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Isikhungo Somkhiqizo

Imininingwane Yomkhiqizo

Kumakhasimende ethu amaningi, i-mortgage ingaphezu nje kokuthengiselana ngezezimali; kuyingqophamlando yempilo. Kungakhathaliseki ukuthi ungumthengi wokuqala wezindlu noma ungumtshali wezindlu ongumakadebona, sisondela kuhlelo lokusebenza ngalunye ngokunakekelwa nokunakwa olulufanele. Sithatha isikhathi sokuqonda izinhloso zakho nezifiso zakho, siqinisekisa ukuthi imali ebolekiwe yakho ihambisana nombono wakho wekusasa lakho.Imikhawulo Yemalimboleko Evamile yango-2021,Izinga Elingcono Kakhulu,Umbiko Wesikweletu, Enye yeminikelo yethu ephambili imikhiqizo yethu yokubolekwa 'Non-QM', futhi siyaziqhenya ngokuhola indlela kulesi sigaba sokubolekisa. Sikhethekile kakhulu kulesi sizinda, sinolwazi olunzulu kanye nokungena ngaphambi kwesikhathi emakethe, okusenza sibe nekhono lokuqonda nokubhekana nezidingo zakho zezezimali. Ukuzulazula ezinhlosweni zakho zezezimali kuba uhambo olulula, olufinyeleleka kakhudlwana nge-AAA LENDINGS eceleni kwakho. Izwa amandla okuboleka okwenziwe ngendlela oyifisayo nathi namuhla, futhi usivumele sikusize ufeze izifiso zakho zezezimali.
- I-AAA Ebolekwayo I-AAA Engaguquki Imalimboleko - I-Jumbo Loan(Inani Eliphezulu Lemalimboleko) - Imininingwane Yokubolekwa kwe-AAA:

Ayinasihloko-7

Uhlolojikelele

Umkhawulo wenani lemalimboleko ephezulu kunemalimboleko evamile ye-ejensi.

Imininingwane

1) Ubukhulu be-DTI 43%;
2) Kufika ku-$2M Amanani Wokubolekwa;
3) Kufika ku-80% Max LTV;
4) Kudingeka izimbuyiselo zentela zeminyaka emi-2;
5) Ayikho i-MI(I-Mortgage Insurance);
6) 720 noma ngaphezulu amaphuzu esikweletu;
7) izinyanga eziyi-12 noma ngaphezulu ezibekiwe;
8) SFRs, 2-4 Units, PUDs, Condos;
9) Imikhiqizo engeyona eye-AUS.

Iyini i-Jumbo Loan?

I-jumbo loan iwuhlobo lwezimali oludlula imikhawulo ebekwe yi-Federal Housing Finance Agency futhi ayikwazi ukuthengwa, iqinisekiswe, noma inikezwe u-Fannie Mae noma u-Freddie Mac. Abanikazi bezindlu kufanele babhekane nezidingo eziqinile zezikweletu kunalabo abafaka isicelo semalimboleko evamile. Izimali mboleko zeJumbo zikuvumela ukuthi uthenge izakhiwo ezibizayo. Imali mboleko yejumbo ayisekelwa uFannie Mae noma uFreddie Mac.

Ungayichaza kanjani i-Jumbo Loan?

Ngo-2022, i-FHFA ithuthukisa imikhawulo yemalimboleko yazo zonke izinhlobo zezinhlobo zemalimboleko, ikakhulukazi i-Jumbo Loans. Sicela ubheke ngezansi kwemikhawulo yemalimboleko ka-2022 e-California, uma inani lemalimboleko yakho lidlula u-$970,800, ufanelekile ukubolekwa imali ye-Jumbo. Ungase futhi useshe imikhawulo yemalimboleko engu-2022 kwezinye izifunda.

