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Isikhungo Somkhiqizo

Imininingwane Yomkhiqizo

Imfundo yamakhasimende iyitshe lesisekelo le-AAA LENDINGS' mission. Sikholelwa ukuthi umboleki onolwazi ungumboleki onamandla. Yingakho sithatha igxathu elingeziwe ukuze sikunikeze izinsiza zemfundo nesiqondiso ukuze sikusize uzulazule ezinkingeni zenqubo ye-mortgae. Ithimba lethu lizinikele ekuphenduleni imibuzo yakho, ukuchaza ubunkimbinkimbi bezilinganiso zenzalo, izinketho zemalimboleko, nokunye okwengeziwe, ukuqinisekisa ukuthi wenza izinqumo ezinolwazi. Ulwazi lwakho lwezezimali kanye nokuzethemba kubalulekile kithi.Umbolekisi Ophezulu eCalifornia,Uhlelo Lokuqedwa Kwempahla,Amakilasi e-Mortgage Broker, Okusehlukanisayo yindlela yethu yokuboleka umuntu siqu, ngokuphambene nezindlela zokulinganisa zonke ezisetshenziswa abanye abaningi. Sihlinzeka ngezixazululo ezihambisanayo zezidingo eziyingqayizivele zeklayenti ngalinye, sikholelwa ngokuqinile ekutheni yonke imali ebolekiwe ingenzeka. Nge-AAA LENDINGS, imigomo yakho yezezimali iba eyethu, futhi ngokubambisana, siyenza yenzeke.
– AAA Lendings HELOC – AAA Lendings Imininingwane:

I-Heloc

Uhlolojikelele

Okuzimele kwe-HELOC.

Uhlelo lwe-HELOC luyi-Home Equity Line Of Credit. Inkomba + Imajini. Ithemu Yeminyaka Engama-30, Inkathi Yokudonsa Yeminyaka Eyi-10 elandelwa Yi-20 Yeminyaka Yokuncishiswa Kwemali.

Imininingwane

1) Njengekhadi lesikweletu elinomkhawulo ophezulu
2) Asikho Isijeziso Sokukhokha Ngaphambili
3) Ayikho Imali Yonyaka
4) Ikhaya eliyisisekelo nelesibili liyafaneleka
5) Iyunithi engu-1 & Kufika ku-90% HCLTV
6) Inani Lemali Ebolekiwe Elikhulu $350,000
7) Imizuzu. I-FICO 680
8) I-Piggyback nayo iyatholakala

*Inkomba: I-Prime Mortgage Rate yantanta nemakethe.
Imajini: Kuncike kuzimo zemalimboleko, I-Margin Min. 1%, Kulungisiwe.
Isilinganiso Sokuphila Konke: 18%.
Isilinganiso Sokuphila Kwaphakade: 2.5%.

Siyini isizathu sokukhetha lolu hlelo?

Sekukonke, i-HELOC ingaba inketho enhle kakhulu kubaboleki ngesikhathi lapho amanani enzalo emikhiqizo eminingi ngokuvamile ekhuphuka.

