I-Wholesale - AAA Lendings Jumbo Loan – AAA Lendings obolekisayo kanye nomtshalizimali

Imininingwane Yomkhiqizo

Ukuzulazula endaweni ye-mortgage kungaba nzima, kodwa i-AAA LENDINGS yenza inqubo ibe lula, iyenze ihehe futhi ingabi nengcindezi. Sinikeza uhlelo lokuqoqa amadokhumenti olucacile nolufushane, olukuvumela ukuthi ulayishe kalula amaphepha adingekayo ku-inthanethi. Sazi kahle ukuthi isikhathi sakho sibalulekile, futhi ngokwenza inqubo ibe bushelelezi, sikugcina umatasa futhi ulawula uhambo lwakho lokuboleka imali.Imikhawulo Yemalimboleko Evamile yango-2022,I-Mortgage Broker Vs I-Mortgage Banker,Inkampani ye-Mortgage Lendings, Enye yeminikelo yethu ephambili imikhiqizo yethu yokubolekwa 'Non-QM', futhi siyaziqhenya ngokuhola indlela kulesi sigaba sokubolekisa. Sikhethekile kakhulu kulesi sizinda, sinolwazi olunzulu kanye nokungena ngaphambi kwesikhathi emakethe, okusenza sibe nekhono lokuqonda nokubhekana nezidingo zakho zezezimali. Ukuzulazula ezinhlosweni zakho zezezimali kuba uhambo olulula, olufinyeleleka kakhudlwana nge-AAA LENDINGS eceleni kwakho. Izwa amandla okuboleka okwenziwe ngendlela oyifisayo nathi namuhla, futhi usivumele sikusize ufeze izifiso zakho zezezimali.

– AAA Lendings Jumbo Loan – AAA Lendings Imininingwane:

JL0815

Uhlolojikelele

Inani lemalimboleko lidlula imikhawulo yemalimboleko evumelanayo evamile.

Amaphuzu avelele ohlelo

Iminyaka engu-30/15 elungisiwe

1) Imali yokuqasha ingasetshenziswa nomlando weminyaka emi-2 wesipiliyoni somnikazi wendawo;
2) Awukho Umshwalense Wezindlu Odingekayo;
3) Ubukhulu. I-DTI 45%;
4) Ubukhulu. I-LTV 85% yokuthenga & R/T; Ubukhulu. I-LTV 75% ye-C/O;
5) Inombolo enkulu yezakhiwo ezixhaswe ngezimali: ① Okuyisisekelo – Akunamkhawulo, ② Okwesibili & Nendawo Yokutshalwa Kwezimali – Ubukhulu. 20;
6) Ubukhulu. Imali Ebolekiwe $3.0M;
7) Ubukhulu. imali yokukhipha imali engu-$500,000;
8) Imizuzu. Izinyanga eziyi-12 ezigciniwe ku-PITIA;
9) Imizuzu. I-FICO 680.

Hambisa Ibhalansi Ephezulu uye ku-Jumbo 10/6 ARM

Inani Lemali Ebolekiwe Lingaphezu Kwe$726,200

* Inani Lemalimboleko Okungenani $1 Ngosayizi Wemalimboleko Ovumelana Ne-ejensi Ivunyelwe.

7/6 ARM

1) Imizuzu. I-FICO 700;
2) Imizuzu. Izinyanga eziyisi-6 ezigciniwe ku-PITIA;
3) Ubukhulu. I-LTV 89.99%;
4) Ubukhulu. Imali Ebolekiwe $2.5M;
5) Ubukhulu. Cash Out $750,000;
6) 1 Iyunithi & 2 Amayunithi;
7) Impahla eyisisekelo neyesibili yasekhaya;
8) Thenga & R/T Refi & C/O Refi.

Iyini i-Jumbo Loan?

I-jumbo loan iwuhlobo lwezimali oludlula imikhawulo ebekwe yi-Federal Housing Finance Agency futhi ayikwazi ukuthengwa, iqinisekiswe, noma inikezwe u-Fannie Mae noma u-Freddie Mac. Abanikazi bezindlu kumele babhekane nezidingo zezikweletu eziqinile kunalezo ezifaka isicelo semalimboleko evamile. I-Jumbo loans ikuvumela ukuthi uthenge izakhiwo ezibizayo. Imali mboleko yejumbo ayisekelwa uFannie Mae noma uFreddie Mac.

Ngo-2022, i-FHFA ithuthukisa imikhawulo yemalimboleko yazo zonke izinhlobo zezinhlobo zemalimboleko, ikakhulukazi i-Jumbo Loans. Sicela ubheke ngezansi kwemikhawulo yemalimboleko ka-2022 e-California, uma inani lemalimboleko yakho lidlula u-$970,800, ufanelekile ukubolekwa imali ye-Jumbo.

