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Isikhungo Somkhiqizo

Imininingwane Yomkhiqizo

Siyaqonda ukuthi i-mortgage akuyona nje umsebenzi wezezimali kodwa isinqumo esibalulekile sempilo. Ukugxila kwethu ekugxileni kwamakhasimende kusho ukuthi asigcini nje ngokucabangela izinombolo; sicabangela indaba yakho ehlukile, izifiso, kanye nemigomo yezezimali. Ochwepheshe bethu bezindlu ezibolekiwe bazinika isikhathi sokuqonda uhambo lwakho lomuntu siqu, baqinisekise ukuthi uthola isixazululo semali mboleko esihambisana nombono wakho wesikhathi esizayo.I-Conventional Loan Underwriting,Ukuhlolwa Kwemalimboleko Yezindlu,I-Easy House Mortgage Loan, Siyaqonda ukuthi ukufaneleka kwekhredithi kungaba yinto ekhathazayo kubaboleki abaningi. Kungakho sinikezela ngezinsizakalo zokwelulekwa ngesikweletu ukuze sikusize uthuthukise isikolo sakho futhi uvikele imigomo engcono yemalimboleko. Ngokuhlinzeka ngemininingwane ebalulekile nesiqondiso esilungiselelwe, sihlose ukubandakanya abangase babe baboleka okungenzeka bangaqiniseki ngokufaneleka kwabo. Silapha ukuze sikunikeze amandla okulawula ikusasa lakho lezezimali.
- I-AAA Ebolekwayo I-AAA Engaguquki Imalimboleko - I-Jumbo Loan(Inani Eliphezulu Lemalimboleko) - Imininingwane Yokubolekwa kwe-AAA:

Ayinasihloko-7

Uhlolojikelele

Umkhawulo wenani lemalimboleko ephezulu kunemalimboleko evamile ye-ejensi.

Imininingwane

1) Ubukhulu be-DTI 43%;
2) Kufika ku-$2M Amanani Wokubolekwa;
3) Kufika ku-80% Max LTV;
4) Kudingeka izimbuyiselo zentela zeminyaka emi-2;
5) Ayikho i-MI(I-Mortgage Insurance);
6) 720 noma ngaphezulu amaphuzu esikweletu;
7) izinyanga eziyi-12 noma ngaphezulu ezibekiwe;
8) SFRs, 2-4 Units, PUDs, Condos;
9) Imikhiqizo engeyona eye-AUS.

Iyini i-Jumbo Loan?

I-jumbo loan iwuhlobo lwezimali oludlula imikhawulo ebekwe yi-Federal Housing Finance Agency futhi ayikwazi ukuthengwa, iqinisekiswe, noma inikezwe u-Fannie Mae noma u-Freddie Mac. Abanikazi bezindlu kufanele babhekane nezidingo eziqinile zezikweletu kunalabo abafaka isicelo semalimboleko evamile. Izimali mboleko zeJumbo zikuvumela ukuthi uthenge izakhiwo ezibizayo. Imali mboleko yejumbo ayisekelwa uFannie Mae noma uFreddie Mac.

Ungayichaza kanjani i-Jumbo Loan?

Ngo-2022, i-FHFA ithuthukisa imikhawulo yemalimboleko yazo zonke izinhlobo zezinhlobo zemalimboleko, ikakhulukazi i-Jumbo Loans. Sicela ubheke ngezansi kwemikhawulo yemalimboleko ka-2022 e-California, uma inani lemalimboleko yakho lidlula u-$970,800, ufanelekile ukubolekwa imali ye-Jumbo. Ungase futhi useshe imikhawulo yemalimboleko engu-2022 kwezinye izifunda.

