1 (877) 789-8816 marketing@aaalendings.com
I-TPO Portal
U.S.

Isikhungo Somkhiqizo

Imininingwane Yomkhiqizo

Ukuhlela ikusasa lakho lezezimali kuqala ngozakwethu ofanele we-mortgage, futhi kwa-AAA LENDINGS, sizimisele ukukusiza ufeze amaphupho akho. Siyaqonda ukuthi uhambo olubheke ekubeni umninikhaya lungajabulisa kodwa luphinde luxake. Ochwepheshe bethu asebemnkantshubomvu bangaphezu nje kochwepheshe bezindlu ezibolekiwe; bangabalingani bakho bezezimali. Ayatholakala ukuze axoxisane ngezinhloso zakho, ahlole isimo sakho sezezimali, futhi anikeze isiqondiso somuntu siqu esithatha intshisekelo yakho. Siyaziqhenya ngokuba yisandla esiqondisayo esikunika amandla okwenza izinqumo ezinolwazi ngekusasa lakho.Ababolekisi Bezindlu Ezishisayo Ezishisayo,Uhlelo lwe-Mortgage Broker Education,Amakilasi e-Mortgage Broker, Okusehlukanisayo yindlela yethu yokuboleka umuntu siqu, ngokuphambene nezindlela zokulinganisa zonke ezisetshenziswa abanye abaningi. Sihlinzeka ngezixazululo ezihambisanayo zezidingo eziyingqayizivele zeklayenti ngalinye, sikholelwa ngokuqinile ekutheni yonke imali ebolekiwe ingenzeka. Nge-AAA LENDINGS, imigomo yakho yezezimali iba eyethu, futhi ngokubambisana, siyenza yenzeke.
– I-AAA Lendings Non-QM 12 noma 24-Izinyanga Zomuntu Siqu/Izitatimende Zebhange Lebhizinisi – AAA Imininingwane Yokubolekwa:

Ayinasihloko-5

Uhlolojikelele

Umboleki ozisebenzelayo onesikweletu esihle kakhulu umholo wakhe oshiwo embusweni wakhe wentela ngeke ubenze bafanelekele ikhaya eliwubukhazikhazi abangalikhokhela. Ufaneleka ngo-100% Kumali Ediphozithi Ye-akhawunti Yomuntu Siqu kanye no-50% Kudiphozithi Ye-akhawunti Yebhizinisi (izinyanga eziyi-12 zilandelana).

Amaphuzu avelele ohlelo

1) Kufika ku-$4M Inani Lemalimboleko;
2) Kufika ku-80% LTV;
3) Abazisebenzayo kanye nababolekayo abayi-1099;
4) 660 noma ngaphezulu Credit Score;
5) Azikho izimali ezibekiwe ezidingekayo ze-LTV ku-75% noma ngaphansi;
6) Ayikho i-4506T / Ayikho i-K1 / Ayikho i-P&L edingekayo;
7) Ayikho i-MI (I-Mortgage Insurance).

Kungani sikhetha Izitatimende Zebhange?

Ngisho noma iningi labantu baseMelika lingakwazi ukufaneleka kalula ngemibhalo egcwele yemali mboleko yendlu evamile, abaningi abakahambisani nemihlahlandlela ka-Fannie noFreddie uma kukhulunywa ngezidingo zokuboleka. Ngenhlanhla, imali ebolekiwe okungeyona eye-QM kanye nemibhalo yemali engenayo yezitatimende zasebhange yizixazululo ezinhle zalaba baboleki abangajwayelekile.

Ikakhulukazi, abaholayo abazisebenzelayo banokunethezeka kokusula izindleko zebhizinisi eziningi ngaphansi kweKhodi Yentela ye-IRS. Ukususa izindleko zebhizinisi emalini yawo yonke kuzuzisa abazisebenzelayo ngokukhokha intela encane yemali engenayo.

Abantu abaningi abazisebenzayo abanama-accountant ahlakaniphile ngokuvamile abayikhokhi intela ngenxa yokusebenzisa amakhodi entela. Abaningi baneholo elibi. Ngeshwa, ukucishwa okuningi kusho ukuthi abaholayo abazisebenzelayo banesikhathi esinzima ukuze bafanelekele ukubolekwa imali. Ababolekisi bendabuko bazosebenzisa isamba semali engenayo elungisiwe lapho bebala imali engenayo efanelekayo, okuyizindaba Ezinhle kubathengi bezindlu abazisebenzelayo abanemali ebolekiwe engeyona eye-QM. Sinezindlu ezibolekiwe ezingezona ze-QM zababoleki abazisebenzelayo ngaphandle kokubuyiselwa kwentela yemali engenayo okudingekayo.

Lolu hlelo luklanyelwe bani?

Lolu hlelo luklanyelwe ababoleki abazisebenzelayo futhi abangazuza kwezinye izindlela zokufaneleka zokuboleka imali. Izitatimende zasebhange zingasetshenziswa njengenye indlela yentela ukuze kubhalwe imali engenayo yomboleki ozisebenzelayo. Ngaphandle kwalokho, izitatimende zasebhange zomuntu siqu kanye/noma zebhizinisi zonke zivunyelwe.

