Isikhungo Somkhiqizo

Uhlolojikelele

Kuyinketho enhle kubaboleki abazisebenzayo abangakwazi ukuthola imali mboleko ye-ejensi futhi abafuni ukuhlinzeka ngemibhalo ehlukahlukene yemali engenayo.

Amaphuzu avelele ohlelo

7/6 ARM (5/1/5); 5/6 ARM (2/1/5)

1) Ayikho isignesha ye-CPA edingekayo;
2) Izwe langaphandle elivunyelwe;
3) Imali ebolekiwe efika ku-$2.5M;
4) Azikho izimbuyiselo zentela ezidingekayo;
5) Izimali zesipho zivunyelwe;
6) Inkokhelo ephansi njenge-30%;
7) Imizuzu. I-FICO 700.

Iyini i-Elite P&L? Ubani ongafaka isicelo se-Elite P&L?

• Ingabe ungumuntu obolekayo ozisebenzelayo?
• Ingabe umbolekisi ubezidinga izitatimende zasebhange zebhizinisi lakho ukuze uthole ukufaneleka kokubolekwa? Ingabe ababolekisi bakho bezindlu ezibanjiwe bebekudinga ukuthi usayine amafomu entela futhi unikeze imibhalo?
• Wake wamiswa noma wenqatshwa ababolekisi be-ejensi? Ingabe ababolekisi bake bathi “Ngokwesiqondiso sethu”?
• Uyazi ukuthi ungakufanelekela kanjani ukubolekwa imali yendlu ngaphandle kwamaphepha emali engenayo?

I-AAA Lendings manje inikezela ngohlelo olufanele lwemalimboleko ye-Non-QM olusetshenziswa ezimeni ezingenhla, oluqanjwe ngokuthi i-Elite P&L (Inzuzo Nokulahlekelwa). I-Elite P&L yakhelwe ababoleki abazisebenzelayo futhi abangazuza kwezinye izindlela zokufaneleka kwezimalimboleko. Lokho kuyinzuzo engcono kakhulu kwabaziqashayo. I-CPA/CTEC/EA eqediwe futhi yasayinwa i-P&L ingase isetshenziswe njengenye indlela yokubuyisela intela ukuze kubhalwe phansi imali engenayo yomboleki ozisebenzelayo. Kwesinye isikhathi, size samukele i-P&L yomboleki ozilungiselele yona, okuphinde kube yizindaba ezinhle kwabanye ababoleki.

Izidingo Zokuvunyelwa Ngokushesha

Lapho uthumela imali ebolekiwe kubabolekisi, bangase badinge i-YTD(Year-to-Date), P&L (noma kanye ne-P&L yonyaka wangaphambilini ngezinye izikhathi), ilayisense yebhizinisi, incwadi ye-CPA, njll.

Ngaphandle kwalokho, ungathintana neThimba lethu Lokuhambisa ukuze ubale imali engenayo ngaphambi kokufaka imali ebolekiwe.