2022 California County Loan Imikhawulo:

COUNTY

1-UMNDENI

2-UMNDENI

3-UMNDENI

4-UMNDENI

I-ALAMEDA

$970,800

$1,243,050

$1,502,475

$1,867,275

I-ALpine

$647,200

$828,700

$1,001,650

$1,244,850

AMADOR

$647,200

$828,700

$1,001,650

$1,244,850

BUTTE

$647,200

$828,700

$1,001,650

$1,244,850

I-CALAVERAS

$647,200

$828,700

$1,001,650

$1,244,850

I-COLUSA

$647,200

$828,700

$1,001,650

$1,244,850

PHAMBILI OGWENI

$970,800

$1,243,050

$1,502,475

$1,867,275

Enyakatho

$647,200

$828,700

$1,001,650

$1,244,850

I-DORADO

$675,050

$864,200

$1,044,600

$1,298,200

FRESNO

$647,200

$828,700

$1,001,650

$1,244,850

GLENN

$647,200

$828,700

$1,001,650

$1,244,850

HUMBOLDT

$647,200

$828,700

$1,001,650

$1,244,850

IMPERIAL

$647,200

$828,700

$1,001,650

$1,244,850

WENA

$647,200

$828,700

$1,001,650

$1,244,850

I-KERN

$647,200

$828,700

$1,001,650

$1,244,850

AMAKHOSI

$647,200

$828,700

$1,001,650

$1,244,850

ICHIBI

$647,200

$828,700

$1,001,650

$1,244,850

AKE

$647,200

$828,700

$1,001,650

$1,244,850

E-LOS ANGELES

$970,800

$1,243,050

$1,502,475

$1,867,275

INKUNZI

$647,200

$828,700

$1,001,650

$1,244,850

UMARIN

$970,800

$1,243,050

$1,502,475

$1,867,275

UMARIPOSA

$647,200

$828,700

$1,001,650

$1,244,850

MENDOCINO

$647,200

$828,700

$1,001,650

$1,244,850

I-MERCED

$647,200

$828,700

$1,001,650

$1,244,850

I-MODOC

$647,200

$828,700

$1,001,650

$1,244,850

I-MONO

$647,200

$828,700

$1,001,650

$1,244,850

I-MONTEREY

$854,450

$1,093,850

$1,322,200

$1,643,200

NAPA

$897,000

$1,148,350

$1,388,050

$1,725,050

NEVADA

$647,200

$828,700

$1,001,650

$1,244,850

IWOLINTSHI

$970,800

$1,243,050

$1,502,475

$1,867,275

PLACER

$675,050

$864,200

$1,044,600

$1,298,200

IZIMPABA

$647,200

$828,700

$1,001,650

$1,244,850

I-RIVERSIDE

$647,200

$828,700

$1,001,650

$1,244,850

I-SACRAMENTO

$675,050

$864,200

$1,044,600

$1,298,200

Saint Benedict

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN BERNARDINO

$647,200

$828,700

$1,001,650

$1,244,850

SAN DIEGO

$879,750

$1,126,250

$1,361,350

$1,691,850

I-SAN FRANCISCO

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN JOAQUIN

$647,200

$828,700

$1,001,650

$1,244,850

SAN LUIS OBISPO

$805,000

$1,030,550

$1,245,700

$1,548,100

INGCWELE MATHEWU

$970,800

$1,243,050

$1,502,475

$1,867,275

SAINT BARBARA

$783,150

$1,002,600

$1,211,900

$1,506,100

USANTA CLARA

$970,800

$1,243,050

$1,502,475

$1,867,275

INGCWELE ISIPHAMBANO

$970,800

$1,243,050

$1,502,475

$1,867,275

SHASTA

$647,200

$828,700

$1,001,650

$1,244,850

SIERRA

$647,200

$828,700

$1,001,650

$1,244,850
Izithombe zemininingwane yomkhiqizo:

- I-AAA Ebolekwayo I-AAA Imali Ebolekiwe Engavumelani - I-Jumbo Loan(Imali Ebolekiwe Ephakeme) - Izithombe zemininingwane ye-AAA yokubolekwa kwemali

Umhlahlandlela Womkhiqizo Ohlobene:
Kwa-AAA LENDINGS, sikholelwa ekubuyiseleni kumakhasimende ethu ayigugu. Yingakho sinikezela ngohlelo lokwethembeka olukuvuza ngokusethemba kwakho nokubambisana okuqhubekayo nathi. Uhlelo lwethu lokwethembeka luklanyelwe ukukugcina umatasa futhi waziswa, lunikeza izinzuzo ezikhethekile nezaphulelo kumakhasimende ethu abuyayo. Ukuzinikela kwakho ku-AAA LENDINGS kuyabonwa futhi kuyavuzwa, futhi silwela ukwenza intshisekelo yakho eqhubekayo kumasevisi ethu ibe yinto ezuzisayo. – AAA Lendings AAA Non-Conforming Loan – Jumbo Loan(High Loan Inani) – AAA Lendings , Umkhiqizo uzophakela kuwo wonke umhlaba, njengalokhu: Malaysia, Hyderabad, Argentina, Manje kufanele siqhubeke nokugcina ikhwalithi, enemininingwane, ifilosofi yebhizinisi ephumelelayo yokwethembeka, ukwethembeka, ukusungula umoya wenkontileka ngokuhoxiswa kanye nokwenqaba kuqala isevisi, ukuhoxiswa. service wamukelekile amakhasimende aphesheya kwezilwandle.
    • Izimpahla esizitholile kanye nesampula yezisebenzi ezithengisayo eziboniswa kithi zinekhwalithi efanayo, ingumkhiqizi onekhredithi.
    5 IzinkanyeziNguLilith waseSudan - 2018.11.28 16:25
    Ubuchwepheshe obuhle kakhulu, isevisi ephelele yangemva kokuthengisa nokusebenza kahle komsebenzi, sicabanga ukuthi lokhu ukukhetha kwethu okuhle kakhulu.
    5 IzinkanyeziNgu-Beatrice waseNepal - 2018.06.26 19:27

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