Okungenani oyedwa wababoleki kufanele azisebenzele okungenani iminyaka emi-2 (25% noma ubunikazi obukhulu) ukuze afanelekele lolu hlelo. Lena imfuneko evamile yokunquma ukuthi umboleki ungumboleki ozisebenzelayo yini. Kwesinye isikhathi, umboleki angaba ngumnikazi webhizinisi, nokho, sibala njengababoleki abazisebenzelayo kuphela uma lingaphezu kwama-25%. Ezikweletini ze-ejensi, sihlala sibhekisela ku-K-1 noma kuShejuli G; kuyilapho ezikweletini ezingezona ze-QM, sihlala sidinga incwadi ye-CPA ukuze siqinisekise ubunikazi bangempela.

Ngokuvamile, umbolekisi uzobala imali engenayo efanelekayo ngokuthatha inani elimaphakathi lediphozithi yesitatimende sasebhange ezinyangeni ezingu-12 noma ezingu-24, bese ephinda inani lezindleko ezijwayelekile. Lokho kufanele kube yimali engenayo efanelekile yomboleki yalolu hlelo.

Ngokuqondene nesici sezindleko, abatshalizimali abaningi abangewona ama-QM bangase babe nesilinganiso esijwayelekile esifana no-50%. Nathi sinale mfuneko. Nokho, uma i-CPA yakho ingakunikeza incwadi enezizathu ezifanele, singase sicabangele isici sezindleko esivumelana nezimo. Ungeqi ubuncane bemikhawulo~

Uma unezidingo, xhumana nathi kuqala, singakunikeza ukubala kwamahhala kwemali engenayo yangaphambi kokuhlaziya. Lokho kufanele kube usizo kakhulu kinina nonke ikakhulukazi Izikhulu Zokubolekwa Kwezindlu, ukuze nisize amakhasimende enu kangcono.

Izithombe zemininingwane yomkhiqizo:

- I-AAA Lendings Non-QM 12 noma 24-Izinyanga Zomuntu Siqu/Izitatimende Zebhange Lebhizinisi - Izithombe zemininingwane yokubolekwa kwe-AAA

Umhlahlandlela Womkhiqizo Ohlobene:
I-AAA LENDINGS ayiyona nje umbolekisi; singuzakwethu wezezimali. Sizinika isikhathi sokulalela izinjongo zakho zezezimali kanye nezifiso zakho, sikunikeza isiqondiso ngale kwenqubo yokufaka isicelo. Ukuzibophezela kwethu enhlalakahleni yakho yezezimali kudlulela ngalé kokuvalwa kwesivumelwano, futhi sizinikele ekusizeni ufinyelele izinjongo zakho zesikhathi eside, kungakhathaliseki ukuthi ubunikazi bezindlu, ukutshalwa kwezindlu, noma ukuhlanganiswa kwezikweletu. – I-AAA Lendings Non-QM 12 noma 24-Inyanga Yezitatimende Zebhange Lebhizinisi – AAA Lendings , Umkhiqizo uzohlinzeka kuwo wonke umhlaba, njengalokhu: United States, Congo, Malawi, Inkampani yethu izohambisana nekhwalithi kuqala, , ukuphelela kuze kube phakade, okugxile kubantu , ubuchwepheshe bokusungula ibhizinisi ifilosofi. Ukusebenza kanzima ukuze uqhubeke nokwenza inqubekelaphambili, ukuqamba okusha embonini, yenza yonke imizamo ebhizinisini elisezingeni lokuqala. Sizama konke okusemandleni ethu ukwakha imodeli yokuphatha yesayensi, ukufunda ulwazi oluningi lochwepheshe, ukuthuthukisa imishini yokukhiqiza ethuthukisiwe nenqubo yokukhiqiza , ukwakha imikhiqizo yekhwalithi yokuqala, intengo enengqondo, izinga eliphezulu lesevisi , ukulethwa okusheshayo , ukukunikeza ukudala inani elisha .
    • Inkampani ingakwazi ukuhambisana nezinguquko kule makethe yezimboni, umkhiqizo uvuselelwa ngokushesha futhi intengo ishibhile, lokhu ukubambisana kwethu kwesibili, kuhle.
    5 IzinkanyeziNge-tobin evela e-Comoros - 2018.12.28 15:18
    Leli yibhizinisi lokuqala ngemuva kokusungulwa kwenkampani yethu, imikhiqizo nezinsizakalo zanelisa kakhulu, sinesiqalo esihle, sithemba ukubambisana ngokuqhubekayo esikhathini esizayo!
    5 IzinkanyeziNgu-Arabela kusukela e-Riyadh - 2017.10.13 10:47

    OkuhlobeneIMIKHIQIZO

    Chofoza u-enter ukuze useshe noma u-ESC ukuze uvale