Amagama angukhiye: I-akhawunti ye-Escrow;Impound;Intela & Umshwalense;Gcina
Isitatimende sasebhange siwumkhiqizo olinganisela imali engenayo yomboleki ngokuhlaziya amadiphozithi ku-akhawunti.Isebenzisa i-DTI ukuze ifaneleke njengemalimboleko evamile.
Lesi sigaba semikhiqizo singahlukaniswa izigaba ezimbili:
Isitatimende sasebhange lebhizinisi kanye nesitatimende sasebhange Somuntu
1. Uhlelo lwesitatimende sasebhange lebhizinisi luwukhetho lokuqala lwamakhasimende amaningi, ngoba isitatimende sasebhange sebhizinisi singesemali engenayo yonke.Okusho ukuthi, ngisho noma amakhasimende ehlinzeka ngesitatimende sasebhange somuntu siqu, inqobo nje uma singakanqunywa ukuthi siyimali engenayo, angakhetha kuphela uhlelo lwesitatimende sasebhange sebhizinisi futhi abonise idiphozi yebhizinisi.Imali yonke engenayo kufanele iphindwe nge-coefficient ethile ukuze uthole imali engenayo.
2. Uhlelo lwesitatimende sasebhange somuntu siqu ngelemali engenayo, futhi sebenzisa idiphozithi engu-100% njengemali engenayo.Ukuze kufakazele imali engenayo, ikhasimende lidinga ukunikeza ubufakazi bamadokhumenti.Idokhumenti evame kakhulu isitatimende sasebhange lebhizinisi, esibonisa ukuthi idiphozi ivela esitatimendeni sasebhange sebhizinisi bese sifakwa esitatimendeni sebhange somuntu.Le diphozithi iyinsalela engenayo.
I-AAA Lendings ingumbolekisi wezindlu oqondile oneminyaka engaphezu kwengama-30 yesipiliyoni sokuboleka.Sineqembu lochwepheshe abanolwazi oluhlinzeka ngezinsizakalo kubathengi bezindlu kanye nabantu abanezidingo zezindlu.Sinikezela ngezinhlelo zokubolekwa ngokwezifiso eziyi-100+ kwabajwayelekile, i-FHA, i-VA, i-EZ abaqeqeshiwe nabangaphandle.Sihlala sibeka izidingo zekhasimende kuqala futhi sinikeza isixazululo esingcono kakhulu esenziwe ngokwezifiso kukhasimende ngalinye.
Ababolekisi bezindlu eCalifornia,ababolekisi bezindlu abangcono kakhulu kubathengi bokuqala,Izinkampani Ezingcono Kakhulu ze-Mortgage ozozisebenzela eCalifornia, Izimali mboleko ezingezona ze-QM kubabolekisi baseCalifornia,ababolekisi abangewona be-QM, ababolekisi abahamba phambili be-Jumbo, ababolekisi bemali mboleko yeJumbo, Best Ama-Mortgage Refinance Lenders aalendings.
Isikhathi sokuthumela: Jan-20-2022