Isikhungo Somkhiqizo

Uhlolojikelele

Sebenzisa idiphozithi yezinyanga eziyisi-6 zomboleki ukuze usekele imali engenayo eshiwo ngo-1003.

* Izwe Langaphandle noma Imali Ephumayo Ayitholakali

Amaphuzu avelele ohlelo

7/6 ARM (5/1/5); 5/6 ARM (2/1/5)

1) Ayikho i-P&L Edingekayo;
2) Ayikho i-WVOE Edingekayo;
3) Akukho Ukubuyiselwa Kwentela Okudingekayo;
4) Ayikho i-4506-T edingekayo;
5) Izimali zesipho zivunyelwe;
6) Imali ebolekiwe efika ku-$2.5M;
7) Ukuthenga & I-R/T Refinance iyatholakala.

Iyini i-Elite True Stated Income?

• Uyazi ukuthi ungasebenzisa kanjani impahla kuphela ukuze ufanelekele ukubolekwa imali yendlu yakho?
• Ingabe uye wamiswa noma wenqatshwa umbolekisi ngohlelo lwe-WVOE (Written Verification of Employment)?
• Kube nzima yini ukuthola ifomu le-WVOE kumqashi wakho?

Lolu hlelo lwenzelwe ababolekayo abaholayo kanye nababolekayo abazisebenzayo.

Ngabe i-Elite True Stated Income isebenza kanjani?

Njengoba nje igama lomkhiqizo, lolu hlelo lufanelekile ngempahla futhi. Bona ngezansi:

· Imali Engenayo Eshiwoyo isho ukuthi umboleki usho imali engenayo ENGAPHAKATHI ENGAPHAKATHI ngo-1003

(Uhlelo).

· Siyaqinisekisa ukuthi iholo labo lanyanga zonke LINGASEKWA yizimpahla eziwuketshezi ngaphambi kokuvalwa.

Ukubala:

Impahla / 6 kufanele ibe nkulu kunemali Engenayo Eshiwo

· Udokotela wezokwelapha onempahla engu-$300,000 kanye nemali engenayo engu-1003 ka-$20,000 ngenyanga?
Yebo, lesi simo siyafaneleka. $300,000/6 = $50,000 okuyimali engenayo yanyanga zonke engaphezu kuka-$20,000 esohlwini lwesicelo. Sisebenzisa u-$20,000 ukuthola iziqu.

· UMasseuse Ohola Iholo onempahla engu-$100,000 kanye nemali engenayo eshiwo engu-$15,000 ngenyanga?
Cha, lesi simo asifaneleki. Nakuba u-$100,000 / 6 = $16,666 > $15,000 okuyimali engenayo yanyanga zonke eshiwo. Akunangqondo ukuthi umasseuse ohola iholo enze u-$15,000 ngenyanga.

· Usomabhizinisi Ozisebenzelayo Wokungenisa/Othekelisa onempahla engu-$500,000 kanye nemali engenayo eshiwo engu-$100,000 ngenyanga?
Yebo, lesi simo siyafaneleka. $500,000 / 6 = $83,333 futhi umboleki uthi u-$100,000 ngenyanga. Kodwa-ke kuphela ama- $ 83,333 asetshenziselwa izinjongo zemfundo.

Uma sikhetha Imali Engenayo Eshiwo Ngeqiniso Elite, umboleki uzodingeka kuphela ukuthi anikeze Imali Engenayo Esekelwe Kumpahla Esicelweni Semalimboleko (1003). Le mali engenayo izosetshenziselwa ukubala isilinganiso sesikweletu nesilinganiso semali engenayo.

Ubani ongafaka isicelo se-Elite True Stated Income?

Kungakhathaliseki ukuthi ningababoleki abaholayo abanobunzima ngezinhlelo ze-WVOE noma ababoleki abazisebenzelayo abangenayo imali eyanele eboniswa ezimbuyiselweni zentela, lolu wuhlelo lwakho. Kubaboleki abaholayo, awekho amaphepha engeziwe adingekayo. Kwabazisebenzayo noma ababolekayo abangu-1099, incwadi yokuqinisekisa ye-CPA iyadingeka.