I-Wholesale - Uhlelo lwe-AAA Lendings Non-QM 12 noma 24-yezinyanga Zomuntu Siqu/Ibhizinisi Lezitatimende Zebhange Lebhizinisi – AAA Umbolekisi obolekisayo nomtshali-zimali

Imininingwane Yomkhiqizo

Kumakhasimende ethu amaningi, i-mortgage ingaphezu nje kokuthengiselana ngezezimali; kuyingqophamlando yempilo. Kungakhathaliseki ukuthi ungumthengi wokuqala wezindlu noma ungumtshali wezindlu ongumakadebona, sisondela kuhlelo lokusebenza ngalunye ngokunakekelwa nokunakwa olulufanele. Sithatha isikhathi sokuqonda izinhloso zakho nezifiso zakho, siqinisekisa ukuthi imali ebolekiwe yakho ihambisana nombono wakho wekusasa lakho.Asikho Isidingo Semali Engenayo,Imihlahlandlela Ejwayelekile Yemalimboleko,Ukubuyekezwa Kwe-Mortgage Broker, Kwa-AAA LENDINGS, sikholelwa ukuthi ubunikazi bezindlu kufanele kube okuhlangenwe nakho okujabulisayo nokwanelisayo. Ukuze sikubandakanye futhi sikujabulele kulolu hambo, sinikeza ukufinyelela okukhethekile kumphakathi wabanikazi bezindlu. Xhumana nabanye endleleni efanayo, yabelana ngezipiliyoni, futhi uthole imininingwane ebalulekile ukuze wenze uhambo lwakho lobunikazi bendlu lube oluhehayo nolusebenzisanayo. Ikhaya lakho akuyona nje impahla; umphakathi nendlela yokuphila, futhi silapha ukuze senze lolo hambo luhehe kakhulu.

– I-AAA Lendings Non-QM 12 noma 24-Izinyanga Zomuntu Siqu/Izitatimende Zebhange Lebhizinisi – AAA Imininingwane Yokubolekwa:

Ayinasihloko-5

Uhlolojikelele

Umboleki ozisebenzelayo onesikweletu esihle kakhulu umholo wakhe oshiwo embusweni wakhe wentela ngeke ubenze bafanelekele ikhaya eliwubukhazikhazi abangalikhokhela. Ufaneleka ngo-100% Kumali Ediphozithi Ye-akhawunti Yomuntu Siqu kanye no-50% Kudiphozithi Ye-akhawunti Yebhizinisi (izinyanga eziyi-12 zilandelana).

Amaphuzu avelele ohlelo

1) Kufika ku-$4M Inani Lemalimboleko;
2) Kufika ku-80% LTV;
3) Abazisebenzayo kanye nababolekayo abayi-1099;
4) 660 noma ngaphezulu Credit Score;
5) Azikho izimali ezibekiwe ezidingekayo ze-LTV ku-75% noma ngaphansi;
6) Ayikho i-4506T / Ayikho i-K1 / Ayikho i-P&L edingekayo;
7) Ayikho i-MI (I-Mortgage Insurance).

Kungani sikhetha Izitatimende Zebhange?

Ngisho noma iningi labantu baseMelika lingakwazi ukufaneleka kalula ngemibhalo egcwele yemali mboleko yendlu evamile, abaningi abakahambisani nemihlahlandlela ka-Fannie noFreddie uma kukhulunywa ngezidingo zokuboleka. Ngenhlanhla, imali ebolekiwe okungeyona eye-QM kanye nemibhalo yemali engenayo yezitatimende zasebhange yizixazululo ezinhle zalaba baboleki abangajwayelekile.

Ikakhulukazi, abaholayo abazisebenzelayo banokunethezeka kokusula izindleko zebhizinisi eziningi ngaphansi kweKhodi Yentela ye-IRS. Ukususa izindleko zebhizinisi emalini yawo yonke kuzuzisa abazisebenzelayo ngokukhokha intela encane yemali engenayo.

Abantu abaningi abazisebenzayo abanama-accountant ahlakaniphile ngokuvamile abayikhokhi intela ngenxa yokusebenzisa amakhodi entela. Abaningi baneholo elibi. Ngeshwa, ukucishwa okuningi kusho ukuthi abaholayo abazisebenzelayo banesikhathi esinzima ukuze bafanelekele ukubolekwa imali. Ababolekisi bendabuko bazosebenzisa isamba semali engenayo elungisiwe lapho bebala imali engenayo efanelekayo, okuyizindaba Ezinhle kubathengi bezindlu abazisebenzelayo abanemali ebolekiwe engeyona eye-QM. Sinezindlu ezibolekiwe ezingezona ze-QM zababoleki abazisebenzelayo ngaphandle kokubuyiselwa kwentela yemali engenayo okudingekayo.