2023 Imikhawulo Yemalimboleko Ezifundeni zaseCalifornia

COUNTY	1-Umkhawulo Weyunithi	2-Umkhawulo Weyunithi	3-Umkhawulo Weyunithi	4-Umkhawulo Weyunithi
I-ALAMEDA	$1,089,300	$1,394,775	$1,685,850	$2,095,200
I-ALpine	$726,200	$929,850	$1,123,900	$1,396,800
AMADOR	$726,200	$929,850	$1,123,900	$1,396,800
BUTTE	$726,200	$929,850	$1,123,900	$1,396,800
I-CALAVERAS	$726,200	$929,850	$1,123,900	$1,396,800
I-COLUSA	$726,200	$929,850	$1,123,900	$1,396,800
PHAMBILI OGWENI	$1,089,300	$1,394,775	$1,685,850	$2,095,200
Enyakatho	$726,200	$929,850	$1,123,900	$1,396,800
I-DORADO	$763,600	$977,550	$1,181,650	$1,468,500
FRESNO	$726,200	$929,850	$1,123,900	$1,396,800
GLENN	$726,200	$929,850	$1,123,900	$1,396,800
HUMBOLDT	$726,200	$929,850	$1,123,900	$1,396,800
IMPERIAL	$726,200	$929,850	$1,123,900	$1,396,800
WENA	$726,200	$929,850	$1,123,900	$1,396,800
I-KERN	$726,200	$929,850	$1,123,900	$1,396,800
AMAKHOSI	$726,200	$929,850	$1,123,900	$1,396,800
ICHIBI	$726,200	$929,850	$1,123,900	$1,396,800
AKE	$726,200	$929,850	$1,123,900	$1,396,800
E-LOS ANGELES	$1,089,300	$1,394,775	$1,685,850	$2,095,200
INKUNZI	$726,200	$929,850	$1,123,900	$1,396,800
UMARIN	$1,089,300	$1,394,775	$1,685,850	$2,095,200
UMARIPOSA	$726,200	$929,850	$1,123,900	$1,396,800
MENDOCINO	$726,200	$929,850	$1,123,900	$1,396,800
I-MERCED	$726,200	$929,850	$1,123,900	$1,396,800
I-MODOC	$726,200	$929,850	$1,123,900	$1,396,800
I-MONO	$726,200	$929,850	$1,123,900	$1,396,800
I-MONTEREY	$915,400	$1,171,900	$1,416,550	$1,760,400
NAPA	$1,017,750	$1,302,900	$1,574,900	$1,957,250
NEVADA	$726,200	$929,850	$1,123,900	$1,396,800
IWOLINTSHI	$1,089,300	$1,394,775	$1,685,850	$2,095,200
PLACER	$763,600	$977,550	$1,181,650	$1,468,500
IZIMPABA	$726,200	$929,850	$1,123,900	$1,396,800
I-RIVERSIDE	$726,200	$929,850	$1,123,900	$1,396,800
I-SACRAMENTO	$763,600	$977,550	$1,468,500	$1,468,500
Saint Benedict	$1,089,300	$1,394,775	$1,685,850	$2,095,200
SAN BERNARDINO	$726,200	$929,850	$1,123,900	$1,396,800
SAN DIEGO	$977,500	$1,251,400	$1,512,650	$1,879,850
I-SAN FRANCISCO	$1,089,300	$1,394,775	$1,685,850	$1,867,275
SAN JOAQUIN	$726,200	$929,850	$1,123,900	$1,396,800
SAN LUIS OBISPO	$911,950	$1,167,450	$1,411,200	$1,753,800
INGCWELE MATHEWU	$1,089,300	$1,394,775	$1,685,850	$2,095,200
SAINT BARBARA	$805,000	$1,030,550	$1,245,700	$1,548,100
USANTA CLARA	$1,089,300	$1,394,775	$1,685,850	$2,095,200
INGCWELE ISIPHAMBANO	$1,089,300	$1,394,775	$1,685,850	$2,095,200
SHASTA	$726,200	$929,850	$1,123,900	$1,396,800
SIERRA	$726,200	$929,850	$1,123,900	$1,396,800

Izithombe zemininingwane yomkhiqizo:

Umhlahlandlela Womkhiqizo Ohlobene:

I-AAA LENDINGS ayiyona nje umbolekisi; singuzakwethu wezezimali. Sizinika isikhathi sokulalela izinjongo zakho zezezimali kanye nezifiso zakho, sikunikeza isiqondiso ngale kwenqubo yokufaka isicelo. Ukuzibophezela kwethu enhlalakahleni yakho yezezimali kudlulela ngalé kokuvalwa kwesivumelwano, futhi sizinikele ekusizeni ufinyelele izinjongo zakho zesikhathi eside, kungakhathaliseki ukuthi ubunikazi bezindlu, ukutshalwa kwezindlu, noma ukuhlanganiswa kwezikweletu. – AAA Lendings Jumbo Loan – AAA Lendings , Umkhiqizo uzohlinzeka emhlabeni wonke, njengalokhu: Thailand, Bangalore, Zimbabwe, Besibophezeleke kakhulu ngayo yonke imininingwane eku-oda kwamakhasimende ethu kungakhathaliseki ukuthi ikhwalithi yewaranti, amanani anelisekile, ukulethwa okusheshayo, ukuxhumana ngesikhathi, ukupakisha okugculisayo, imigomo yokukhokha elula, imigomo yokuthunyelwa ehamba phambili, ngemva kwesevisi yokuthengisa njll. Sisebenza kanzima namakhasimende ethu, ozakwethu, abasebenzi ukwenza ikusasa elingcono.

-AAA Ukuboleka

Kuyinhlanhla ngempela ukuthola umkhiqizi onjalo ochwepheshe futhi onomthwalo wemfanelo, ikhwalithi yomkhiqizo yinhle futhi ukulethwa kufike ngesikhathi, kuhle kakhulu.
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