I-Wholesale - AAA Lendings HELOC – AAA Lendings umbolekisi kanye nomtshalizimali

Imininingwane Yomkhiqizo

Kwa-AAA LENDINGS, sikholelwa ekubuyiseleni kumakhasimende ethu ayigugu. Yingakho sinikezela ngohlelo lokwethembeka olukuvuza ngokusethemba kwakho nokubambisana okuqhubekayo nathi. Uhlelo lwethu lokwethembeka luklanyelwe ukukugcina umatasa futhi waziswa, lunikeza izinzuzo ezikhethekile nezaphulelo kumakhasimende ethu abuyayo. Ukuzinikela kwakho ku-AAA LENDINGS kuyabonwa futhi kuyavuzwa, futhi silwela ukwenza intshisekelo yakho eqhubekayo kumasevisi ethu ibe yinto ezuzisayo.Isitifiketi Sokubolekwa Kwezindlu,I-Mortgage Lender engcono kakhulu,Izidingo Zombolekisi Wezindlu, Kwa-AAA LENDINGS, sikholelwa ukuthi ubunikazi bezindlu kufanele kube okuhlangenwe nakho okujabulisayo nokwanelisayo. Ukuze sikubandakanye futhi sikujabulele kulolu hambo, sinikeza ukufinyelela okukhethekile kumphakathi wabanikazi bezindlu. Xhumana nabanye endleleni efanayo, yabelana ngezipiliyoni, futhi uthole imininingwane ebalulekile ukuze wenze uhambo lwakho lobunikazi bendlu lube oluhehayo nolusebenzisanayo. Ikhaya lakho akuyona nje impahla; umphakathi nendlela yokuphila, futhi silapha ukuze senze lolo hambo luhehe kakhulu.

– AAA Lendings HELOC – AAA Lendings Imininingwane:

I-Heloc

Uhlolojikelele

Okuzimele kwe-HELOC.

Uhlelo lwe-HELOC luyi-Home Equity Line Of Credit. Inkomba + Imajini. Ithemu Yeminyaka Engama-30, Inkathi Yokudonsa Yeminyaka Eyi-10 elandelwa Yi-20 Yeminyaka Yokuncishiswa Kwemali.

Imininingwane

1) Njengekhadi lesikweletu elinomkhawulo ophezulu
2) Asikho Isijeziso Sokukhokha Ngaphambili
3) Ayikho Imali Yonyaka
4) Ikhaya eliyisisekelo nelesibili liyafaneleka
5) Iyunithi engu-1 & Kufika ku-90% HCLTV
6) Inani Lemali Ebolekiwe Elikhulu $350,000
7) Imizuzu. I-FICO 680
8) I-Piggyback nayo iyatholakala

*Inkomba: I-Prime Mortgage Rate yantanta nemakethe.
Imajini: Kuncike kuzimo zemalimboleko, I-Margin Min. 1%, Kulungisiwe.
Isilinganiso Sokuphila Konke: 18%.
Isilinganiso Sokuphila Kwaphakade: 2.5%.

Siyini isizathu sokukhetha lolu hlelo?

Sekukonke, i-HELOC ingaba inketho enhle kakhulu kubaboleki ngesikhathi lapho amanani enzalo emikhiqizo eminingi ngokuvamile ekhuphuka.

