12/09/2023

Kule nkathi egcwele amathuba nezinselelo, abantu abaningi bafisa ukufeza amaphupho abo okutshalwa kwezindlu nezakhiwo kodwa banqunyelwe izinqubo eziyinkimbinkimbi kanye nezidingo eziqinile zokubolekwa kwendabuko.Inkampani ye-AAA yethule i-“Awukho Umsebenzi Awukho Imali Engenayo” umkhiqizo (Awukho Uhlelo Lokusebenza Olungenayo Iholo), oklanyelwe ngokukhethekile ababolekayo abangakwazi ukunikeza ubufakazi bendabuko bemali engenayo, okusiza ukuthi unqobe imingcele yemali engenayo futhi ufeze kalula iphupho lakho lokuthenga umuzi.

Izici Zomkhiqizo

1. Asikho isidingo somsebenzi nemali engenayo
Umkhiqizo wethu uqeda inqubo eyisicefe yobufakazi bemali engenayo edingekayo emalini ebolekiwe evamile, ukuhlinzeka ngendlela elula yokuboleka imali.Mane nje ufake imali ehambisanayo ebekiwe ku-akhawunti eqokwe i-AAA futhi uyibeke njengediphozithi egxilile yezinyanga ezingama-25 noma ezingama-37.Kuye ngomboleki kanye nesimo sangempela semalimboleko, idiphozi yesikhwama semali ebekiwe izoba nezindlela ezimbili: uthishanhloko wezinyanga ezingama-24 kanye nenzalo kanye nezinyanga ezingama-36 uthishanhloko kanye nenzalo.Ngaphezu kwalokho, sinezidingo ezithambile zamadiphozithi amakhulu, inqobo nje uma inani lediphozithi linengqondo futhi lingaphansi kuka-5% yenani lemalimboleko, asikho isidingo sokuhlinzeka ngencazelo yomthombo!

2. Uhlu olubanzi lokusetshenziswa kwemali mboleko kanye nezinhlobo zokukhokha eziguquguqukayo
Kungakhathaliseki ukuthi uthenga indlu, uxhasa ngezimali, noma ukhipha imali kabusha, futhi noma ngabe izidingo zakho ezendawo yokuhlala, ikhaya leholide, noma indawo yokutshala imali, umkhiqizo wethu ungahlangabezana nezidingo zakho kalula.Sinikezela nge-3/6 ARM kanye ne-5/6 ARM izinhlobo ezimbili zokuncishiswa ukuze zivumelane kangcono nesimo somnotho esishintshayo.Ngisho noma izilinganiso zenzalo ziwela esikhathini esizayo esiseduze, uhlobo oluntantayo lwesikhashana lukuvumela ukuthi unike amandla kabusha ngaphandle kokukhathazeka, lunikeze ukuguquguquka okwengeziwe kokuhlela kwakho kwezezimali.

3. Awukho umthwalo owengeziwe wezezimali
Kungakhathaliseki ukuthi ukhetha i-3/6 ARM noma i-5/6 ARM, umkhiqizo wethu othi No Job No Income awunazo izinhlawulo zokukhokha kusengaphambili futhi awubandakanyi izigaba zokubolekwa kwebhaluni (Ayikho Inkokhelo Yebhaluni), ezikuvumela ukuthi uboleke futhi uthenge indlu ngokuthula kwengqondo.

4. Isilinganiso senkokhelo ephansi esinengqondo
Umkhiqizo wethu unenani eliphezulu lemalimboleko elingafika ku-$2.5M, nezilinganiso zokukhokha kancane zisuka ku-40% ziye ku-50% kuye ngokusetshenziswa kwendlu.Imininingwane imi kanje:

Uhlobo Lwezindlu	Isilinganiso esiphezulu semalimboleko
Indawo yokuhlala eyinhloko	60%
Indawo yokuhlala engeyona eyinhloko	55%
Isakhamuzi esingahlali unomphela/isakhamuzi sangaphandle	50%