Lolu hlelo luklanyelwe bani?

Lolu hlelo luklanyelwe ababoleki abazisebenzelayo futhi abangazuza kwezinye izindlela zokufaneleka zokuboleka imali. Izitatimende zasebhange zingasetshenziswa njengenye indlela yentela ukuze kubhalwe imali engenayo yomboleki ozisebenzelayo. Ngaphandle kwalokho, izitatimende zasebhange zomuntu siqu kanye/noma zebhizinisi zonke zivunyelwe.

Okungenani oyedwa wababoleki kufanele azisebenzele okungenani iminyaka emi-2 (25% noma ubunikazi obukhulu) ukuze afanelekele lolu hlelo. Lena imfuneko evamile yokunquma ukuthi umboleki ungumboleki ozisebenzelayo yini. Kwesinye isikhathi, umboleki angaba ngumnikazi webhizinisi, nokho, sibala njengababoleki abazisebenzelayo kuphela uma lingaphezu kwama-25%. Ezikweletini ze-ejensi, sihlala sibhekisela ku-K-1 noma kuShejuli G; kuyilapho ezikweletini ezingezona ze-QM, sihlala sidinga incwadi ye-CPA ukuze siqinisekise ubunikazi bangempela.

Ngokuvamile, umbolekisi uzobala imali engenayo efanelekayo ngokuthatha inani elimaphakathi lediphozithi yesitatimende sasebhange ezinyangeni ezingu-12 noma ezingu-24, bese ephinda inani lezindleko ezijwayelekile. Lokho kufanele kube yimali engenayo efanelekile yomboleki yalolu hlelo.

Ngokuqondene nesici sezindleko, abatshalizimali abaningi abangewona ama-QM bangase babe nesilinganiso esijwayelekile esifana no-50%. Nathi sinale mfuneko. Nokho, uma i-CPA yakho ingakunikeza incwadi enezizathu ezifanele, singase sicabangele isici sezindleko esivumelana nezimo. Ungeqi ubuncane bemikhawulo~

Uma unezidingo, xhumana nathi kuqala, singakunikeza ukubala kwamahhala kwemali engenayo yangaphambi kokuhlaziya. Lokho kufanele kube usizo kakhulu kinina nonke ikakhulukazi Izikhulu Zokubolekwa Kwezindlu, ukuze nisize amakhasimende enu kangcono.

Izithombe zemininingwane yomkhiqizo:

Umhlahlandlela Womkhiqizo Ohlobene:

Isikhathi sakho siyigugu, futhi siyakuhlonipha lokho. Kwa-AAA LENDINGS, sizibophezele ekwenzeni lula inqubo ye-mortgage ukuze wonge isikhathi nomzamo. Uhlelo lwethu lokusebenza oluku-inthanethi lusebenziseka kalula futhi luklanywe ngokunethezeka kwakho engqondweni. Ungakwazi ukuqedela isicelo ngejubane lakho, kusukela ukunethezeka kwekhaya lakho noma ihhovisi. Siyazi ukuthi unempilo ematasa, futhi sihlose ukwenza inqubo ye-mortgage ihehe, isebenze kahle, futhi yonge isikhathi. – AAA Lendings Non-QM 12 noma 24-Inyanga Yezitatimende Zebhange Lebhizinisi – AAA Lendings , Umkhiqizo uzohlinzeka kuwo wonke umhlaba, njengalokhu: Salt Lake City, Johor, Swedish, Sinikeza inhlobonhlobo enkulu yemikhiqizo kulo mkhakha. Ngaphandle kwalokho, ama-oda enziwe ngezifiso ayatholakala. Ngaphezu kwalokho, uzojabulela izinsizakalo zethu ezinhle kakhulu. Ngezwi elilodwa, ukwaneliseka kwakho kuqinisekisiwe. Siyakwamukela ukuvakashela inkampani yethu! Ukuze uthole ulwazi olwengeziwe, sicela uze kuwebhusayithi yethu.Uma kukhona eminye imibuzo, sicela ukhululeke ukusithinta.

-AAA Ukuboleka

Ukusebenzisana nawe ngaso sonke isikhathi kuphumelele kakhulu, kujabule kakhulu. Ngethemba ukuthi singaba nokubambisana okwengeziwe!
5 Izinkanyezi

Ngu-olivier musset wase-Afghanistan - 2018.06.19 10:42

E-China, sinabalingani abaningi, le nkampani iyona esanelisa kakhulu, ikhwalithi ethembekile kanye nekhredithi enhle, kufanelekile ukubonga.
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Ngu-Polly wase-India - 2017.05.02 11:33