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Isikhungo Somkhiqizo

Imininingwane Yomkhiqizo

Ukungafihli kungumnyombo wemisebenzi yethu. Siyaziqhenya ngokuxhumana kwethu okuvulekile nokwethembeka namakhasimende ethu. Azikho izimali ezifihliwe, azikho izimanga. Sinikeza ulwazi olucacile, oluqondile mayelana nezinketho zakho ze-mortgage, siqinisekisa ukuthi unawo wonke amaqiniso okwenza izinqumo unolwazi. Umgomo wethu uwukwakha ukwethembana kumakhasimende ethu ngokukhuluma ngokungagwegwesi nokungafihli lutho, senze ulwazi lwakho lwezezimali lwendlu lushelele ngangokunokwenzeka.Intatheli Ethunyiwe,I-Conventional Loan Refinance,I-Mortgage Lenders Bay Area, Umhlaba wezimali ezibolekwayo uhlala ushintsha, futhi sisemaphethelweni aphambili ezinto ezintsha. Kwa-AAA LENDINGS, sinikezela ngamathuluzi edijithali asezingeni eliphezulu nezinkundla ezisebenziseka kalula ezikuvumela ukuthi uqale isicelo sakho semali mboleko noma uthole izibuyekezo usohambeni. Ubuchwepheshe bethu obusebenziseka kalula bulula inqubo, bubeka amandla okuphatha imali yezindlu entendeni yesandla sakho. Siyazi ukuthi isikhathi sakho sibalulekile, futhi izixazululo zethu ze-tech-savvy zonga isikhathi nokuhlupheka.
- I-AAA Ebolekwayo I-AAA Engaguquki Imalimboleko - I-Jumbo Loan(Inani Eliphezulu Lemalimboleko) - Imininingwane Yokubolekwa kwe-AAA:

Ayinasihloko-7

Uhlolojikelele

Umkhawulo wenani lemalimboleko ephezulu kunemalimboleko evamile ye-ejensi.

Imininingwane

1) Ubukhulu be-DTI 43%;
2) Kufika ku-$2M Amanani Wokubolekwa;
3) Kufika ku-80% Max LTV;
4) Kudingeka izimbuyiselo zentela zeminyaka emi-2;
5) Ayikho i-MI(I-Mortgage Insurance);
6) 720 noma ngaphezulu amaphuzu esikweletu;
7) izinyanga eziyi-12 noma ngaphezulu ezibekiwe;
8) SFRs, 2-4 Units, PUDs, Condos;
9) Imikhiqizo engeyona eye-AUS.

Iyini i-Jumbo Loan?

I-jumbo loan iwuhlobo lwezimali oludlula imikhawulo ebekwe yi-Federal Housing Finance Agency futhi ayikwazi ukuthengwa, iqinisekiswe, noma inikezwe u-Fannie Mae noma u-Freddie Mac. Abanikazi bezindlu kufanele babhekane nezidingo eziqinile zezikweletu kunalabo abafaka isicelo semalimboleko evamile. Izimali mboleko zeJumbo zikuvumela ukuthi uthenge izakhiwo ezibizayo. Imali mboleko yejumbo ayisekelwa uFannie Mae noma uFreddie Mac.

Ungayichaza kanjani i-Jumbo Loan?

Ngo-2022, i-FHFA ithuthukisa imikhawulo yemalimboleko yazo zonke izinhlobo zezinhlobo zemalimboleko, ikakhulukazi i-Jumbo Loans. Sicela ubheke ngezansi kwemikhawulo yemalimboleko ka-2022 e-California, uma inani lemalimboleko yakho lidlula u-$970,800, ufanelekile ukubolekwa imali ye-Jumbo. Ungase futhi useshe imikhawulo yemalimboleko engu-2022 kwezinye izifunda.