Isiqondiso Esijwayelekile

(1) Qaphela Isilinganiso + 2% P&I ngaphezu kweminyaka engama-30 yokuncishiswa kwemali njengenani elifanelekayo.
(2)Izimpahla/Izimali ezizovalwa/Okugciniwe:
★Piggybacks: landela izimfuneko zokuxhunywa kuqala
★Izimo ezizimele: akukho ukuqinisekiswa kwempahla okudingekayo uma umboleki ethola imali ephumayo (uma kungenjalo anikeze okungenani izitatimende zempahla eziwuketshezi zenyanga eyodwa ezibonisa izimali ezanele zokuvala)
(3)Ukuhlola/Ukulinganiswa Kwempahla
★Ama-Piggybacks: landela imihlahlandlela ye-FNMA/FHLMC (ngokusekelwe ohlotsheni lwempendulo ye-AUS esebenzayo enikeziwe) ngaphandle kokuthi i-AAA LENDINGS ngeke yamukele ukuyekwa kokuhlolwa. Uma i-AUS ivumela ukuhoxiswa kwe-appraisal, esikhundleni salokho hlinzeka: ①AVM kanye nombiko wesimo esiphansi sesakhiwo sangaphandle (okuhlanganisa nezithombe) obhalwe phakathi nezinsuku eziyi-120 zedethi yenothi noma ② ukulinganisa (kungaba ideskithophu, ukuhlolwa kwangaphandle kanye/noma ukuhlolwa kwangaphakathi) okuqedwe ngomhlaziyi onelayisensi/nombuso wedethi ephakathi nonyaka owodwa.
★Ama-Standalones: 1) I-AVM kanye nombiko wesimo esiphansi sesakhiwo sangaphandle (kuhlanganise nezithombe) noma 2) ukuhlolwa (kungaba ideskithophu, ukuhlolwa kwangaphandle kanye/noma ukuhlolwa kwangaphakathi) okugcwaliswe umhlaziyi ogunyazwe/umbuso okhishwe ungakapheli unyaka owodwa wedethi yokubhala.
★Ngemikhawulo yekhredithi > $250,000, i-FNMA 1004 ephelele noma i-FHLMC 70 enokuhlolwa kwangaphakathi nangaphandle okuqukethe izithombe ezinemibala edingekayo
(4) Isihloko akumele sigcinwe egameni lesikhwama.
(5) Ama-POA avunyelwe kuzo zonke izinhlobo zentengiselwano kodwa kufanele amboze inkokhelo yesi-2 uma isetshenziswa.
(6) Imalimboleko kufanele ibe sendaweni yesibili yokubolekwa.
(7) Ayikho Imali Yonyaka
(8) Ukubanjwa akufanelekile
(9) Inkokhelo izokhokhwa ngo-15 wenyanga ngayinye ngokulandelanayo
(10) Imali ekhokhwa sekwephuzile engu-5% izocutshungulwa ngosuku olunqunyiwe lokukhokha + izinsuku eziyi-15 (ngaphandle uma kunesidingo sezwe esinemikhawulo eyengeziwe)
(11)Isilinganiso Sokuphila Konke: 18% noma umkhawulo wesifunda kanye Nezinga Lokuphila Kwaphakade 2.5%
(12)Asikho Isijeziso Sokukhokha Ngaphambili.

Izithombe zemininingwane yomkhiqizo:

Umhlahlandlela Womkhiqizo Ohlobene:

Kwa-AAA LENDINGS, sikholelwa ekubuyiseleni kumakhasimende ethu ayigugu. Yingakho sinikezela ngohlelo lokwethembeka olukuvuza ngokusethemba kwakho nokubambisana okuqhubekayo nathi. Uhlelo lwethu lokwethembeka luklanyelwe ukukugcina umatasa futhi waziswa, lunikeza izinzuzo ezikhethekile nezaphulelo kumakhasimende ethu abuyayo. Ukuzinikela kwakho ku-AAA LENDINGS kuyabonwa futhi kuyavuzwa, futhi silwela ukwenza intshisekelo yakho eqhubekayo kumasevisi ethu ibe yinto ezuzisayo. - I-AAA Lendings HELOC - AAA Lendings , Umkhiqizo uzohlinzeka emhlabeni wonke, njengalezi: Jeddah, Auckland, Salt Lake City, Iqembu lethu lobunjiniyela elichwepheshile lizohlala likulungele ukukusiza ngokubonisana kanye nempendulo. Siyakwazi futhi ukukunikeza amasampula amahhala ukuze uhlangabezane nezidingo zakho. Imizamo emihle kakhulu izokhiqizwa ukukunikeza isevisi nezimpahla ezifanele. Kunoma ubani ocabanga ngenkampani yethu nezinto ezithengiswayo, sicela usithinte ngokusithumelela ama-imeyili noma usithinte ngokushesha. Njengendlela yokwazi okuthengiswayo kwethu nokuqinile. okuningi, ungeza efekthri yethu ukuze ukuthole. Sizohlala njalo samukela izivakashi ezivela emhlabeni wonke ezebhizinisi lethu ukuze sakhe ubudlelwano benkampani nathi. Sicela uzizwe ukhululekile ukuxhumana nathi ngebhizinisi futhi sikholelwa ukuthi sizokwabelana ngolwazi olungcono kakhulu lokuhweba nabo bonke abathengisi bethu.

-AAA Ukuboleka

Imishini yasefekthri isithuthuke kakhulu embonini futhi umkhiqizo wenziwe kahle, ngaphezu kwalokho intengo ishibhile kakhulu, inani lemali!
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