I-Wholesale - Uhlelo lwe-AAA Lendings Non-QM DSCR (Isilinganiso Sokukhokhiswa Kwesevisi Yesikweletu) – I-AAA Ebolekisayo ebolekisayo kanye nomtshalizimali

Imininingwane Yomkhiqizo

Imfundo yamakhasimende iyitshe lesisekelo le-AAA LENDINGS' mission. Sikholelwa ukuthi umboleki onolwazi ungumboleki onamandla. Yingakho sithatha igxathu elingeziwe ukuze sikunikeze izinsiza zemfundo nesiqondiso ukuze sikusize uzulazule ezinkingeni zenqubo ye-mortgae. Ithimba lethu lizinikele ekuphenduleni imibuzo yakho, ukuchaza ubunkimbinkimbi bezilinganiso zenzalo, izinketho zemalimboleko, nokunye okwengeziwe, ukuqinisekisa ukuthi wenza izinqumo ezinolwazi. Ulwazi lwakho lwezezimali kanye nokuzethemba kubalulekile kithi.I-Mortgage Lender Zillow,Uhlu Oluphezulu Lwababolekisi Bezindlu,I-Easy House Mortgage Loan, Yasungulwa ngo-2007, i-AAA LENDINGS ingumbolekisi wezindlu odumile onomlando ocebile ohlanganisa iminyaka engu-15. Sizuze udumo ngokuzibophezela kwethu okungantengantengi ekunikezeni isevisi eyingqayizivele nokwethembeka emhlabeni wokubolekwa kwezindlu. Iphothifoliyo yethu emangalisayo yokuboleka iwubufakazi bokuhlangenwe nakho kwethu namandla ethu, nesamba semali mboleko esimangalisayo esingaphezu kwezigidigidi ezingama-20 zamaRandi. Eminyakeni edlule, lobu buchule bezezimali busenze sakwazi ukusiza imindeni ecishe ibe ngu-50,000 ekufinyeleleni izinhloso zayo zokuboleka, nokwenza amaphupho obunikazi bezindlu abe ngokoqobo.

- Uhlelo lwe-AAA Lendings Non-QM DSCR (Isilinganiso Sesevisi Yezikweletu) - Imininingwane Yokubolekwa kwe-AAA:

Ayinasihloko-6

Uhlolojikelele

Uhlelo lwe-DSCR (Debt Service Coverage Ratio) Uhlelo.

Lolu wuhlelo olulula phakathi kwazo zonke izinhlelo ezingezona ze-QM.

Iholo/Isimo Sokuqashwa/Imbuyiselo Yentela ayidingeki.

Amaphuzu avelele ohlelo

1) Kufika ku-$2M Inani Lemalimboleko;
2) Kufika ku-75% LTV;
3) 660 noma ngaphezulu Credit Score;
4) Ingavala kumabhizinisi;
5) Akukho mkhawulo enanini lezakhiwo ezixhaswe ngemali;
6) Ama-SFR, 2-4 Units, Condos, Townhomes, Condotels, kanye nama-Non-Warrantable Condos ayatholakala.

Iyini i-DSCR?

Uyazi ukuthi ungayifanelekela kanjani imali mboleko yendlu ngaphandle kolwazi lomsebenzi kanye neholo?
Awufaneleki yini ngezimali mboleko ezijwayelekile ze-mortgage?
Uyazi ukuthi yiluphi uhlelo lwemalimboleko oluwumkhiqizo olula?
Uyafuna ukwazi ukuthi ungawasebenzisa kanjani amadokhumenti ancishisiwe ukuze ufanelekele ukubolekwa imali?
Ingabe kunzima kakhulu kuwe ukuthola imali mboleko yezindlu embonini yakho?

Sinikeza ngohlelo oluphelele lwemalimboleko ukuze sanelise izici ezibalulekile ezingenhla - uhlelo lwe-DSCR. Ingumkhiqizo odume kakhulu we-Non-QM emalini ebolekiwe yezindlu.

