– AAA Lendings HELOC – AAA Lendings Imininingwane:

Uhlolojikelele
Okuzimele kwe-HELOC.
Uhlelo lwe-HELOC luyi-Home Equity Line Of Credit.
Inkomba + Imajini. Ithemu Yeminyaka Engama-30, Inkathi Yokudonsa Yeminyaka Eyi-10 elandelwa Yi-20 Yeminyaka Yokuncishiswa Kwemali.
* I-Index: I-Prime Mortgage Rate yantanta emakethe.
Imajini: Kuncike kuzimo zemalimboleko, I-Margin Min. 1%, Kulungisiwe.
Isilinganiso Sokuphila Konke: 18%.
Isilinganiso Sokuphila Kwaphakade: 2.5%.
Imininingwane
1) Njengekhadi lesikweletu elinomkhawulo ophezulu
2) Asikho Isijeziso Sokukhokha Ngaphambili
3) Ayikho Imali Yonyaka
4) Ikhaya eliyisisekelo nelesibili liyafaneleka
5) Iyunithi engu-1 & Kufika ku-90% HCLTV
6) Inani Lemali Ebolekiwe Elikhulu $350,000
7) Imizuzu. I-FICO 680
8) I-Piggyback nayo iyatholakala
Siyini isizathu sokukhetha lolu hlelo?
Sekukonke, i-HELOC ingaba inketho enhle kakhulu kubaboleki ngesikhathi lapho amanani enzalo emikhiqizo eminingi ngokuvamile ekhuphuka.
Isiqondiso Esijwayelekile
(1) Qaphela Isilinganiso + 2% P&I ngaphezu kweminyaka engama-30 yokuncishiswa kwemali njengenani elifanelekayo.
(2)Izimpahla/Izimali ezizovalwa/Okugciniwe:
★Piggybacks: landela izimfuneko zokuxhunywa kuqala
★Izimo ezizimele: akukho ukuqinisekiswa kwempahla okudingekayo uma umboleki ethola imali ephumayo (uma kungenjalo anikeze okungenani izitatimende zempahla eziwuketshezi zenyanga eyodwa ezibonisa izimali ezanele zokuvala)
(3)Ukuhlola/Ukulinganiswa Kwempahla
★Ama-Piggybacks: landela imihlahlandlela ye-FNMA/FHLMC (ngokusekelwe ohlotsheni lwempendulo ye-AUS esebenzayo enikeziwe) ngaphandle kokuthi i-AAA LENDINGS ngeke yamukele ukuyekwa kokuhlolwa. Uma i-AUS ivumela ukuhoxiswa kwe-appraisal, esikhundleni salokho hlinzeka: ①AVM kanye nombiko wesimo esiphansi sesakhiwo sangaphandle (okuhlanganisa nezithombe) obhalwe phakathi nezinsuku eziyi-120 zedethi yenothi noma ② ukulinganisa (kungaba ideskithophu, ukuhlolwa kwangaphandle kanye/noma ukuhlolwa kwangaphakathi) okuqedwe ngomhlaziyi onelayisensi/nombuso wedethi ephakathi nonyaka owodwa.
★Ama-Standalones: 1) I-AVM kanye nombiko wesimo esiphansi sesakhiwo sangaphandle (kuhlanganise nezithombe) noma 2) ukuhlolwa (kungaba ideskithophu, ukuhlolwa kwangaphandle kanye/noma ukuhlolwa kwangaphakathi) okugcwaliswe umhlaziyi ogunyazwe/umbuso okhishwe ungakapheli unyaka owodwa wedethi yokubhala.
★Ngemikhawulo yekhredithi > $250,000, i-FNMA 1004 ephelele noma i-FHLMC 70 enokuhlolwa kwangaphakathi nangaphandle okuqukethe izithombe ezinemibala edingekayo
(4) Isihloko akumele sigcinwe egameni lesikhwama.
(5) Ama-POA avunyelwe kuzo zonke izinhlobo zentengiselwano kodwa kufanele amboze inkokhelo yesi-2 uma isetshenziswa.
(6) Imalimboleko kufanele ibe sendaweni yesibili yokubolekwa.
(7) Ayikho Imali Yonyaka
(8) Ukubanjwa akufanelekile
(9) Inkokhelo izokhokhwa ngo-15 wenyanga ngayinye ngokulandelanayo
(10) Imali ekhokhwa sekwephuzile engu-5% izocutshungulwa ngosuku olunqunyiwe lokukhokha + izinsuku eziyi-15 (ngaphandle uma kunesidingo sezwe esinemikhawulo eyengeziwe)
(11)Isilinganiso Sokuphila Konke: 18% noma umkhawulo wesifunda kanye Nezinga Lokuphila Kwaphakade 2.5%
(12)Asikho Isijeziso Sokukhokha Ngaphambili.
Izithombe zemininingwane yomkhiqizo:
Umhlahlandlela Womkhiqizo Ohlobene:
Ukuzibophezela kwethu ekwenzeni izinto obala kudlulela ngale kwezigaba zokuqala zenqubo yokubolekwa kwezindlu. Siqinisekisa ukuthi unokuqonda okucacile kwemibandela yakho yemali mboleko, okuhlanganisa amanani enzalo, izinkokhelo, nezindleko zokuvala. Azikho izimanga ngosuku lokuvala. Sizinikele ekukunikezeni izincazelo eziqondile, ezingenayo i-jargon, ukuze ukwazi ukuzulazula ngokuzethemba izici zezimali zokuthenga kwakho ikhaya noma ukuxhasa ngezimali kabusha. - AAA Lendings HELOC - AAA Lendings , Umkhiqizo uzohlinzeka kuwo wonke umhlaba, njenge: Tunisia, Kenya, Qatar, Sithemba ukuthi singasungula ukubambisana kwesikhathi eside nawo wonke amakhasimende. Futhi sithemba ukuthi singathuthukisa ukuncintisana futhi sifinyelele isimo sokuwina kanye namakhasimende. Samukela ngobuqotho amakhasimende avela emhlabeni wonke ukuthi axhumane nathi nganoma yini oyidingayo!
Ngu-Joanne wase-Argentina - 2018.07.12 12:19 Ikhwalithi yempahla eluhlaza yalomphakeli izinzile futhi inokwethenjelwa, ibilokhu ihambisana nezidingo zenkampani yethu yokuhlinzeka ngezimpahla ezihlangabezana nezidingo zethu.
Ngu-Beatrice wase-Albania - 2018.06.09 12:42 






