I-CRA WVOE & CPA Ilungiselelwe Uhlolojikelele lwe-P&L
I-CRA WVOE & CPA Ilungiselelwe I-P&Lnikeza umbhalo wangaphansi ovumelana nezimo, amanani ancintisana kakhulu kanye nezinketho zezimali eziqinile noma eziguquguqukayo ngokuqiniseka kanye nesivinini sokwenza.
* Isimo Esitholakalayo: Itholakala e-CA, CO, GA, IL, TX, VA, WA
I-CRA WVOE & CPA Ilungiselelwe Amaphuzu Avelele Ohlelo Lwe-P&L
7/6 ARM
1) Izimali zesipho zivunyelwe;
2) Ubukhulu.Imali Ebolekiwe $1M;
3) Ubukhulu.I-LTV 70%;
4) Imizuzu.I-FICO 700;
5) 1-4 Amayunithi/I-Condo.
I-CRA WVOE & CPA Ilungiselelwe Imihlahlandlela Ye-P&L
| Uhlobo Lwezakhiwo | ★1 iyunithi SFR/PUD/Condo;2-4 Amayunithi |
| Ubuzwe | ★ Isakhamuzi SaseMelika★ Isakhamuzi Saphakade★ Isakhamuzi Esingesona Unomphela ★Isizwe Sangaphandle asifanelekile. |
| Umsebenzi & Imali engenayo | Kuyafana nokuthi "WVOE&I-P&L Ezilungiselele ngokwakho" |
| Izimpahla Nokugcinwa | Kuyafana nokuthi "WVOE&I-P&L Ezilungiselele ngokwakho " |
| Ikhredithi | ★Imali Ebolekwayo/Irenti :Ubukhulu.1x30 ezinyangeni eziyi-12 ezedlule;Ubukhulu obungu-2x30 ezinyangeni ezingu-24 ezedlule ★Tradelines:3 X 12-izinyanga ezingu-12 imigqa yokuhweba eyisikaziwa iyadingeka ekusetshenzisweni okukodwa. ★Ukuqothuka: Iminyaka emi-5 |Indali Efushane Netayitela esikhundleni: Iminyaka emi-5 |Ukuvalwa: Iminyaka engu-5 |Ukuguqulwa Kwemalimboleko: Iminyaka emi-5 |
| Ukulinganisa | ★Isiqondiso sokuhlola: 1 Ukuhlola Okugcwele &1 Imodeli Yokulinganisa Okuzenzakalelayo edingekayo. |
| Ezinye Izimfuneko | ★Max Front-End/Total Debt-to-Income (DTI) isilinganiso esivunyelwe: 43%/48%. ★Okwenziwe Okuyinhloko kufanele kube Imalimboleko Efanelekayo ye-CRA: ①LMI engaphansi kuka-80% wemali engenayo emaphakathi ye-FFEIC yepheshana lokubala;noma ②Impahla Yesihloko Itholakala endaweni ye-LMI. ★Ukutshalwa Kwezimali kufanele kube Imalimboleko Efanelekile ye-CRA: ①Impahla Yesihloko Itholakala endaweni ye-LMI. ★Ayikho i-AUS edingekayo - Ibhalwe Ngaphansi Ngokuzenzela ★Isilinganiso Senzalo Efanelekayo: Iphezulu kwezinga elikhonjwe ngokugcwele noma inani lenothi. ★I-Condo kufanele iqinisekiswe nguFannie Mae;amakhondomu anganikezwa iwaranti azobuyekezwa umuntu ngamunye. ★Okwenziwayo kufanele kube Umsebenzi Wobude Bezingalo. |