2022 California County Loan Imikhawulo:

COUNTY

1-UMNDENI

2-UMNDENI

3-UMNDENI

4-UMNDENI

I-ALAMEDA

$970,800

$1,243,050

$1,502,475

$1,867,275

I-ALpine

$647,200

$828,700

$1,001,650

$1,244,850

AMADOR

$647,200

$828,700

$1,001,650

$1,244,850

BUTTE

$647,200

$828,700

$1,001,650

$1,244,850

I-CALAVERAS

$647,200

$828,700

$1,001,650

$1,244,850

I-COLUSA

$647,200

$828,700

$1,001,650

$1,244,850

PHAMBILI OGWENI

$970,800

$1,243,050

$1,502,475

$1,867,275

Enyakatho

$647,200

$828,700

$1,001,650

$1,244,850

I-DORADO

$675,050

$864,200

$1,044,600

$1,298,200

FRESNO

$647,200

$828,700

$1,001,650

$1,244,850

GLENN

$647,200

$828,700

$1,001,650

$1,244,850

HUMBOLDT

$647,200

$828,700

$1,001,650

$1,244,850

IMPERIAL

$647,200

$828,700

$1,001,650

$1,244,850

WENA

$647,200

$828,700

$1,001,650

$1,244,850

I-KERN

$647,200

$828,700

$1,001,650

$1,244,850

AMAKHOSI

$647,200

$828,700

$1,001,650

$1,244,850

ICHIBI

$647,200

$828,700

$1,001,650

$1,244,850

AKE

$647,200

$828,700

$1,001,650

$1,244,850

E-LOS ANGELES

$970,800

$1,243,050

$1,502,475

$1,867,275

INKUNZI

$647,200

$828,700

$1,001,650

$1,244,850

UMARIN

$970,800

$1,243,050

$1,502,475

$1,867,275

UMARIPOSA

$647,200

$828,700

$1,001,650

$1,244,850

MENDOCINO

$647,200

$828,700

$1,001,650

$1,244,850

I-MERCED

$647,200

$828,700

$1,001,650

$1,244,850

I-MODOC

$647,200

$828,700

$1,001,650

$1,244,850

I-MONO

$647,200

$828,700

$1,001,650

$1,244,850

I-MONTEREY

$854,450

$1,093,850

$1,322,200

$1,643,200

NAPA

$897,000

$1,148,350

$1,388,050

$1,725,050

NEVADA

$647,200

$828,700

$1,001,650

$1,244,850

IWOLINTSHI

$970,800

$1,243,050

$1,502,475

$1,867,275

PLACER

$675,050

$864,200

$1,044,600

$1,298,200

IZIMPABA

$647,200

$828,700

$1,001,650

$1,244,850

I-RIVERSIDE

$647,200

$828,700

$1,001,650

$1,244,850

I-SACRAMENTO

$675,050

$864,200

$1,044,600

$1,298,200

Saint Benedict

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN BERNARDINO

$647,200

$828,700

$1,001,650

$1,244,850

SAN DIEGO

$879,750

$1,126,250

$1,361,350

$1,691,850

I-SAN FRANCISCO

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN JOAQUIN

$647,200

$828,700

$1,001,650

$1,244,850

SAN LUIS OBISPO

$805,000

$1,030,550

$1,245,700

$1,548,100

INGCWELE MATHEWU

$970,800

$1,243,050

$1,502,475

$1,867,275

SAINT BARBARA

$783,150

$1,002,600

$1,211,900

$1,506,100

USANTA CLARA

$970,800

$1,243,050

$1,502,475

$1,867,275

INGCWELE ISIPHAMBANO

$970,800

$1,243,050

$1,502,475

$1,867,275

SHASTA

$647,200

$828,700

$1,001,650

$1,244,850

SIERRA

$647,200

$828,700

$1,001,650

$1,244,850
Izithombe zemininingwane yomkhiqizo:

- I-AAA Ebolekwayo I-AAA Imali Ebolekiwe Engavumelani - I-Jumbo Loan(Imali Ebolekiwe Ephakeme) - Izithombe zemininingwane ye-AAA yokubolekwa kwemali

Umhlahlandlela Womkhiqizo Ohlobene:
Ezweni lokubolekwa kwezindlu, ukufinyeleleka kubalulekile. Ipulatifomu yethu ye-digital mortgage yakhelwe kucatshangelwa ukunethezeka kwakho. Ungafaka isicelo semali mboleko, ulayishe amadokhumenti, futhi ulandelele intuthuko yakho yemalimboleko ku-inthanethi, konke ngokunethezeka kwekhaya lakho. Sidale okuhlangenwe nakho okudijithali okubandakanyayo okukubeka olawulweni, okuqinisekisa ukuthi ungakwazi ukuphatha isicelo sakho semali mboleko ngejubane lakho, 24/7. – AAA Lendings AAA Non-Conforming Loan – Jumbo Loan(High Loan Inani) – AAA Lendings , Umkhiqizo uzophakela kuwo wonke umhlaba, njengalokhu: Kazakhstan, Kenya, Portugal, Sineqembu elihle kakhulu elihlinzeka ngenkonzo yobungcweti, impendulo esheshayo, ukulethwa okufika ngesikhathi, ikhwalithi enhle kakhulu kanye nenani elingcono kakhulu kumakhasimende ethu. Ukwaneliseka kanye nekhredithi enhle kuwo wonke amakhasimende kuyinto ehamba phambili yethu. Sibheke ngabomvu ukubambisana namakhasimende emhlabeni wonke. Sikholwa ukuthi singanelisa nawe. Samukela futhi amakhasimende ngokufudumele ukuthi avakashele inkampani yethu futhi athenge imikhiqizo yethu.
    • Ubuchwepheshe obuhle kakhulu, isevisi ephelele yangemva kokuthengisa nokusebenza kahle komsebenzi, sicabanga ukuthi lokhu ukukhetha kwethu okuhle kakhulu.
    5 IzinkanyeziNguChristine wase-Israel - 2018.06.21 17:11
    Singabangane bakudala, izinga lomkhiqizo wenkampani belilokhu lilihle kakhulu futhi kulokhu intengo nayo ishibhile kakhulu.
    5 IzinkanyeziNgu-Fanny wase-Iraq - 2018.09.21 11:44

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