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Isikhungo Somkhiqizo

Imininingwane Yomkhiqizo

Nakuba ababolekisi abaningi belinganisele ububanzi babo, siyaqhubeka nokwandisa ubukhona bethu kuzo zonke izifundazwe, sisebenzela ababolekayo ezifundazweni ezingu-45, okuhlanganisa nezimakethe ezinamandla kakhulu njengeCalifornia neTexas. Ukufinyelela kwethu okunwetshiwe kusivumela ukuthi siqonde futhi sizivumelanise nezimo zesifunda, siqinisekise ukuthi amakhasimende ethu ezifundazweni ezihlukene athola ukwesekwa kwendawo kuyilapho esazuza kulwazi lwethu lwezwe lonke.Linganisela Ukuqashwa Kwemakethe,I-Adjustable Vs Fixed Rate,Izidingo Zombolekisi Wezindlu, Kwa-AAA LENDINGS, siyaqonda ukuthi ukukhetha umabolekisi wezindlu kuyisinqumo esibalulekile. Yingakho sithatha elinye imayela ukuze senze ukuzizwisa kwakho kumeme ngangokunokwenzeka. Sinikeza iwebhusayithi esebenziseka kalula enokuzulazula okulula, siqinisekisa ukuthi ungakwazi ukufinyelela ulwazi olubalulekile kalula. Uzothola amathuluzi awusizo nezinsiza njengezibali zokubambisa kanye nokuthunyelwe kwebhulogi okufundisayo, okuklanyelwe ukukunikeza amandla olwazi nokwenza uhambo lwakho lwemali yezindlu luhehe futhi lufundise.
- I-AAA Ebolekwayo I-AAA Engaguquki Imalimboleko - I-Jumbo Loan(Inani Eliphezulu Lemalimboleko) - Imininingwane Yokubolekwa kwe-AAA:

Ayinasihloko-7

Uhlolojikelele

Umkhawulo wenani lemalimboleko ephezulu kunemalimboleko evamile ye-ejensi.

Imininingwane

1) Ubukhulu be-DTI 43%;
2) Kufika ku-$2M Amanani Wokubolekwa;
3) Kufika ku-80% Max LTV;
4) Kudingeka izimbuyiselo zentela zeminyaka emi-2;
5) Ayikho i-MI(I-Mortgage Insurance);
6) 720 noma ngaphezulu amaphuzu esikweletu;
7) izinyanga eziyi-12 noma ngaphezulu ezibekiwe;
8) SFRs, 2-4 Units, PUDs, Condos;
9) Imikhiqizo engeyona eye-AUS.

Iyini i-Jumbo Loan?

I-jumbo loan iwuhlobo lwezimali oludlula imikhawulo ebekwe yi-Federal Housing Finance Agency futhi ayikwazi ukuthengwa, iqinisekiswe, noma inikezwe u-Fannie Mae noma u-Freddie Mac. Abanikazi bezindlu kufanele babhekane nezidingo eziqinile zezikweletu kunalabo abafaka isicelo semalimboleko evamile. Izimali mboleko zeJumbo zikuvumela ukuthi uthenge izakhiwo ezibizayo. Imali mboleko yejumbo ayisekelwa uFannie Mae noma uFreddie Mac.

Ungayichaza kanjani i-Jumbo Loan?

Ngo-2022, i-FHFA ithuthukisa imikhawulo yemalimboleko yazo zonke izinhlobo zezinhlobo zemalimboleko, ikakhulukazi i-Jumbo Loans. Sicela ubheke ngezansi kwemikhawulo yemalimboleko ka-2022 e-California, uma inani lemalimboleko yakho lidlula u-$970,800, ufanelekile ukubolekwa imali ye-Jumbo. Ungase futhi useshe imikhawulo yemalimboleko engu-2022 kwezinye izifunda.