2022 California County Loan Imikhawulo:

COUNTY

1-UMNDENI

2-UMNDENI

3-UMNDENI

4-UMNDENI

I-ALAMEDA

$970,800

$1,243,050

$1,502,475

$1,867,275

I-ALpine

$647,200

$828,700

$1,001,650

$1,244,850

AMADOR

$647,200

$828,700

$1,001,650

$1,244,850

BUTTE

$647,200

$828,700

$1,001,650

$1,244,850

I-CALAVERAS

$647,200

$828,700

$1,001,650

$1,244,850

I-COLUSA

$647,200

$828,700

$1,001,650

$1,244,850

PHAMBILI OGWENI

$970,800

$1,243,050

$1,502,475

$1,867,275

Enyakatho

$647,200

$828,700

$1,001,650

$1,244,850

I-DORADO

$675,050

$864,200

$1,044,600

$1,298,200

FRESNO

$647,200

$828,700

$1,001,650

$1,244,850

GLENN

$647,200

$828,700

$1,001,650

$1,244,850

HUMBOLDT

$647,200

$828,700

$1,001,650

$1,244,850

IMPERIAL

$647,200

$828,700

$1,001,650

$1,244,850

WENA

$647,200

$828,700

$1,001,650

$1,244,850

I-KERN

$647,200

$828,700

$1,001,650

$1,244,850

AMAKHOSI

$647,200

$828,700

$1,001,650

$1,244,850

ICHIBI

$647,200

$828,700

$1,001,650

$1,244,850

AKE

$647,200

$828,700

$1,001,650

$1,244,850

E-LOS ANGELES

$970,800

$1,243,050

$1,502,475

$1,867,275

INKUNZI

$647,200

$828,700

$1,001,650

$1,244,850

UMARIN

$970,800

$1,243,050

$1,502,475

$1,867,275

UMARIPOSA

$647,200

$828,700

$1,001,650

$1,244,850

MENDOCINO

$647,200

$828,700

$1,001,650

$1,244,850

I-MERCED

$647,200

$828,700

$1,001,650

$1,244,850

I-MODOC

$647,200

$828,700

$1,001,650

$1,244,850

I-MONO

$647,200

$828,700

$1,001,650

$1,244,850

I-MONTEREY

$854,450

$1,093,850

$1,322,200

$1,643,200

NAPA

$897,000

$1,148,350

$1,388,050

$1,725,050

NEVADA

$647,200

$828,700

$1,001,650

$1,244,850

IWOLINTSHI

$970,800

$1,243,050

$1,502,475

$1,867,275

PLACER

$675,050

$864,200

$1,044,600

$1,298,200

IZIMPABA

$647,200

$828,700

$1,001,650

$1,244,850

I-RIVERSIDE

$647,200

$828,700

$1,001,650

$1,244,850

I-SACRAMENTO

$675,050

$864,200

$1,044,600

$1,298,200

Saint Benedict

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN BERNARDINO

$647,200

$828,700

$1,001,650

$1,244,850

SAN DIEGO

$879,750

$1,126,250

$1,361,350

$1,691,850

I-SAN FRANCISCO

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN JOAQUIN

$647,200

$828,700

$1,001,650

$1,244,850

SAN LUIS OBISPO

$805,000

$1,030,550

$1,245,700

$1,548,100

INGCWELE MATHEWU

$970,800

$1,243,050

$1,502,475

$1,867,275

SAINT BARBARA

$783,150

$1,002,600

$1,211,900

$1,506,100

USANTA CLARA

$970,800

$1,243,050

$1,502,475

$1,867,275

INGCWELE ISIPHAMBANO

$970,800

$1,243,050

$1,502,475

$1,867,275

SHASTA

$647,200

$828,700

$1,001,650

$1,244,850

SIERRA

$647,200

$828,700

$1,001,650

$1,244,850
Izithombe zemininingwane yomkhiqizo:

- I-AAA Ebolekwayo I-AAA Imali Ebolekiwe Engavumelani - I-Jumbo Loan(Imali Ebolekiwe Ephakeme) - Izithombe zemininingwane ye-AAA yokubolekwa kwemali

Umhlahlandlela Womkhiqizo Ohlobene:
Ezweni lokubolekwa kwezindlu, ukufinyeleleka kubalulekile. Ipulatifomu yethu ye-digital mortgage yakhelwe kucatshangelwa ukunethezeka kwakho. Ungafaka isicelo semali mboleko, ulayishe amadokhumenti, futhi ulandelele intuthuko yakho yemalimboleko ku-inthanethi, konke ngokunethezeka kwekhaya lakho. Sidale okuhlangenwe nakho okudijithali okubandakanyayo okukubeka olawulweni, okuqinisekisa ukuthi ungakwazi ukuphatha isicelo sakho semali mboleko ngejubane lakho, 24/7. – AAA Lendings AAA Non-Conforming Loan – Jumbo Loan(High Loan Inani) – AAA Lendings , Umkhiqizo uzohlinzeka kuwo wonke umhlaba, njengalokhu: Washington, Puerto Rico, Hanover, Zonke izitayela ezivela kuwebhusayithi yethu ezenzelwe ukwenziwa ngendlela oyifisayo. Sihlangabezana nezidingo zomuntu siqu ngayo yonke imikhiqizo yezitayela zakho. Umqondo wethu uwukusiza ukwethula ukuzethemba kwabathengi ngamunye ngokunikezwa kwesevisi yethu eqotho, kanye nomkhiqizo olungile.
    • Lona umthengisi ochwepheshe kakhulu, sihlala siza enkampanini yabo ukuze sithenge, ikhwalithi enhle futhi eshibhile.
    5 IzinkanyeziNgu-Esther wase-America - 2017.11.12 12:31
    Akulula ukuthola umhlinzeki onjalo ochwepheshe futhi onomthwalo wemfanelo esikhathini sanamuhla. Sethemba ukuthi singagcina ukubambisana kwesikhathi eside.
    5 IzinkanyeziNgu-Renata wase-Germany - 2017.11.11 11:41

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