Ratio) yakhelwe abatshalizimali abanolwazi lwezindlu ezithengiswayo futhi ifanelekela ababolekayo ngokusekelwe ekugelezeni kwemali kuphela okuvela endaweni okuxoxwa ngayo ukuze kuhlaziywe izinga lengozi yokutshalwa kwezimali. Namuhla, sigxile ekuqondeni incazelo ye-DSCR kanye nokwembula impicabadala yohlelo lwe-DSCR ngokombono wokutshalwa kwezimali kwezindlu. Okulandelayo, ake singene ohlelweni lwe-DSCR.

Ungabala kanjani i-DSCR?

Ngemali ebolekiwe yezindlu, i-DSCR ibhekisela esilinganisweni semali engenayo yenyanga yokuqasha yendlu yokutshalwa kwezimali kuzo zonke izindleko zezindlu (ezifana nothishanhloko, inzalo, intela yomhlaba, umshwalense kanye nemali yokuphatha (uma ezinye izindleko zingenziwanga ngempela, izorekhodwa ngokuthi 0)). Uma isilinganiso siphansi, ingozi enkulu yemali mboleko. Ingavezwa kulokhu okulandelayo:

imininingwane

Thina i-AAA Lendings manje sinikeza “Ayikho isilinganiso se-DSCR” kumakhasimende ethu, okusho ukuthi isilinganiso singahle sibe “ku-0″. Emikhiqizweni yethu yemalimboleko yomhlangano, sidinga ukuqhathanisa imali engenayo ne-PITIA yanyanga zonke (Isimiso/Inzalo/ Intela/ Umshwalense/ HOA) nezinye izikweletu zendlu ebolekiwe ukuze sinqume ukuthi imali mboleko ingafaneleka yini.

I-DSCR

Iyini i-DSCR?

Uyazi ukuthi ungayifanelekela kanjani imali mboleko yendlu ngaphandle kolwazi lomsebenzi kanye neholo?
Awufaneleki yini ngezimali mboleko ezijwayelekile ze-mortgage?
Uyazi ukuthi yiluphi uhlelo lwemalimboleko oluwumkhiqizo olula?
Uyafuna ukwazi ukuthi ungawasebenzisa kanjani amadokhumenti ancishisiwe ukuze ufanelekele ukubolekwa imali?
Ingabe kunzima kakhulu kuwe ukuthola imali mboleko yezindlu embonini yakho?

Sihlinzeka ngohlelo lwemalimboleko oluphelele ukuze sanelise izici eziyinhloko ezingenhla, lolo uhlelo lwe-DSCR, okuwumkhiqizo odume kakhulu we-Non-QM emalimboleko yendlu.

I-DSCR (Debt Service Coverage Ratio) yakhelwe abatshalizimali abanolwazi lwezindlu ezithengiswayo futhi ifanelekela ababolekayo ngokusekelwe ekugelezeni kwemali kuphela okuvela endaweni okuxoxwa ngayo ukuze kuhlaziywe izinga lengozi yokutshalwa kwezimali. Namuhla, sigxile ekuqondeni incazelo ye-DSCR kanye nokwembula impicabadala yohlelo lwe-DSCR ngokombono wokutshalwa kwezimali kwezindlu. Okulandelayo, ake singene ohlelweni lwe-DSCR.

Yiziphi izinzuzo zohlelo lwe-DSCR?

Ayikho isilinganiso I-DSCR, umkhiqizo wemalimboleko ongayihloli imali engenayo, ayinazo izidingo zeholo lezivakashi, ngoba lo mkhiqizo wemalimboleko awubandakanyi ukubalwa kwe-DTI. Futhi isilinganiso esincane se-DSCR singaba phansi sibe ngu-0. Ngisho noma irenti yendlu iphansi, singakwazi ukukwenza! Lokhu ukukhetha okuhle kwezivakashi ezineholo eliphansi noma izikweletu eziningi.

