I-Wholesale - AAA Lendings HELOC – AAA Lendings umbolekisi kanye nomtshalizimali

Imininingwane Yomkhiqizo

Ukuzibophezela kwethu ekwenzeni okuhle nokuzinikela kumakhasimende ethu kusishukumisele ukuba sandise ukusebenza kwethu kuzo zonke izifundazwe ezingama-45, okuhlanganisa i-Arizona, California, Washington DC, Florida, Nevada, neTexas, phakathi kwezinye. Nokho, impumelelo yethu ayichazwa ngezinombolo kuphela. Ukubuyekezwa okuhle okungenakubalwa kanye nesithunzi esinamandla sokukhuluma ngomlomo esikuzuzile kusebenza njengobufakazi bokwethemba nokuqiniseka imakethe esibeke khona.Umshwalense Wezikhukhula,I-Florida Mortgage Broker Noma Umbolekisi,Isilinganiso Semali Yendlu Esihle kakhulu, Uma kuziwa ekwanelisekeni kwamakhasimende, asigcini nje ngokuhlangabezana nokulindelwe; siyabedlula. Ithimba lethu lizibophezele ekunikezeni ukwesekwa okungenakuqhathaniswa kulo lonke uhambo lwakho lokuboleka imali. Sinikeza izikhulu ezizinikele ezibolekayo ezifinyelelekayo nezilalelayo, siqinisekise ukuthi uthola usizo lomuntu siqu oluvela embuzweni wokuqala kuya etafuleni lokuvala. Sikholelwa ukuthi ngokuhamba ibanga elide nokuletha isevisi eyingqayizivele, asigcini nje ngokuheha kodwa futhi sigcina amakhasimende anelisekile ababa abagqugquzeli bethu ababaluleke kakhulu.

– AAA Lendings HELOC – AAA Lendings Imininingwane:

I-Heloc

Uhlolojikelele

Okuzimele kwe-HELOC.

Uhlelo lwe-HELOC luyi-Home Equity Line Of Credit.
Inkomba + Imajini. Ithemu Yeminyaka Engama-30, Inkathi Yokudonsa Yeminyaka Eyi-10 elandelwa Yi-20 Yeminyaka Yokuncishiswa Kwemali.

* I-Index: I-Prime Mortgage Rate yantanta emakethe.
Imajini: Kuncike kuzimo zemalimboleko, I-Margin Min. 1%, Kulungisiwe.
Isilinganiso Sokuphila Konke: 18%.
Isilinganiso Sokuphila Kwaphakade: 2.5%.

Imininingwane

1) Njengekhadi lesikweletu elinomkhawulo ophezulu
2) Asikho Isijeziso Sokukhokha Ngaphambili
3) Ayikho Imali Yonyaka
4) Ikhaya eliyisisekelo nelesibili liyafaneleka
5) Iyunithi engu-1 & Kufika ku-90% HCLTV
6) Inani Lemali Ebolekiwe Elikhulu $350,000
7) Imizuzu. I-FICO 680
8) I-Piggyback nayo iyatholakala

Siyini isizathu sokukhetha lolu hlelo?

Sekukonke, i-HELOC ingaba inketho enhle kakhulu kubaboleki ngesikhathi lapho amanani enzalo emikhiqizo eminingi ngokuvamile ekhuphuka.