Isiqondiso Esijwayelekile

(1) Qaphela Isilinganiso + 2% P&I ngaphezu kweminyaka engama-30 yokuncishiswa kwemali njengenani elifanelekayo.
(2)Izimpahla/Izimali ezizovalwa/Okugciniwe:
★Piggybacks: landela izimfuneko zokuxhunywa kuqala
★Izimo ezizimele: akukho ukuqinisekiswa kwempahla okudingekayo uma umboleki ethola imali ephumayo (uma kungenjalo anikeze okungenani izitatimende zempahla eziwuketshezi zenyanga eyodwa ezibonisa izimali ezanele zokuvala)
(3)Ukuhlola/Ukulinganiswa Kwempahla
★Ama-Piggybacks: landela imihlahlandlela ye-FNMA/FHLMC (ngokusekelwe ohlotsheni lwempendulo ye-AUS esebenzayo enikeziwe) ngaphandle kokuthi i-AAA LENDINGS ngeke yamukele ukuyekwa kokuhlolwa. Uma i-AUS ivumela ukuhoxiswa kwe-appraisal, esikhundleni salokho hlinzeka: ①AVM kanye nombiko wesimo esiphansi sesakhiwo sangaphandle (okuhlanganisa nezithombe) obhalwe phakathi nezinsuku eziyi-120 zedethi yenothi noma ② ukulinganisa (kungaba ideskithophu, ukuhlolwa kwangaphandle kanye/noma ukuhlolwa kwangaphakathi) okuqedwe ngomhlaziyi onelayisensi/nombuso wedethi ephakathi nonyaka owodwa.
★Ama-Standalones: 1) I-AVM kanye nombiko wesimo esiphansi sesakhiwo sangaphandle (kuhlanganise nezithombe) noma 2) ukuhlolwa (kungaba ideskithophu, ukuhlolwa kwangaphandle kanye/noma ukuhlolwa kwangaphakathi) okugcwaliswe umhlaziyi ogunyazwe/umbuso okhishwe ungakapheli unyaka owodwa wedethi yokubhala.
★Ngemikhawulo yekhredithi > $250,000, i-FNMA 1004 ephelele noma i-FHLMC 70 enokuhlolwa kwangaphakathi nangaphandle okuqukethe izithombe ezinemibala edingekayo
(4) Isihloko akumele sigcinwe egameni lesikhwama.
(5) Ama-POA avunyelwe kuzo zonke izinhlobo zentengiselwano kodwa kufanele amboze inkokhelo yesi-2 uma isetshenziswa.
(6) Imalimboleko kufanele ibe sendaweni yesibili yokubolekwa.
(7) Ayikho Imali Yonyaka
(8) Ukubanjwa akufanelekile
(9) Inkokhelo izokhokhwa ngo-15 wenyanga ngayinye ngokulandelanayo
(10) Imali ekhokhwa sekwephuzile engu-5% izocutshungulwa ngosuku olunqunyiwe lokukhokha + izinsuku eziyi-15 (ngaphandle uma kunesidingo sezwe esinemikhawulo eyengeziwe)
(11)Isilinganiso Sokuphila Konke: 18% noma umkhawulo wesifunda kanye Nezinga Lokuphila Kwaphakade 2.5%
(12)Asikho Isijeziso Sokukhokha Ngaphambili.

Izithombe zemininingwane yomkhiqizo:

- AAA Lendings HELOC - AAA Lendings izithombe zemininingwane

Umhlahlandlela Womkhiqizo Ohlobene:
Isikhathi sakho siyigugu, futhi siyakuhlonipha lokho. Kwa-AAA LENDINGS, sizibophezele ekwenzeni lula inqubo ye-mortgage ukuze wonge isikhathi nomzamo. Uhlelo lwethu lokusebenza oluku-inthanethi lusebenziseka kalula futhi luklanywe ngokunethezeka kwakho engqondweni. Ungakwazi ukuqedela isicelo ngejubane lakho, kusukela ukunethezeka kwekhaya lakho noma ihhovisi. Siyazi ukuthi unempilo ematasa, futhi sihlose ukwenza inqubo ye-mortgage ihehe, isebenze kahle, futhi yonge isikhathi. - AAA Lendings HELOC - AAA Lendings , Umkhiqizo uzohlinzeka emhlabeni wonke, njengalokhu: Nepal, Algeria, Uzbekistan, Inkampani yethu manje ineminyango eminingi, futhi kunezisebenzi ezingaphezu kuka-20 enkampanini yethu. Sakha isitolo sokuthengisa, igumbi lokubonisa, kanye nesitolo somkhiqizo. Okwamanje, sabhalisa ibhrendi yethu. Siqinise ukuhlolwa kwekhwalithi yomkhiqizo.
    • Nakuba siyinkampani encane, siyahlonishwa futhi. Izinga elithembekile, isevisi eqotho kanye nekhredithi enhle, sihloniphekile ukukwazi ukusebenza nawe!
    5 IzinkanyeziNgu-Debby wase-Accra - 2017.12.19 11:10
    Kuyinhlanhla ngempela ukuhlangana nomphakeli omuhle kangaka, lokhu ukubambisana kwethu okwaneliseke kakhulu, ngicabanga ukuthi sizosebenza futhi!
    5 IzinkanyeziNgu-Anne waseHonduras - 2017.10.23 10:29

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