I-Wholesale - I-AAA Lendings AAA Izimalimboleko Ezivamile Ezivumelanayo zabaningi bababoleki e-United States – AAA Ibolekisa ngemali ebolekisayo kanye nomtshali-zimali

Imininingwane Yomkhiqizo

Siyaqonda ukuthi i-mortgage akuyona nje umsebenzi wezezimali kodwa isinqumo esibalulekile sempilo. Ukugxila kwethu ekugxileni kwamakhasimende kusho ukuthi asigcini nje ngokucabangela izinombolo; sicabangela indaba yakho ehlukile, izifiso, kanye nemigomo yezezimali. Ochwepheshe bethu bezindlu ezibolekiwe bazinika isikhathi sokuqonda uhambo lwakho lomuntu siqu, baqinisekise ukuthi uthola isixazululo semali mboleko esihambisana nombono wakho wesikhathi esizayo.I-Mortgage Lender Oregon,Inzuzo Nokulahlekelwa,Ababolekisi Bezindlu Eziphezulu Abasebenzisa Us, Ngaphandle kwemikhiqizo yokubolekwa kwempahla yendabuko, sinikeza uhla lwezixazululo zokubolekwa kwe-niche ezihlangabezana nezidingo ezithile zamaklayenti. Imikhiqizo yethu yemalimboleko ye-'Non-QM' yakhelwe izimo zezimali ezingajwayelekile, okusenza sibe ababoleki abangafaneleki ngendlela evamile. Sikholelwa ukuthi kukhona imali ebolekwayo yawo wonke umuntu, futhi izinketho zethu zemalimboleko ezikhethekile zibonisa ukuzibophezela kwethu ekubandakanyeni wonke umuntu.

- I-AAA Lendings AAA Izimalimboleko Ezivamile Ezivumelanayo zabaningi bababoleki e-United States - Imininingwane Yokubolekwa kwe-AAA:

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Iyini Imalimboleko Evumelana Nejwayelekile?

Imali mboleko evumelanayo iyimali mboleko enemigomo nemibandela ehlangabezana nemibandela yoxhaso ka-Fannie Mae noFreddie Mac. Izikweletu ezivumelanayo azikwazi ukweqa umkhawulo othile wedola, oshintsha unyaka nonyaka. Ngo-2022, umkhawulo ngu-$647,200 ezingxenyeni eziningi zase-US kodwa uphakeme kwezinye izindawo ezibiza kakhulu. Ungasesha ku-inthanethi imalimboleko yesifunda ngayinye evumelana nemikhawulo yemalimboleko yonyaka wamanje.

Umsebenzi kaFannie Mae noFreddie Mac uholela ekutheni bathenge iningi lamabhange ezindlu ezibolekisayo. Kodwa ukuze bazamukele, ngeke bazenze ngokuthanda; kufanele zifane futhi zenziwe ngaphansi kweziqondiso ezithile. Kulapho ingxenye evumelanayo ingena khona, futhi kungani kunemithetho eminingi kangaka yokubhala ngaphansi kwalezi zimali mboleko: iwukuba ukulinganisa imali mboleko ukuze uFannie Mae noFreddie Mac bakwazi ukuzithenga.

Yiziphi izinhlobo ze-AAA Conforming Loans?

Ungase ubone ababolekisi bezindlu ezibolekisayo bekunikeza amanani entengo ahlukene “Emalimboleko Evumelanayo Jikelele” kanye “Nemalimboleko Ephakeme Kakhulu”. Empeleni, zombili lezi zinhlelo ezimbili zibizwa ngokuthi I-Confirming Loan.

Yimuphi umehluko wemalimboleko Evumelanayo kanye Nemalimboleko Engaguquki?

Kunezigaba ezihlukene zemalimboleko ongazisebenzisa ukuze uthenge umuzi, futhi imali mboleko evumelanayo nengavumelani yizona ezivame kakhulu. Imali mboleko evumelanayo ihlangabezana nemihlahlandlela okufanele idayiselwe u-Fannie Mae noma u-Freddie Mac, abathengi ababili abakhulu e-US Izimali mboleko ezingavumelani, ngakolunye uhlangothi, yilezo eziwela ngaphandle kwaleyo mihlahlandlela, ngakho azikwazi ukudayiselwa u-Fannie Mae noma u-Freddie Mac.
Zonke izimali mboleko ziwela ngaphansi kwesinye salezi zambulela ezimbili—kungenzeka zihambisana neziqondiso zikaFannie noFreddie, noma azivumelani. Umehluko phakathi kwalokhu okubili uholela emiphumeleni ethile ethokozisayo ethinta wena—umthengi.

Izithombe zemininingwane yomkhiqizo:

Umhlahlandlela Womkhiqizo Ohlobene:

Ukuzibophezela kwethu ekwenzeni izinto obala kudlulela ngale kwezigaba zokuqala zenqubo yokubolekwa kwezindlu. Siqinisekisa ukuthi unokuqonda okucacile kwemibandela yakho yemali mboleko, okuhlanganisa amanani enzalo, izinkokhelo, nezindleko zokuvala. Azikho izimanga ngosuku lokuvala. Sizinikele ekukunikezeni izincazelo eziqondile, ezingenayo i-jargon, ukuze ukwazi ukuzulazula ngokuzethemba izici zezimali zokuthenga kwakho ikhaya noma ukuxhasa ngezimali kabusha. - Ukubolekwa kwe-AAA I-AAA Izikweletu Ezivamile Ezivumelana Nezikweleti zabaningi Ababolekayo e-United States - I-AAA Lendings , Umkhiqizo uzohlinzeka kuwo wonke umhlaba, njengalokhu: I-Iraq, iVietnam, i-Seattle, Ukutholakala kwethu okuqhubekayo kwemikhiqizo yezinga eliphezulu kuhlanganiswe nesevisi yethu enhle kakhulu yangaphambi kokuthengisa nangemva kokuthengisa kuqinisekisa ukuncintisana okuqinile emakethe eya ngokuya iba yimbulunga yonke. wamukelekile amakhasimende amasha namadala avela kuyo yonke imikhakha yempilo ukuze asithinte ukuze uthole ubudlelwano bebhizinisi besikhathi esizayo kanye nempumelelo efanayo!

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