Isiqondiso Esijwayelekile

(1) Qaphela Isilinganiso + 2% P&I ngaphezu kweminyaka engama-30 yokuncishiswa kwemali njengenani elifanelekayo.
(2)Izimpahla/Izimali ezizovalwa/Okugciniwe:
★Piggybacks: landela izimfuneko zokuxhunywa kuqala
★Izimo ezizimele: akukho ukuqinisekiswa kwempahla okudingekayo uma umboleki ethola imali ephumayo (uma kungenjalo anikeze okungenani izitatimende zempahla eziwuketshezi zenyanga eyodwa ezibonisa izimali ezanele zokuvala)
(3)Ukuhlola/Ukulinganiswa Kwempahla
★Ama-Piggybacks: landela imihlahlandlela ye-FNMA/FHLMC (ngokusekelwe ohlotsheni lwempendulo ye-AUS esebenzayo enikeziwe) ngaphandle kokuthi i-AAA LENDINGS ngeke yamukele ukuyekwa kokuhlolwa. Uma i-AUS ivumela ukuhoxiswa kwe-appraisal, esikhundleni salokho hlinzeka: ①AVM kanye nombiko wesimo esiphansi sesakhiwo sangaphandle (okuhlanganisa nezithombe) obhalwe phakathi nezinsuku eziyi-120 zedethi yenothi noma ② ukulinganisa (kungaba ideskithophu, ukuhlolwa kwangaphandle kanye/noma ukuhlolwa kwangaphakathi) okuqedwe ngomhlaziyi onelayisensi/nombuso wedethi ephakathi nonyaka owodwa.
★Ama-Standalones: 1) I-AVM kanye nombiko wesimo esiphansi sesakhiwo sangaphandle (kuhlanganise nezithombe) noma 2) ukuhlolwa (kungaba ideskithophu, ukuhlolwa kwangaphandle kanye/noma ukuhlolwa kwangaphakathi) okugcwaliswe umhlaziyi ogunyazwe/umbuso okhishwe ungakapheli unyaka owodwa wedethi yokubhala.
★Ngemikhawulo yekhredithi > $250,000, i-FNMA 1004 ephelele noma i-FHLMC 70 enokuhlolwa kwangaphakathi nangaphandle okuqukethe izithombe ezinemibala edingekayo
(4) Isihloko akumele sigcinwe egameni lesikhwama.
(5) Ama-POA avunyelwe kuzo zonke izinhlobo zentengiselwano kodwa kufanele amboze inkokhelo yesi-2 uma isetshenziswa.
(6) Imalimboleko kufanele ibe sendaweni yesibili yokubolekwa.
(7) Ayikho Imali Yonyaka
(8) Ukubanjwa akufanelekile
(9) Inkokhelo izokhokhwa ngo-15 wenyanga ngayinye ngokulandelanayo
(10) Imali ekhokhwa sekwephuzile engu-5% izocutshungulwa ngosuku olunqunyiwe lokukhokha + izinsuku eziyi-15 (ngaphandle uma kunesidingo sezwe esinemikhawulo eyengeziwe)
(11)Isilinganiso Sokuphila Konke: 18% noma umkhawulo wesifunda kanye Nezinga Lokuphila Kwaphakade 2.5%
(12)Asikho Isijeziso Sokukhokha Ngaphambili.

Izithombe zemininingwane yomkhiqizo:

Umhlahlandlela Womkhiqizo Ohlobene:

I-AAA LENDINGS ayiyona nje umbolekisi; singuzakwethu wezezimali. Sizinika isikhathi sokulalela izinjongo zakho zezezimali kanye nezifiso zakho, sikunikeza isiqondiso ngale kwenqubo yokufaka isicelo. Ukuzibophezela kwethu enhlalakahleni yakho yezezimali kudlulela ngalé kokuvalwa kwesivumelwano, futhi sizinikele ekusizeni ufinyelele izinjongo zakho zesikhathi eside, kungakhathaliseki ukuthi ubunikazi bezindlu, ukutshalwa kwezindlu, noma ukuhlanganiswa kwezikweletu. – AAA Lendings HELOC – AAA Lendings , Umkhiqizo uzophakela kuwo wonke umhlaba, njengalokhu: Atlanta, Stuttgart, Ethiopia, sithembele ezinzuzweni zethu ukuze sakhe indlela yokuhweba ezuzisanayo nabalingani bethu ngokubambisana. Ngenxa yalokho, manje sesizuze inethiwekhi yokuthengisa yomhlaba wonke efinyelela eMpumalanga Ephakathi, eTurkey, eMalaysia naseVietnam.

-AAA Ukuboleka

Isimo sengqondo sabasebenzi benkonzo yamakhasimende siqotho kakhulu futhi impendulo ifike ngesikhathi futhi inemininingwane eminingi, lokhu kusiza kakhulu esivumelwaneni sethu, ngiyabonga.
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