I-DSCR (Debt Service Coverage Ratio) yakhelwe abatshalizimali abanolwazi lwezindlu ezithengiswayo futhi ifanelekela ababolekayo ngokusekelwe ekugelezeni kwemali kuphela okuvela endaweni okuxoxwa ngayo ukuze kuhlaziywe izinga lengozi yokutshalwa kwezimali. Namuhla, sigxile ekuqondeni incazelo ye-DSCR kanye nokwembula impicabadala yohlelo lwe-DSCR ngokombono wokutshalwa kwezimali kwezindlu.

Ungabala kanjani i-DSCR?

Ngemali ebolekiwe yezindlu, i-DSCR ibhekisela esilinganisweni semali engenayo yenyanga yokuqasha yendlu yokutshalwa kwezimali kuzo zonke izindleko zezindlu (ezifana nothishanhloko, inzalo, intela yomhlaba, umshwalense kanye nemali yokuphatha (uma ezinye izindleko zingenziwanga ngempela, izorekhodwa ngokuthi 0)). Uma isilinganiso siphansi, ingozi enkulu yemali mboleko. Ingavezwa kulokhu okulandelayo:

imininingwane

Sihlinzeka ngokuthi “Ayikho isilinganiso se-DSCR” kumakhasimende ethu, okusho ukuthi isilinganiso singafinyelela ku-“0″. Emikhiqizweni yethu evamile yemalimboleko, sidinga ukuqhathanisa imali engenayo ne-PITIA yanyanga zonke (Isimiso/ Inzalo/ Intela/ Umshwalense/ HOA) nezinye izikweletu zendlu ebolekiwe ukuze sinqume ukuthi imalimboleko ingafaneleka yini.

I-DSCR

Izinzuzo ze-DSCR

Ayikho isilinganiso I-DSCR, umkhiqizo wemalimboleko ongayiqinisekisi imali engenayo, ayinazo izidingo zeholo lomboleki ngoba akubandakanyi ukubalwa kwe-DTI. Futhi isilinganiso esincane se-DSCR singaba phansi sibe ngu-0. Ngisho noma imali yokuqasha iphansi, sisengakwenza! Lokhu ukukhetha okuhle kubaboleki abanemali engenayo ephansi noma izikweletu eziningi.

Ngaphandle kwalokho, aboHlanga bakwamanye amazwe bayamukeleka kulolu hlelo futhi, ikakhulukazi nge-visa ye-F1. Uma ungowokufika, futhi ungakwazi ukuthola imali ebolekiwe yemali mboleko, xhumana nathi futhi uthole isimo sakho semalimboleko.

Izithombe zemininingwane yomkhiqizo:

Umhlahlandlela Womkhiqizo Ohlobene:

Kwa-AAA LENDINGS, sikholelwa ekubuyiseleni kumakhasimende ethu ayigugu. Yingakho sinikezela ngohlelo lokwethembeka olukuvuza ngokusethemba kwakho nokubambisana okuqhubekayo nathi. Uhlelo lwethu lokwethembeka luklanyelwe ukukugcina umatasa futhi waziswa, lunikeza izinzuzo ezikhethekile nezaphulelo kumakhasimende ethu abuyayo. Ukuzinikela kwakho ku-AAA LENDINGS kuyabonwa futhi kuyavuzwa, futhi silwela ukwenza intshisekelo yakho eqhubekayo kumasevisi ethu ibe yinto ezuzisayo. – AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Programme – AAA Lendings , Umkhiqizo uzohlinzeka emhlabeni wonke, njengalezi: Cannes, Mecca, French, Bangamamodeli aqinile futhi bakhangisa ngempumelelo emhlabeni wonke. Ayisoze yashabalala imisebenzi emikhulu ngesikhathi esisheshayo, kufanele kuwe ngekhwalithi enhle emangalisayo. Kuqondiswa umgomo wePrudence, Efficiency, Union and Innovation. inkampani. yenza imizamo emihle kakhulu yokwandisa uhwebo lwayo lwamazwe ngamazwe, ikhulise inhlangano yayo. rofit futhi inyuse isikali sayo sokuthekelisa. Siyaqiniseka ukuthi besizoba nethemba eliqhakazile futhi lisatshalaliswe emhlabeni wonke eminyakeni ezayo.

-AAA Ukuboleka

Izinga lomkhiqizo lihle, uhlelo lokuqinisekisa ikhwalithi luphelile, sonke isixhumanisi singabuza futhi sixazulule inkinga ngesikhathi!
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