5. Kusebenza kobunikazi obuhlukahlukene bomboleki

Umkhiqizo wethu wemalimboleko ulungele izinhlobo ezahlukene zababoleki, okuhlanganisa:
● Izakhamizi zase-US: Asikho isidingo sokukhathazeka mayelana nezinqubo eziyinkimbinkimbi zokubolekwa kwendabuko.
● Izakhamuzi Zaphakade: Ngisho nangaphandle kwerekhodi elizinzile lomsebenzi, ungathola imalimboleko kalula.
● Izakhamuzi zakwamanye amazwe: Ukunikeza indlela elula yokuboleka abatshalizimali bakwamanye amazwe.
● Izakhamuzi ezingezona unomphela: Ukutshala imali e-US akuseyona inkinga.

imibuzo ejwayelekile ukubuzwa

Yiziphi izifunda lapho lo mkhiqizo usebenza kuzo?
——Lo mkhiqizo usebenza ku-CA, IL, HI.

Ingabe uyawamukela Amandla Ommeli (POA)?
——Yebo, siyawamukela Amandla Ommeli.

Ngingakwazi ukusebenzisa izimali zebhizinisi kanye nezimali zezipho?
——Izimali zebhizinisi azikwazi ukusetshenziswa, futhi izimali zezipho azikwazi ukusetshenziswa.

Uyayamukela i-C08 noma abanikazi bamakhadi aluhlaza esikhashana?
——Kwamukelwe.

Ingabe ikhona inketho yezilinganiso zenzalo zokuthenga Phansi?
——Yebo, sinikeza inketho yokuthenga amanani enzalo, sicela ushayele ukuze uthole imininingwane.

Ingabe ngidinga izimali ezengeziwe zokugodla?
——Kudingeka izinyanga ezimbili zezitatimende zasebhange, faka nje uthishanhloko wezinyanga ezingama-24 kanye nenzalo noma izinyanga ezingama-36 kanye nenzalo yezinyanga ezingama-25 noma izinyanga ezingama-37, azikho ezinye izimali ezibekiwe ezidingekayo.Sicela uqaphele ukuthi kuzoba nenhlawulo yokuhoxiswa kwemali ebekiwe ngaphambi kwesikhathi, inani lenhlawulo lilingana nezinsuku eziyi-180 zenzalo.

Ingabe ikhona inhlawulo yokukhokha kusengaphambili?
——Cha.

Njengenye yezinkampani ezimbalwa emakethe ezinganikeza imikhiqizo enjalo, inkampani ye-AAA inenzuzo ephezulu kakhulu yokuncintisana.Sigxile kumakhasimende, sizimisele ukukunikeza izixazululo ezingcono kakhulu zemalimboleko.Uma uzisebenza, nakuba iholo lakho lanele kodwa amafayela akho emali engenayo awalungile;noma uma ungumsebenzi onomsebenzi ongazinzile noma unegebe elide futhi usanda kuthola umsebenzi;noma uma ungumtshali-zimali wakwamanye amazwe, khona-ke lo mkhiqizo wemalimboleko ukulungele kakhulu.Sicela usithinte ukuze uthole uhlelo lwemalimboleko olufanelana nawe!

Ividiyo:Awunamsebenzi Awukho Imali Engenayo - Awukho umsebenzi kanye neholo?Azikho izinkinga!I-AAA ikusiza ukuthi usheshise ukufezeka kwamaphupho akho okuthenga ikhaya

Isitatimende: Lesi sihloko sihlelwe ngabakwa-AAA LENDINGS;ezinye zezithombe zithathwe ku-inthanethi, indawo yesayithi ayimelwe futhi ngeke iphinde iphrintwe ngaphandle kwemvume.Kukhona ubungozi emakethe futhi ukutshalwa kwezimali kufanele kuqaphe.Lesi sihloko asihlanganisi iseluleko somuntu siqu sokutshala izimali, futhi asicabangi izinjongo ezithile zokutshala izimali, isimo sezezimali noma izidingo zabasebenzisi ngabanye.Abasebenzisi kufanele bacabangele ukuthi noma imiphi imibono, imibono noma iziphetho eziqukethwe lapha zifanele isimo sabo esithile.Tshala imali ngokufanele ngokuzifaka engozini.