2022 California County Loan Imikhawulo:

COUNTY

1-UMNDENI

2-UMNDENI

3-UMNDENI

4-UMNDENI

I-ALAMEDA

$970,800

$1,243,050

$1,502,475

$1,867,275

I-ALpine

$647,200

$828,700

$1,001,650

$1,244,850

AMADOR

$647,200

$828,700

$1,001,650

$1,244,850

BUTTE

$647,200

$828,700

$1,001,650

$1,244,850

I-CALAVERAS

$647,200

$828,700

$1,001,650

$1,244,850

I-COLUSA

$647,200

$828,700

$1,001,650

$1,244,850

PHAMBILI OGWENI

$970,800

$1,243,050

$1,502,475

$1,867,275

Enyakatho

$647,200

$828,700

$1,001,650

$1,244,850

I-DORADO

$675,050

$864,200

$1,044,600

$1,298,200

FRESNO

$647,200

$828,700

$1,001,650

$1,244,850

GLENN

$647,200

$828,700

$1,001,650

$1,244,850

HUMBOLDT

$647,200

$828,700

$1,001,650

$1,244,850

IMPERIAL

$647,200

$828,700

$1,001,650

$1,244,850

WENA

$647,200

$828,700

$1,001,650

$1,244,850

I-KERN

$647,200

$828,700

$1,001,650

$1,244,850

AMAKHOSI

$647,200

$828,700

$1,001,650

$1,244,850

ICHIBI

$647,200

$828,700

$1,001,650

$1,244,850

AKE

$647,200

$828,700

$1,001,650

$1,244,850

E-LOS ANGELES

$970,800

$1,243,050

$1,502,475

$1,867,275

INKUNZI

$647,200

$828,700

$1,001,650

$1,244,850

UMARIN

$970,800

$1,243,050

$1,502,475

$1,867,275

UMARIPOSA

$647,200

$828,700

$1,001,650

$1,244,850

MENDOCINO

$647,200

$828,700

$1,001,650

$1,244,850

I-MERCED

$647,200

$828,700

$1,001,650

$1,244,850

I-MODOC

$647,200

$828,700

$1,001,650

$1,244,850

I-MONO

$647,200

$828,700

$1,001,650

$1,244,850

I-MONTEREY

$854,450

$1,093,850

$1,322,200

$1,643,200

NAPA

$897,000

$1,148,350

$1,388,050

$1,725,050

NEVADA

$647,200

$828,700

$1,001,650

$1,244,850

IWOLINTSHI

$970,800

$1,243,050

$1,502,475

$1,867,275

PLACER

$675,050

$864,200

$1,044,600

$1,298,200

IZIMPABA

$647,200

$828,700

$1,001,650

$1,244,850

I-RIVERSIDE

$647,200

$828,700

$1,001,650

$1,244,850

I-SACRAMENTO

$675,050

$864,200

$1,044,600

$1,298,200

Saint Benedict

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN BERNARDINO

$647,200

$828,700

$1,001,650

$1,244,850

SAN DIEGO

$879,750

$1,126,250

$1,361,350

$1,691,850

I-SAN FRANCISCO

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN JOAQUIN

$647,200

$828,700

$1,001,650

$1,244,850

SAN LUIS OBISPO

$805,000

$1,030,550

$1,245,700

$1,548,100

INGCWELE MATHEWU

$970,800

$1,243,050

$1,502,475

$1,867,275

SAINT BARBARA

$783,150

$1,002,600

$1,211,900

$1,506,100

USANTA CLARA

$970,800

$1,243,050

$1,502,475

$1,867,275

INGCWELE ISIPHAMBANO

$970,800

$1,243,050

$1,502,475

$1,867,275

SHASTA

$647,200

$828,700

$1,001,650

$1,244,850

SIERRA

$647,200

$828,700

$1,001,650

$1,244,850
Izithombe zemininingwane yomkhiqizo:

- I-AAA Ebolekwayo I-AAA Imali Ebolekiwe Engavumelani - I-Jumbo Loan(Imali Ebolekiwe Ephakeme) - Izithombe zemininingwane ye-AAA yokubolekwa kwemali

Umhlahlandlela Womkhiqizo Ohlobene:
Ukuqamba kabusha kuyingxenye ye-DNA yethu. Sihlala sifuna izindlela zokuthuthukisa ulwazi lwemali mboleko kumakhasimende ethu. Inqubo yethu yesimanje yesicelo se-inthanethi, ukuphathwa kwemibhalo evikelekile, nezinketho zokuxhumana kwedijithali kunikeza uhambo olungenamthungo, olungenaphepha lwemali yendlu. Nge-AAA LENDINGS, ungalindela ulwazi lwesimanjemanje, olusebenzayo, noluvikelekile lwemalimboleko yezindlu ehambisana nomhlaba wobuchwepheshe ohamba ngokushesha. Ukunethezeka kwakho nokuvikeleka kubaluleke kakhulu kithi. – AAA Lendings AAA Non-Conforming Loan – Jumbo Loan(High Loan Inani) – AAA Lendings , Umkhiqizo uzophakela emhlabeni wonke, njengalokhu: Cape Town, Swiss, Germany, Sinonjiniyela abaphezulu kulezi zimboni kanye nethimba elisebenza kahle ocwaningweni. Ngaphezu kwalokho, manje sesinezingobo zethu zomlando kanye nezimakethe e-China ngezindleko eziphansi. Ngakho-ke, singakwazi ukuhlangabezana nemibuzo ehlukene evela kumakhasimende ahlukene. Khumbula ukuthola iwebhusayithi yethu ukuze uhlole ulwazi olwengeziwe oluvela ezimpahleni zethu.
    • Leli yibhizinisi lokuqala ngemuva kokusungulwa kwenkampani yethu, imikhiqizo nezinsizakalo zanelisa kakhulu, sinesiqalo esihle, sithemba ukubambisana ngokuqhubekayo esikhathini esizayo!
    5 IzinkanyeziNgu-Kimberley waseTanzania - 2018.06.21 17:11
    Ngokuvamile, sanelisekile ngazo zonke izici, ezishibhile, ezisezingeni eliphezulu, ukulethwa okusheshayo kanye nesitayela esihle se-procuct, sizoba nokubambisana kokulandela!
    5 IzinkanyeziNgu-Olga waseMombasa - 2018.02.21 12:14

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