I-Wholesale - Uhlelo lwe-AAA Lendings Non-QM DSCR (Isilinganiso Sokukhokhiswa Kwesevisi Yesikweletu) – I-AAA Ebolekisayo ebolekisayo kanye nomtshalizimali

Imininingwane Yomkhiqizo

Ukuhlela ikusasa lakho lezezimali kuqala ngozakwethu ofanele we-mortgage, futhi kwa-AAA LENDINGS, sizimisele ukukusiza ufeze amaphupho akho. Siyaqonda ukuthi uhambo olubheke ekubeni umninikhaya lungajabulisa kodwa luphinde luxake. Ochwepheshe bethu asebemnkantshubomvu bangaphezu nje kochwepheshe bezindlu ezibolekiwe; bangabalingani bakho bezezimali. Ayatholakala ukuze axoxisane ngezinhloso zakho, ahlole isimo sakho sezezimali, futhi anikeze isiqondiso somuntu siqu esithatha intshisekelo yakho. Siyaziqhenya ngokuba yisandla esiqondisayo esikunika amandla okwenza izinqumo ezinolwazi ngekusasa lakho.I-Mortgage Broker Michigan,Ukuqinisekiswa Okubhaliwe Komsebenzi,I-Dscr Mortgage Lender ephezulu, Siyasazisa isikhathi sakho, futhi siyaqonda ukuthi isimiso sakho singase singahlali sihambisana namahora ebhizinisi avamile. Yingakho ukwesekwa kwamakhasimende ethu kutholakala ngale kwewindi le-9-to-5. Kungakhathaliseki ukuthi unemibuzo kusihlwa noma phakathi nempelasonto, silapha ukuze sikunikeze usizo. Amahora ethu osekelo anwetshiwe ahlose ukubandakanya amakhasimende ngokubonisa ukuzibophezela kwethu ekubeni lapho usidinga kakhulu. Ukunethezeka kwakho kuyinto eza kuqala kithi, futhi silapha ukuze senze uhambo lwakho lwe-mortgae luhehe futhi lungabi nazinkathazo ngangokunokwenzeka.

- Uhlelo lwe-AAA Lendings Non-QM DSCR (Isilinganiso Sesevisi Yezikweletu) - Imininingwane Yokubolekwa kwe-AAA:

Ayinasihloko-6

Uhlolojikelele

Uhlelo lwe-DSCR (Debt Service Coverage Ratio) Uhlelo.

Lolu wuhlelo olulula phakathi kwazo zonke izinhlelo ezingezona ze-QM.

Iholo/Isimo Sokuqashwa/Imbuyiselo Yentela ayidingeki.

Amaphuzu avelele ohlelo

1) Kufika ku-$2M Inani Lemalimboleko;
2) Kufika ku-80% LTV;
3) 660 noma ngaphezulu Credit Score;
4) Ingavala kumabhizinisi;
5) Akukho mkhawulo enanini lezakhiwo ezixhaswe ngemali;
6) Ama-SFR, 2-4 Units, Condos, Townhomes, Condotels, kanye nama-Non-Warrantable Condos ayatholakala.

Iyini i-DSCR?

Uyazi ukuthi ungayifanelekela kanjani imali mboleko yendlu ngaphandle kolwazi lomsebenzi kanye neholo?
Awufaneleki yini ngezimali mboleko ezijwayelekile ze-mortgage?
Uyazi ukuthi yiluphi uhlelo lwemalimboleko oluwumkhiqizo olula?
Uyafuna ukwazi ukuthi ungawasebenzisa kanjani amadokhumenti ancishisiwe ukuze ufanelekele ukubolekwa imali?
Ingabe kunzima kakhulu kuwe ukuthola imali mboleko yezindlu embonini yakho?

Sinikeza ngohlelo oluphelele lwemalimboleko ukuze sanelise izici ezibalulekile ezingenhla - uhlelo lwe-DSCR. Ingumkhiqizo odume kakhulu we-Non-QM emalini ebolekiwe yezindlu.

I-DSCR (Debt Service Coverage Ratio) yakhelwe abatshalizimali abanolwazi lwezindlu ezithengiswayo futhi ifanelekela ababolekayo ngokusekelwe ekugelezeni kwemali kuphela okuvela endaweni okuxoxwa ngayo ukuze kuhlaziywe izinga lengozi yokutshalwa kwezimali. Namuhla, sigxile ekuqondeni incazelo ye-DSCR kanye nokwembula impicabadala yohlelo lwe-DSCR ngokombono wokutshalwa kwezimali kwezindlu.