Ngaphandle kwalokho, aboHlanga bakwamanye amazwe bayamukeleka kulolu hlelo futhi, ikakhulukazi nge-visa ye-F1. Uma ungowokufika, futhi ungakwazi ukuthola imali ebolekiwe yemali mboleko, xhumana nathi futhi uthole isimo sakho semalimboleko.

Imihlahlandlela yethu iyavumelana nezimo futhi uma imalimboleko yakho inengqondo sizokusiza ukuyivala ngokushesha. Sinokuxhumana okushelelayo kanye nenzuzo esheshayo yemali mboleko ye-Non-QM, xhumana nathi uma unezidingo.

Wenza imali eyengeziwe! Ukuthunyelwa kwethu okumaphakathi kokuvala kungaphansi kwamaviki angu-3 futhi sivala ngaphandle kokuhlupheka. Cabanga ukuthi ukuthunyelwa kwakho kuzokwanda kanjani.

Izithombe zemininingwane yomkhiqizo:

- Uhlelo lwe-AAA Lendings Non-QM DSCR(Isilinganiso Sesevisi Yesikweletu) - Izithombe zemininingwane yokubolekwa kwe-AAA

Umhlahlandlela Womkhiqizo Ohlobene:
Siyaqonda ukuthi i-mortgage akuyona nje umsebenzi wezezimali kodwa isinqumo esibalulekile sempilo. Ukugxila kwethu ekugxileni kwamakhasimende kusho ukuthi asigcini nje ngokucabangela izinombolo; sicabangela indaba yakho ehlukile, izifiso, kanye nemigomo yezezimali. Ochwepheshe bethu bezindlu ezibolekiwe bazinika isikhathi sokuqonda uhambo lwakho lomuntu siqu, baqinisekise ukuthi uthola isixazululo semali mboleko esihambisana nombono wakho wesikhathi esizayo. – AAA Lendings Non-QM DSCR(Debt Service Coverage Ratio) Programme – AAA Lendings , Umkhiqizo uzophakela kuwo wonke umhlaba, njengalokhu: Colombia, US, Dubai, Into iphumelele ngesitifiketi sikazwelonke esiqeqeshiwe futhi yamukelwe kahle embonini yethu enkulu. Ithimba lethu lonjiniyela elingochwepheshe ngokuvamile lizolungela ukukunikeza ukuze kuboniswane futhi uthole impendulo. Siyakwazi futhi ukukulethela amasampula amahhala ukuze uhlangabezane nezicaciso zakho. Imizamo efanelekile cishe izokhiqizwa ukuze ikunikeze isevisi enenzuzo kakhulu nezisombululo. Uma unentshisekelo enkampanini yethu nezisombululo, sicela uxhumane nathi ngokusithumelela ama-imeyili noma usishayele ngokushesha. Ukuze ukwazi ukwazi izixazululo zethu kanye nebhizinisi. noma ngaphezulu, uzokwazi ukuza efekthri yethu ukuze uyibone. Sizohlala njalo samukela izivakashi ezivela emhlabeni wonke enkampanini yethu. o Yakha ibhizinisi lebhizinisi. injabulo nathi. Sicela uzizwe ukhululekile ngokuphelele ukukhuluma nathi mayelana nenhlangano. futhi sikholelwa ukuthi sizokwabelana ngolwazi olungcono kakhulu lokuhweba nabo bonke abathengisi bethu.
    • Akulula ukuthola umhlinzeki onjalo ochwepheshe futhi onomthwalo wemfanelo esikhathini sanamuhla. Sethemba ukuthi singagcina ukubambisana kwesikhathi eside.
    5 IzinkanyeziNgu-Jessie wase-Casablanca - 2017.05.02 18:28
    Kule webhusayithi, izigaba zomkhiqizo zicacile futhi zicebile, ngingathola umkhiqizo engiwufunayo ngokushesha futhi kalula, lokhu kuhle kakhulu ngempela!
    5 IzinkanyeziNgu-Katherine wase-Tunisia - 2017.02.28 14:19

    OkuhlobeneIMIKHIQIZO

    Chofoza u-enter ukuze useshe noma u-ESC ukuze uvale