Uhlolojikelele
Ukuthenga phansi kwesikhashana kuyinketho edala i-akhawunti yokuthenga exhaswe ngemali esetshenziselwa ukwehlisa okwesikhashana inkokhelo yanyanga zonke yomboleki phakathi nonyaka wokuqala wemali mboleko.I-Note Rate ihlala injalo;kuphela inkokhelo yomboleki encishisiwe.
Izinhlelo ezifanele
Uhlelo lwe-AAA LENDINGS Loan Loan:
Sinikezela ngohlelo olujwayelekile lukaFannie Mae noFreddie Mac oluthi Conforming, High Balance, HomeReady kanye ne-HomePossible Loan Programme, Zonke izidingo zilandela Umhlahlandlela Womthengisi ka-Fannie Mae kanye noFreddie Mac.
Uhlelo Lwemalimboleko Yesikhungo, okungukuthi:
①FNMA/FHLMC CONFORMING
②FNMA/FHLMC OKULINGANA OKUPHEZULU
Imikhiqizo Efanelekile: Isilinganiso Esimisiwe Seminyaka engama-30.
Izinhlobo Zokwenziwe: Ukuthenga.
Ukuhlala Nohlobo Lwezakhiwo (Kufaka ama-Condominiums nama-PUD uma kufanele): Indawo yokuhlala Eyinhloko (1- kuya ku-4-Units).
I-Loan Scenario
Izinga Lonyaka Wokuqala li4.375%
· 2-1 Buydown (Okwenye imodeli yokuthenga yesikhashana ehlanganisa 3-2-1, 1-0 njalo njalo, sicela ushayele ukuze uthole imininingwane eyengeziwe.)
· Iminyaka engama-30 elungisiwe
· Qaphela Isilinganiso 6.375%(Qaphela izingcaphuno zesilinganiso kusukela ngomhlaka-11/21/2022, ngokuya ngoshintsho lwemakethe)
· Imali Ebolekiwe $500,000*Ubukhulu.ikhredithi yomthengisi engu-2.5% ukumboza izindleko (okuhlanganisa isilinganiso sokuthenga)
| Unyaka 1 | Unyaka 2 | Unyaka 3, 4, 5, ... | |
| Izinga Lenzalo | 4.375% | 5.375% | 6.375% |
| Mthly PMT | $2,496.43 | $2,799.86 | $3,119.35 |
| I-Mthly PMT Saving | $622.92 | $319.49 | / |