Ungabala kanjani i-DSCR?

Ngemali ebolekiwe yezindlu, i-DSCR ibhekisela esilinganisweni semali engenayo yenyanga yokuqasha yendlu yokutshalwa kwezimali kuzo zonke izindleko zezindlu (ezifana nothishanhloko, inzalo, intela yomhlaba, umshwalense kanye nemali yokuphatha (uma ezinye izindleko zingenziwanga ngempela, izorekhodwa ngokuthi 0)). Uma isilinganiso siphansi, ingozi enkulu yemali mboleko. Ingavezwa kulokhu okulandelayo:

imininingwane

Sihlinzeka ngokuthi “Ayikho isilinganiso se-DSCR” kumakhasimende ethu, okusho ukuthi isilinganiso singafinyelela ku-“0″. Emikhiqizweni yethu evamile yemalimboleko, sidinga ukuqhathanisa imali engenayo ne-PITIA yanyanga zonke (Isimiso/ Inzalo/ Intela/ Umshwalense/ HOA) nezinye izikweletu zendlu ebolekiwe ukuze sinqume ukuthi imalimboleko ingafaneleka yini.

I-DSCR

Izinzuzo ze-DSCR

Ayikho isilinganiso I-DSCR, umkhiqizo wemalimboleko ongayiqinisekisi imali engenayo, ayinazo izidingo zeholo lomboleki ngoba akubandakanyi ukubalwa kwe-DTI. Futhi isilinganiso esincane se-DSCR singaba phansi sibe ngu-0. Ngisho noma imali yokuqasha iphansi, sisengakwenza! Lokhu ukukhetha okuhle kubaboleki abanemali engenayo ephansi noma izikweletu eziningi.

Ngaphandle kwalokho, aboHlanga bakwamanye amazwe bayamukeleka kulolu hlelo futhi, ikakhulukazi nge-visa ye-F1. Uma ungowokufika, futhi ungakwazi ukuthola imali ebolekiwe yemali mboleko, xhumana nathi futhi uthole isimo sakho semalimboleko.

Izithombe zemininingwane yomkhiqizo:

Umhlahlandlela Womkhiqizo Ohlobene:

Kwa-AAA LENDINGS, sikholelwa ekubuyiseleni kumakhasimende ethu ayigugu. Yingakho sinikezela ngohlelo lokwethembeka olukuvuza ngokusethemba kwakho nokubambisana okuqhubekayo nathi. Uhlelo lwethu lokwethembeka luklanyelwe ukukugcina umatasa futhi waziswa, lunikeza izinzuzo ezikhethekile nezaphulelo kumakhasimende ethu abuyayo. Ukuzinikela kwakho ku-AAA LENDINGS kuyabonwa futhi kuyavuzwa, futhi silwela ukwenza intshisekelo yakho eqhubekayo kumasevisi ethu ibe yinto ezuzisayo. – AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Programme – AAA Lendings , Umkhiqizo uzophakela emhlabeni wonke, njengalokhu: Czech, Macedonia, Victoria, Imikhiqizo yethu iye yaqashelwa ngokwandayo kumakhasimende akwamanye amazwe, futhi yasungula ubuhlobo besikhathi eside nokubambisana nawo. Sizohlinzeka ngesevisi engcono kakhulu yawo wonke amakhasimende futhi samukele abangani ngobuqotho ukuthi basebenze nathi futhi sisungule izinzuzo ezifanayo ndawonye.

-AAA Ukuboleka

Isevisi yewaranti emva kokuthengisa ifike ngesikhathi futhi iyacabangela, izinkinga zokuhlangabezana nazo zingaxazululwa ngokushesha okukhulu, sizizwa sithembekile futhi sivikelekile.
5 Izinkanyezi

Ngu-Kevin Ellyson wase-Costa Rica - 2017.03.28 12:22

Ukulethwa okufika ngesikhathi, ukuqaliswa okuqinile kwezinhlinzeko zenkontileka yezimpahla, kuhlangabezane nezimo ezikhethekile, kodwa futhi ngenkuthalo ubambisane, inkampani enokwethenjelwa!
5 Izinkanyezi

Ngu-Mavis wase-St. Petersburg - 2018.06.18 17:25